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Market Pulse

Equifax

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Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.
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More Than Your Age

Erica Pasvar

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Is age nothing but a number or does it carry a heavier weight than we actually think? Many women can be limited in their goals or dreams based on a number that equates to their age. Join the More Than Your Age Podcast host, Erica Pasvar, as she engages in conversations with women who fully live their lives without being dictated or defined by their age. This is a space to encourage women who feel blocked to pursue a dream or goal based on their age or life circumstances. Let’s start living l ...
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Potter’s Inn Soul Care Conversations is a place where our souls meet the world. We invite you into a relevant, vulnerable, and courageous conversation with us. We’ll explore key Soul Care issues facing us in work, health, relationships, and God. In our busy lives we all need a space to reflect, be inspired, and get some needed resources to help us navigate the white water of life. This podcast is provided by Potter’s Inn, a ministry dedicated to the care of the soul for leaders in the minist ...
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In this episode of the More Than Your Age podcast, master coach Yvonne Grossi shares her transformative journey of overcoming binge eating, which began at age 52. Yvonne discusses her struggles with food, the emotional turmoil that led to her binge eating, and how she found recovery through coaching and self-compassion. She emphasizes the importanc…
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In this episode of the More Than Your Age podcast, Elizabeth Schutz shares her journey of overcoming limiting beliefs and insecurities that stemmed from childhood experiences. She discusses the impact of competition and comparison in her upbringing, the importance of finding acceptance and validation, and how relationships played a crucial role in …
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In this episode of the More Than Your Age podcast, host Erica Pasvar interviews Heather Brooke, the reigning Miss West Tennessee for America. Heather opens up about her powerful story of overcoming childhood trauma, including sexual abuse and trichotillomania, a hair-pulling disorder. She shares how these challenges have shaped her into the woman s…
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Welcome back to The More Than Your Age Podcast!I appreciate you joining and listening in. I want to thank you all for being a part of a special 3-part series for both Domestic Violence and Breast Cancer Awareness Month. I know these episodes are heavier than usual, but they offer immense hope and light as we hear each woman’s story of overcoming so…
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The Risk Advisor team at Equifax discusses the recent 50 basis point rate cut by the Federal Reserve and its wide-reaching impact on the U.S. economy. Topics including consumer sentiment, the housing and auto markets, and the lending landscape offer valuable insights into how these changes will affect both households and financial institutions. The…
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Tina Keller, an attorney and author, shares her journey of becoming a lawyer later in life after experiencing domestic violence. She started her law school journey at the age of 45 and graduated at 50. Tina grew up witnessing domestic violence in her parents' and grandparents' households, which shaped her views on relationships. She made a firm dec…
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In this episode, Christine Hebert courageously shares her powerful story of survival, resilience, and transformation. In the early 90s, while pregnant with her son, Christine faced unimaginable abuse at the hands of her husband. Her turning point came one fateful day when she made a life-changing decision that would alter her future forever. Tune i…
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Taylor Martinez shares her journey from drug addiction to redemption. At the age of 14, Taylor started experimenting with drugs and fell into a destructive lifestyle. She moved to Texas and got involved with the wrong crowd, leading to a spiral of drug use. Eventually, her family found out and she hit rock bottom. However, she found hope when she m…
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In today’s episode, Sarah Cox shares her heartwarming and inspiring journey to becoming a mother as a single woman. Like many women, Sarah dreamed of getting married and having children, but when her plan A didn’t work out, she knew motherhood was still non-negotiable. Sarah discusses her decision to pursue foster care and adoption after realizing …
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In today’s episode, I’m excited to introduce you to Tarina Ganger, the founder of Tranquil Guide. I first discovered Tarina through a pro-aging Instagram post about embracing new beginnings at any age—whether it's starting over at 40, finding yourself at 50, or getting married at 60. Tarina’s insightful comment caught my attention, and I knew I had…
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In this episode of The More Than Your Age Podcast, I chat with Melissa Briscoe, the owner of Olive It, a charming floral and gift boutique in New York. I really enjoyed learning about Melissa and hearing her story from navigating multiple career changes, personal growth, and unexpected challenges. From her beginnings in hospitality to the bold leap…
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In this illuminating panel discussion, Tom Aliff, Risk Advisors Leader at Equifax, delves into key economic concerns and forecasts with economists Amy Crews Cutts, President at AC Cutts and Associates LLC; Robert Wescott, Founder and President of Keybridge; and Mark Zandi, Chief Economist of Moody's Analytics. They explore the implications of budge…
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In this episode, I am joined by an award-winning poet and educator, Karen Luke Jackson. From shaping innovative educational programs to leading life-changing workshops, Karen shares how her experiences have guided her towards a life of purpose and fulfillment. She opens up about the importance of embracing aging, the wisdom it brings, and the cultu…
