))
Why Is Owning a Home More Beneficial in the Long Run?
Manage episode 169070089 series 1331286
เนื้อหาจัดทำโดย Heidi Phong เนื้อหาพอดแคสต์ทั้งหมด รวมถึงตอน กราฟิก และคำอธิบายพอดแคสต์ได้รับการอัปโหลดและจัดหาให้โดยตรงจาก Heidi Phong หรือพันธมิตรแพลตฟอร์มพอดแคสต์ของพวกเขา หากคุณเชื่อว่ามีบุคคลอื่นใช้งานที่มีลิขสิทธิ์ของคุณโดยไม่ได้รับอนุญาต คุณสามารถปฏิบัติตามขั้นตอนที่แสดงไว้ที่นี่ https://th.player.fm/legal
There are three reasons why owning a home is better than renting one, and they’re not just about the money.
Selling your home? Click here for a free home value report
Buying a home? Click here to search homes for sale
One of my clients recently ask me, “Should I buy now and own a home, or should I keep renting and save for a bigger down payment?”
This is an important question. Everybody’s situation is a little bit different, but if you find that you’re asking yourself the same question, I can tell you that there are three reasons you should stop renting and go ahead and buy.
The first reason is that when you write rent checks to a landlord, you’re paying them—not you. You’re not building any equity for yourself—you’re building equity for your landlord. If you’re renting to try and save for a bigger down payment and prevent PMI being added onto your mortgage, you’re not doing yourself any favors. In all that time, you could’ve been lowering your mortgage and building equity for yourself.
The second reason is that when you own a home, you can do whatever you want to it. When you rent, if you want to change anything substantial about the property, you need permission from the landlord. Even if the landlord does give you permission, you’re only upgrading their property—not yours.
The third reason is if you do buy a home and the experience is too overwhelming, after five years, you have the option of turning the property into a rental home and becoming a landlord, yourself.
Do you want to be able to do whatever you want to the house you’re living in? Do you want to be able to pay yourself first and build equity in the long run? Do you want the freedom to be able to become a landlord in the future? If you answer “yes” to any of these questions, you probably have your answer.
If you have any questions about this topic, please feel free to reach out to me by phone or email. I look forward to hearing from you!
This is an important question. Everybody’s situation is a little bit different, but if you find that you’re asking yourself the same question, I can tell you that there are three reasons you should stop renting and go ahead and buy.
The first reason is that when you write rent checks to a landlord, you’re paying them—not you. You’re not building any equity for yourself—you’re building equity for your landlord. If you’re renting to try and save for a bigger down payment and prevent PMI being added onto your mortgage, you’re not doing yourself any favors. In all that time, you could’ve been lowering your mortgage and building equity for yourself.
The second reason is that when you own a home, you can do whatever you want to it. When you rent, if you want to change anything substantial about the property, you need permission from the landlord. Even if the landlord does give you permission, you’re only upgrading their property—not yours.
“
”
Owning a home means building long-term equity.
”
The third reason is if you do buy a home and the experience is too overwhelming, after five years, you have the option of turning the property into a rental home and becoming a landlord, yourself.
Do you want to be able to do whatever you want to the house you’re living in? Do you want to be able to pay yourself first and build equity in the long run? Do you want the freedom to be able to become a landlord in the future? If you answer “yes” to any of these questions, you probably have your answer.
If you have any questions about this topic, please feel free to reach out to me by phone or email. I look forward to hearing from you!
16 ตอน
แบ่งปัน
