พอดคาสท์ Karl Susman ชั้นนำ (2024)

1
Revolutionizing Insurance: Cody Eddings & SnapRefund's Tech Breakthroughs 53:21

2d ago53:21

53:21

The episode focuses on the insurance technology sector, particularly on how financial technology can improve efficiencies in insurance transactions. The guest, Cody Eddings, co-founder of SnapRefund, discusses the origins and mission of his company, which aims to revolutionize insurance payouts and agency billing through two main products: ClaimSna…

1
Navigating the Currents: Insurance Market Challenges w/ Deputy Insurance Commissioner MICHAEL SOLLER 54:00

9d ago54:00

54:00

The episode primarily focuses on insurance-related challenges in California, featuring Karl Susman as the host and Michael Soller, Deputy Insurance Commissioner, as the guest. The discussion highlights the current state of the insurance market in California, particularly addressing the non-renewal of policies by major providers like State Farm, and…

1
California's Insurance Crossroads: Navigating the Uncharted Waters of Coverage Crisis 54:04

16d ago54:04

54:04

This episode of "Insurance Hour" with Karl Susman unpacks the tumultuous state of California's insurance industry, spotlighting the strategic withdrawal of major insurers and the mounting strain on the California Fair Plan Association. Amidst a backdrop of regulatory rigidity and climatic volatility, the episode articulates a critical juncture for …

1
Unlocking the Mysteries of Insurance: Guidance and Insights for Californians 53:00

23d ago53:00

53:00

In this episode of "The Insurance Hour," host Karl Susman delves into the complexities of insurance, aiming to demystify policies for Californians. The show covers a broad spectrum of insurance-related topics, including maximizing benefits, saving money, handling claims, and the nuances of interacting with agents, brokers, and insurance companies. …

1
Insurance, ReInsurance & InsureTech (with guest Randel Bennett) 53:32

1M ago53:32

53:32

The episode covers a discussion on the insurance industry between host Karl Susman and guest Randel Bennett. They analyze issues facing property and casualty insurance, focusing on rising reinsurance costs and reduced availability driving rate increases. Details are provided on reinsurance concepts and trends, including reduced capacity, requiremen…

1
Governance Meets Insurance: Das Williams on Building Resilient Communities 53:48

1M ago53:48

53:48

In this engaging episode of "The Insurance Hour," host Karl Susman welcomes Das Williams, the esteemed County Supervisor for the Santa Barbara area, for an in-depth discussion. The conversation covers a wide range of topics, from Das Williams' key initiatives and achievements in office to how local policies can impact insurance rates and community …

1
Navigating the New Normal: Insurance Insights with Karl Susman 51:53

1M ago51:53

51:53

In this episode of "The Insurance Hour," host Karl Susman delves into a variety of topics related to insurance, focusing primarily on educating Californians about navigating their insurance needs amidst changing weather patterns and rising costs due to inflation. The show covers the recent wildfires in Texas and their insurance implications, the im…

1
Safeguarding Communities: The Intersection of Insurance and Firearm Safety 32:29

2M ago32:29

32:29

The podcast episode titled "Insurance Hour" from March 1, 2024, features host Karl Susman discussing with special guest Senator Catherine Blakespear her newly introduced legislation, AB 3067, which aims to promote safe firearm storage by requiring insurance companies to inquire about gun ownership and storage practices from policyholders. The discu…

1
Firearms and Insurance: Navigating California's New Proposal 8:00

2M ago8:00

8:00

This episode of "Insurance Hour" delves into the nuances of home insurance in California, highlighting the introduction of Assembly Bill No. 3067. This proposed legislation mandates additional questions for insurance applications, specifically concerning the existence and storage of firearms in homes. The show discusses the implications for insuran…

1
Apple Vision Pro is changing the world... of Insurance - with guest Robert Scoble 1:23:48

2M ago1:23:48

1:23:48

This episode of "Insurance Hour" from February 23, 2024, features a detailed discussion with Robert Scoble about the intersection of technology and insurance, particularly focusing on the implications of new tech, like Apple Vision Pro and Tesla's innovations, on insurance policies and claims. The conversation delves into the advancements in digita…

1
Social Inflation Unveiled: The Hidden Force Driving Insurance Costs 8:00

2M ago8:00

8:00

This episode of "Insurance Hour" explores the concept of social inflation and its impact on insurance claims and premiums. It explains how cultural shifts in attitudes towards insurance claims contribute to higher payouts and, consequently, higher premiums. The episode suggests a societal need to reconsider our approach to insurance, emphasizing in…

