Mastering Retirement Cash Flow: Understanding Changing Expenses

Your Retirement Elevated Podcast with Scott Dougan

In this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement.

Here's some of what we discuss in this episode:

• Breaking retirement down into three phases to better understand spending. (4:49)
• What are the expenses that change the most in retirement? (8:27)
• The essential expenses vs discretionary and how to account for those. (14:10)
• Taxes are often a big factor in cash flow problems in retirement. (14:10)
• How our planning process helps clients manage cash flow. (19:10)

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