Social Security, Roth IRAs, Trusts, HSA Conversions, and MDF: Q&A #2419

The Retirement and IRA Show

Jim and Chris discuss listener questions relating to Social Security, survivorship benefits, Roth IRAs, Trusts, HSA conversions, and MDF.

(5:45) George looks for clarification on the Social Security survivorship benefits.

(11:15) A listener asks about how much their Social Security benefit will be reduced by not working up to full retirement age.

(19:45) George tries to get clarity on the 5-year rules associated with Roth IRAs.

(31:45) A listener asks about the thinking behind opening two different Trusts for inheriting retirement assets.

(36:30) A listener wonders about the rules associated with converting qualified retirement assets into a health savings account (HSA).

(45:15) Georgette asks for clarity on covering the minimum dignity floor (MDF) in a joint and survivorship scenario.

(57:15) A listener provides some clarification on FSAs and HSA accounts as well as the custodian responsibility for both.

The post Social Security, Roth IRAs, Trusts, HSA Conversions, and MDF: Q&A #2419 appeared first on The Retirement and IRA Show.