1
Insuring the Future: Navigating Social Inflation, Classic Cars, and More 45:26

2M ago45:26

45:26

This episode of "Insurance Hour" hosted by Karl Susman on February 16, 2024, dives deep into the nuances of insurance, focusing on social inflation, classic car insurance, pet insurance, and advice for tech startups and mechanics regarding insurance needs. Karl explains social inflation as the rising costs of insurance claims driven by societal att…

1
Mastering the Claims Game: Navigating Insurance Adjusters with Ease 8:00

2M ago8:00

8:00

The "Insurance Hour" episode delves into the complexities of dealing with difficult claims adjusters, offering insights and advice for Californians navigating insurance policies. The show aims to demystify the insurance claims process, providing listeners with practical strategies to effectively communicate with adjusters, understand their rights, …

1
"Stormproof Your Life: Navigating Insurance Claims in Extreme Weather" Insurance Hour 02-09-2024 53:10

2M ago53:10

53:10

The "Insurance Hour" podcast episode from February 9, 2024, hosted by Karl Susman, covers essential tips and advice on managing insurance claims following severe weather events affecting both the West and East coasts of the United States. The show focuses on practical steps for policyholders to prepare for and respond to storms, including how to sa…

1
Rising Tides of Auto Insurance: Navigating the Surge 8:00

3M ago8:00

8:00

This mini-episode Insurance Hour podcast delves into the notable uptick in auto insurance premiums, pinpointing reasons behind these surges like rising repair costs and increased claims. It explores regulatory challenges, particularly in California, where existing laws limit insurers' ability to price products based on comprehensive risk assessment…

1
Insurance Insights: Navigating Coverage Queries with Karl Susman 51:21

3M ago51:21

51:21

"Insurance Hour" hosted by Karl Susman is a dynamic and educational show aimed at demystifying insurance for Californians. In this episode, Karl focuses on answering listener and viewer questions, covering a wide range of topics from the necessity of keeping insurance on infrequently used vehicles, to the factors affecting car insurance rates, the …

1
Saving Money on Auto Insurance: Navigating Rising Costs and Using Savings Strategies 53:00

3M ago53:00

53:00

On this episode, the host, Karl Susman, covers various factors affecting auto insurance premiums, including age, driving experience, vehicle type, usage, driving record, and location. The episode emphasizes the rising costs of vehicle repair, increased accident frequency and severity, medical cost increases, distracted driving, legal and litigation…

1
GET THAT JOB - Navigating the Insurance and HR Maze with Sindy Thomas 52:26

3M ago52:26

52:26

This episode of INSURANCE HOUR titled "GET THAT JOB - Navigating the Insurance and HR Maze with Sindy Thomas" aired on January 19, 2024, and featured host Karl Susman. The show focused on insurance insights and included special guest Sindy Thomas from the Insiders Career Club. The episode explored the intersection of human resources and insurance, …

1
Insurance Insights: Navigating Claims and Legal Complexities with Expert Dennis Beaver 51:41

3M ago51:41

51:41

The podcast episode from January 12, 2024, titled "Insurance Insights: Navigating Claims and Legal Complexities with Expert Dennis Beaver," features host Karl Susman and guest Dennis Beaver, an attorney and writer for Kiplinger. The discussion centers on insurance-related topics, offering insights and advice on navigating insurance issues and claim…

1
Insuring Your Life: Unraveling the Mysteries of Life Insurance with Karl Susman 52:16

4M ago52:16

52:16

This episode of "Insurance Hour" hosted by Karl Susman, focuses on demystifying various aspects of insurance for Californians. The episode primarily discusses life insurance, including its different types, costs, and benefits. The host, Karl, answers listener queries, covering topics such as earthquake insurance, insurance for non-profits, and the …

1
Decoding Homeowners Insurance: Insights and Essentials 53:00

4M ago53:00

53:00

The "Insurance Hour" podcast episode from December 29, 2023, hosted by Karl Susman, focuses on understanding homeowners insurance. Key topics include the significance of insurance declaration sheets, coverage details like dwelling, personal property, and liability, and nuances in policies like earthquake and medical payments. The show emphasizes th…