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In today’s episode, I sat down with Abby Dumont, the creator and visionary behind Pinch of Salt Pastries. Abby’s journey from studying English to becoming a successful baker is a story of passion and innovation. After developing dietary restrictions, Abby saw a need for delicious gluten-free options and began baking to fill that gap. What started a…
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In this episode of the More Than Your Age podcast, I had the privilege of interviewing Jacquie Ramsey, the founder of FreshTest, about her groundbreaking product and her journey in the healthcare industry. FreshTest offers an organic and additive-free alternative to the traditional glucose test for pregnant women. Jacquie explains the importance of…
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Bob Homer, General Manager and VP of Insurance and Alliances at Equifax, and Stephen Crewdson, Senior Director of Global Business Intelligence at JD Power, discuss the sharp rise in home and auto insurance premiums, driven by both economic and social inflation, and the impact on consumer affordability and behavior. Bob and Stephen explore how insur…
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Welcome back to The More Than Your Age podcast! Boy does it feel good to be back and releasing new episodes.In today's episode, Kim Rahir shares how her life changed dramatically after being diagnosed with Guillain-Barré syndrome and later multiple sclerosis (MS).Despite these health challenges, Kim remained resilient. She learned to appreciate the…
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If you’ve been around for a minute, you may know how much I am in love with the 1000 Hours Outside movement and have been inspired and in awe of the founder, Ginny Yurich. I reached out to Ginny about this time last summer and was hopeful I’d get to interview someone on my “wish list”, and someone who has made a huge impact in my life, without even…
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This week’s Flashback Series Episode was one I was very excited about for the initial interview. I had been a fan of Mane Label Hair Co, and was (and still am) a frequent user of the Sway, the heatless hair curling wrap. I wanted to invite one of the co-owners, Misty Allmandinger, on the show because I love how amazing the product is, and I wanted …
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The Equifax Risk Advisors team explores the complexities of the current economic landscape, discussing key topics such as the K-shaped recovery, inflation's impact on consumer sentiment, and rising delinquency rates. They also respond to recent comments by economists on trends in consumer spending, credit risk, and the nuanced effects of economic p…
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This week’s Flashback Episode has been the number 1 ranked episode for over 6 months. When I’ve polled listeners regarding their top favorite episodes, this one is always an episode people enjoyed and voted for. You can tell that as well based on the number of downloads. Lisa Lankes was incredibly gracious to give me her time and join me for this e…
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This week’s Flashback series is still one of the highest ranked episodes. Cristi was incredibly open about her story, how she is more than a divorced woman, but how that shift in her life and identity helped her push forward to launch her career and find a new passion at the age of 46. Cristi was a delight, and I know her story already spoke to so …
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This week’s Flashback episode was one that I personally gained a lot from. I’ve quoted this guest probably the most out of any other guest based on her perspective of pursuing goals or dreams and not being limited to pursue anything based on age or life circumstance. At the time of this interview, Jessica was pursuing her masters after years away f…
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This week’s Flashback Episode is from a dear college friend of mine who so generously gave her kidney to a friend in need. The personal reviews and encouragement I heard from this episode really stood out, and this became a popular favorite for so many. It’s a remarkable story on how God;s hand was all over Holland and her friend. It’s one of those…
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With 93% of small business owners anticipating growth, the timing of potential Fed interest rate cuts remains a critical factor. Sarah Briscoe, lead commercial statistical analyst at Equifax, sheds light on the latest trends in small business lending, delinquency, and default rates, highlighting the unique insights from the Equifax small business i…
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This week’s Flashback Episode is from one of my favorite people, and a huge supporter of this podcast. Cindy is a delight, and I love how she pursued a new career as a flight attendant at the age of 53. It’s a joy for me to reshare this episode with you. Enjoy the show! Recap from the original show notes: Have you ever experienced being the low man…
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I really enjoyed this Flashback Episode with my friend, Heather Finley. I had the privilege of living down the street from Heather for a while and joined her global gut health program. Her program is such a game changer and did wonders for me, and is continuing to do wonders for others. I had a lot of people reach out regarding this episode. They f…
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This week’s Flashback Episode is one that was insanely heavy. This episode is still ranked at the top of the charts and continues to inspire so many. Kim went through a very difficult season with the loss of her husband, and her perspective and view on everything is absolutely remarkable. This is not a happy go-lucky episode, but it is one that tru…
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Welcome to this year’s Summer Flashback Series. I am taking a break this summer, as my husband and I just welcomed our 4th child, our precious daughter into the world on May 9th. I had originally planned to edit and release another 2 episodes that were previously recorded throughout the end of May, but our baby girl ended up arriving sooner than ex…
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Anna Buenaseda shares her journey of pursuing her passion for musical theater after years of putting it aside due to cultural and financial barriers. She discusses how her love for music and singing developed from a young age and how she was inspired by the musical Miss Saigon. Anna explains the cultural pressure she faced to pursue a stable career…
