How to Use Your 401(k) to Retire Early

Beyond Finances

เนื้อหาจัดทำโดย Eric Roberge, CFP & Beyond Your Hammock, Eric Roberge, CFP, and Beyond Your Hammock เนื้อหาพอดแคสต์ทั้งหมด รวมถึงตอน กราฟิก และคำอธิบายพอดแคสต์ได้รับการอัปโหลดและจัดหาให้โดยตรงจาก Eric Roberge, CFP & Beyond Your Hammock, Eric Roberge, CFP, and Beyond Your Hammock หรือพันธมิตรแพลตฟอร์มพอดแคสต์ของพวกเขา หากคุณเชื่อว่ามีบุคคลอื่นใช้งานที่มีลิขสิทธิ์ของคุณโดยไม่ได้รับอนุญาต คุณสามารถปฏิบัติตามขั้นตอนที่แสดงไว้ที่นี่ https://th.player.fm/legal

1+ y ago 29:00

MP3•หน้าโฮมของตอน

If you don't know how much you can really put into a 401(k), you may be missing out. We shine a light on the 401(k)s facts most people don't know, and uncover opportunities to save more so you can accelerate your progress toward your financial goals.

Today on the show, we explain:

- The real maximum you can contribute to a 401(k) each year - and it's not just $20,500!

- The critical elements you need to look for within a 401(k) plan document, including what contributions are allowed, if employers make discretionary contributions, special withdrawal rules and conversions, and details on vesting schedules.

- The overfunding mistakes we see clients make, and the manual math it takes to correct those.

- The two main strategies to consider if you want to use your 401(k) to retire early - and access your money without penalties.

- The role tax planning plays in getting the most from your 401(k)... whether you want to retire early or not.

...and more. Most people take their 401(k)s for granted, and don't ask enough questions about how to optimize those plans. If you're ready to correct that mistake and start maximizing what you can do with your 401(k) - or even use it to help you retire early - this episode is for you.

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