1
Rising Rates: The State Farm Insurance Spike and Its Ripple Effects 3:56

4M ago3:56

3:56

This episode (recorded live on KNX AM radio in Los Angeles on 12/28/2023) primarily revolves around the significant 20% rate increase in State Farm Homeowners Insurance policies and its impact. Karl Susman, an insurance agent from Los Angeles, discusses the broader implications of this hike. The conversation explores the reasons behind the increase…

1
Unpacking Auto Insurance Essentials 53:00

4M ago53:00

53:00

"Insurance Hour," hosted by Karl Susman, is an informative and engaging radio show dedicated to demystifying insurance topics. In this episode, Karl focuses on auto insurance, explaining various coverage types and their importance. He starts with basic coverage, including liability and property damage, and delves into collision and comprehensive co…

1
Depopulating California’s FAIR Plan — What Are They THINKING?!? 53:47

4M ago53:47

53:47

Join your host, Karl Susman as he discusses the California insurance market, including the challenges with limited availability and high premiums, as well as potential solutions like the California Sustainable Insurance Strategy. Topics include the California FAIR Plan struggles handling increased volume, new catastrophe modeling and mitigation dis…

1
Decoding Insurance: From Car Policies to Health Challenges with Karl Susman 53:29

5M ago53:29

53:29

The host Karl Susman welcomes listeners to Insurance Hour, a show dedicated to demystifying insurance for Californians. He answers questions emailed in by listeners about various insurance topics. Karl starts by explaining the three main ways to purchase auto insurance - directly through an insurance company, through a captive agent, or an independ…

1
Navigating the Insurance Landscape: Insights and Challenges 52:01

5M ago52:01

52:01

The show discusses auto and home insurance issues in California, focusing on rising premiums and coverage challenges. Karl Susman explains factors causing rate increases, including more expensive repairs, labor shortages, and catastrophic wildfire losses. He outlines proposed state regulations to improve competition and availability. Key points inc…

1
California Sustainable Insurance Strategy 52:54

5M ago52:54

52:54

In this segment, Karl Susman provides a comprehensive discussion on the new California Insurance Stability Plan proposed by Insurance Commissioner Ricardo Lara. The plan's core objective is to revamp and stabilize California's property insurance market. Key strategies include transitioning consumers from the minimal coverage of the CA FAIR Plan to …

1
Explaining Replacement cost versus Actual Cash Value 48:52

5M ago48:52

48:52

Today we covered topics related to homeowners insurance in California, including why it is necessary, factors affecting premiums, coverage details, and ways to get discounts. We went into great depth explaining key concepts like replacement cost versus actual cash value, sublimits on personal property, and changes coming to the industry regarding m…

1
Navigating Change in the California Insurance Market 26:00

5M ago26:00

26:00

In this podcast, Karl has described important aspects of the challenges the insurance industry is facing in California, particularly due to the changing climate and the increasing frequency and severity of catastrophic events. Karl emphasizes the need for the industry to adapt to these changes, both in terms of predicting losses and creating afford…

1
Affording Home Insurance in Paradise, California 8:39

5M ago8:39

8:39

In today’s show we discuss efforts to rebuild in Paradise, California after the devastating 2018 wildfire that destroyed most of the town and killed 42 people. It focuses on the issue of home insurance affordability, with rates increasing 400-500% after the fire. We definitely feel sympathy for the survivors but also understand the perspective of i…

1
Understanding Insurance Options and Brokers 8:00

5M ago8:00

8:00

In this show, I discuss the different options for purchasing insurance and highlight the advantages and disadvantages of each. I emphasize the importance of seeking expert advice to navigate the complex insurance world. While some people may think that buying directly from the insurance company will result in better rates, this is often not the cas…

1
California Insurance situation - can we fix it? 6:18

5M ago6:18

6:18

Let’s discuss the challenges facing California's insurance industry amidst climate change. It paints a picture of California's natural beauty and economic strength, but also its vulnerability to escalating natural disasters like wildfires, droughts, and floods. These climate change-fueled events are increasing risks and costs for insurers, but regu…

1
Homeowners Replacement Costs are going way up fast 43:15

5M ago43:15

43:15

Today we welcome special guest Toni Lewis from Lewis Schoeplein Architects to the radio show to discuss how home construction costs and processes in California, particularly factors that affect insurance coverage needs. Toni provides an in-depth overview of construction costs, permitting requirements, building code regulations, timeline estimates, …