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Our all-female panel of financial experts answer your burning questions about consumer credit, loan performance, and economic trends shaping affordability. Our panelists including Amy Crews Cutts, president and chief economist at AC Cutts & Associates, and Equifax’s own Maria Urtubey, Anna Fisher, and Mariette de Meillon address questions submitted…
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In this deeply moving episode, we dive into the profound journey of resilience and hope with our guest, Melanie Galaviz. Melanie shares her story of enduring unimaginable pain as a newly married woman at 22, and how she navigated through life's darkest moments with courage and determination. Despite the difficulties, Melanie never felt like a victi…
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Carisha Davis shares her journey from choosing teaching as a career to transitioning to teaching art and eventually starting her own art business. She initially pursued a career in law but found her passion in coaching and teaching. Carisha's love for sports and coaching led her to become an English teacher, but she always had a passion for art. Af…
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Join the Risk Advisors Group at Equifax as they discuss the current state and future trends of interest rates and their profound impact on the U.S. economy. The conversation delves into the Federal Reserve's strategies in response to inflation and economic shifts, exploring how these changes affect various sectors including banking, mortgages, and …
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Sarah Damoff shares her journey from her career in family studies, children's ministry, and foster care. She then transitions to becoming a stay-at-home mom and later a guardian ad litem. Sarah's passion for advocating for children and human rights leads her to pursue writing, and she shares her process of learning about the publishing industry and…
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Today is a special day as I not only had the opportunity to interview one, but two guests! This was a first time experience having two guests on the show. I’m very thankful my first 2 guest interviews were with The Bulcher sisters. I met both Erin and Nicole several years ago when they opened their fitness studio, The Bar Method. It was an exciting…
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Scott McMahon, alliance manager for Automotive Partnerships at Equifax, leads a panel discussion on current trends, the rising challenge of fraud in the automotive space, and the industry's outlook, with a special focus on consumer affordability and the evolving electric vehicle (EV) market. His esteemed panel includes Steve Greenfield, general par…
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I was introduced to my guest on today’s show several years ago at a friend’s bachelorette party. The most beautiful outdoor picnic was created for a group of 15 or so women honoring my friend. Rae Johnson, the founder and owner of Not Ur Average Picnic, was the one who created a beautiful masterpiece that transformed the backyard and made the picni…
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Music has a way of speaking to our souls in a variety of ways. How a songwriter can convey truth and poetry to create a song that leaves an impact on our hearts is truly remarkable. I came across my guest today at an intimate concert back in the fall of 2023. Every single song she sang was profound and deeply touching. I had the opportunity to chat…
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We’re joined by Jeff Richardson from VantageScore to discuss how inflation is impacting households. We dig into factors contributing to rising delinquencies, the expected continuation of this trend, and the impact on different consumer segments. Additionally, we address the role of stimulus on credit scores and the strategies that organizations sho…
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We all have a perception on what marriage should look like, and when is the best time to get married. You may think marriage should happen at a really young age or that you need to wait until you’ve experienced more life. You may also think that your life will have value and a purpose once you’ve met the love of your life. The reality is that our l…
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I love seeing people’s dreams come true, especially when the odds could be stacked against them. When someone has a huge passion and chases after their dream, regardless of what others may say, and it comes to fruition, it is such an exciting thing to witness and celebrate. Today’s guest is just that person. Rebekah Hoffpauir, owner of the Bekery b…
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We’ve all had a vision in our minds of what success looks like. For some, it may be being the best at your craft or job, for others it may be a specific title or accolade, and for some, it may be something more simplistic. No matter what, everyone has a vision and idea of success. In today’s episode, I speak with Kenzie Wilson who is a Texas educat…
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I think there’s something special and unique about a person when you get the opportunity to talk to them and feel this connection and draw towards them as a person. There are people in this world that are truly remarkable and the fact that I had the opportunity to speak with one and discover her kindness and unique warmth, made this interview extra…
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The Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding of risk management in today's complex economic landscape. In thi…
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It’s the 50th episode!!!! I can’t believe it! How have 50 episodes come in what I feel is short amount of time?! But it has, and I am grateful to be here. Coincidentally, the 50th episode coincides with my 40th birthday! Well… just a few days after, but I decided to use this episode as a solo episode to reflect on turning 40, what comes with it, an…
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This episode is full of laughs and enjoyment as I had the opportunity to chat with the very funny comedian, Angela Owen. She shares her journey from life before pursuing comedy, to where she is now: Angela, a former hairdresser, shares her journey of transitioning to comedy at the age of 51. Angela explains how her background in hairdressing and wr…
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