FAIR Plan and Auto Insurance

Insurance Hour with Karl Susman (Audio Version)

In today’s show I provide an in-depth overview of the California FAIR Plan Association, which offers basic fire insurance coverage for California residents unable to obtain it through the private market. I clarify common misconceptions about the FAIR Plan, emphasizing that it is not a state-run insurer but rather an association of all admitted insurance companies in California. I explain the perils and coverage options included and excluded in a FAIR Plan policy, stressing the importance of also acquiring a DIC (Difference in Conditions) policy to supplement gaps in FAIR Plan coverage. Throughout the show, I take calls from listeners with insurance inquiries. These include a mother seeking advice on adding her teenage son to her auto policy upon getting his license and a homeowner who was dropped by his insurer inquiring about obtaining FAIR Plan coverage. I respond to these queries with detailed and tailored insurance advice.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.
Listeners can now tune in to Insurance Hour on:
KMET AM1490 – Inland Empire – Friday 9-10am

KTRB AM860 – San Francisco – Saturday 7-8am

KION AM1460 — Salinas — Saturday 12-1pm

KEIB AM1150 – Los Angeles – Saturday 12-1pm

KCBQ AM1170 – San Diego – Saturday 1-2pm

KFBK AM1530 – Sacramento – Sunday 5-6pm

KZSB AM1290 - Santa Barbara - Wednesday 9:52am

KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.
The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at [e-mail]