1
The California Insurance Crisis 7:42

5M ago7:42

7:42

In today's show Karl Susman discusses proposed insurance reforms in California by insurance commissioner Ricardo Lara. The reforms aim to entice insurers back into high fire risk zones by giving them more flexibility in rate-setting. This has raised concerns among some lawmakers that it could erode consumer protections in Proposition 103 and reduce…

1
Daylight Saving increases your insurance premium 8:00

6M ago8:00

8:00

Today we discuss daylight saving time and its effects on insurance premiums, car crashes, wildlife collisions, and hospital visits. No one knows the real reason for daylight savings time. It has no proven benefits for farmers, energy savings, etc. Changing the clocks by one hour for daylight savings causes a 7.5% increase in fatal car crashes for t…

1
Give me a solution, not just a problem 45:52

6M ago45:52

45:52

In this episode, Karl Susman discusses the current insurance crisis in California, particularly related to property insurance. Key points made are: Wildfires and extreme weather events are causing billions in insurance losses nationwide, with California being heavily impacted. Insurance companies are paying out significantly more in claims compared…

1
Discount Qualification Requirements for Insurance 8:00

6M ago8:00

8:00

In this informative podcast, I provide essential information on how to qualify for discounts on fire insurance premiums. I emphasize the importance of having specific types of roofs, such as composition, shingle, stone, concrete, clay tile, or metal, to be eligible for these discounts. I encourage listeners to send me their questions and concerns w…

1
Insurance And Email Misinformation 46:54

6M ago46:54

46:54

Today we're going to discuss a recent article that has sparked some controversy due to its questionable sourcing and conclusions. The article, published last week, makes a number of bold claims based on a supposed analysis of leaked emails. However, when you look closely at the article, there are many problems that undermine the conclusions drawn b…

1
Comparison of Insurance Purchasing Options 8:00

6M ago8:00

8:00

In this episode, I dive into the world of insurance and tackle the question of whether it's better to purchase insurance directly from the company or through a broker. I share my insights as someone who has been in the insurance industry for over 30 years, explaining the advantages and disadvantages of each option. I emphasize the importance of fin…

1
Unpacking California's Insurance Crisis: Exploring Root Causes and Future Implications 46:00

6M ago46:00

46:00

In this episode, I dive deep into the pressing issue of the insurance crisis in California, addressing its root causes and implications for homeowners and residents. I discuss the impact of Proposition 103 and how it has shaped the regulatory landscape, leading to challenges in the insurance market. Additionally, I highlight the increasing frequenc…

1
The Evolution and Innovation of the Insurance Industry 8:00

6M ago8:00

8:00

In this informative podcast, I delve (in a very serious and monotone fashion) into the fascinating history and evolution of the insurance industry. From its early beginnings in the 17th century to its current digitized state in the 21st century, I explore the key milestones and innovations that have shaped insurance as we know it today. We uncover …

1
FAIR Plan and Auto Insurance 45:52

6M ago45:52

45:52

In today’s show I provide an in-depth overview of the California FAIR Plan Association, which offers basic fire insurance coverage for California residents unable to obtain it through the private market. I clarify common misconceptions about the FAIR Plan, emphasizing that it is not a state-run insurer but rather an association of all admitted insu…

1
The California Fair Plan: Understanding Coverage Options for High-Risk Homeowners 8:00

6M ago8:00

8:00

In this podcast episode, I dive deep into the topic of the California FAIR Plan and its role as an insurer of last resort for homeowners in the state of California. I explain how the amount carriers pay and receive in premiums is based on their market share and why some insurance companies may find the risks too high to offer coverage. I also debun…

1
Navigating FEMA and Earthquake Insurance in California 8:00

6M ago8:00

8:00

In this episode Karl addresses the misconception that FEMA provides money to rebuild houses after natural disasters. He emphasizes that individuals must rely on their own finances, risk tolerance, and desire to invest in earthquake insurance to protect their homes. Karl shares his experience with FEMA providing loans for rebuilding, but stresses th…

1
Auto Insurance 8:00

7M ago8:00

8:00

The auto insurance industry in California is currently facing challenges due to increased claims costs coupled with an extended period without rate increases approved by the Department of Insurance. Key points discussed include:- Auto insurance companies are losing money on policies due to increased costs for repairs, replacement parts, rental cars…

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Karl Susman พอดคาสต์

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