Renting vs. Owning: Why Flexibility Can Be the Smarter Choice

Trust Issues—Only the Kind that Make You Richer.

Episode Summary:

In this episode of Trust Issues: Only the Kind That Make You Richer, Attorney Ruma Mazumdar, founder of Key Esquire, breaks down the truth behind renting versus owning a home. Drawing from her own experience as a real estate and estate planning attorney who chooses to rent, Ruma shares practical insights about financial flexibility, cultural expectations, long-term planning, and what “stability” really means in today’s housing market.

Key Timestamps:

00:00 – The pressure to own and why Ruma chooses to rent.
02:00 – Why renting can make sense for entrepreneurs and busy professionals.
04:00 – Challenging the belief that buying equals success.
05:30 – How liquidity and mobility can bring peace of mind.
07:00 – Investing excess income instead of paying a mortgage.
08:30 – Taxes, maintenance, insurance, and hidden expenses.
10:00 – Emotional decisions and financial overreach.
12:30 – What buyers often overlook.
14:00 – Why timing and life stage matter more than pressure.
15:00 – Owning or renting—choose what supports the life you’re building.
About the Show:

Trust Issues is a podcast hosted by Attorney Ruma Mazumdar, a real estate and estate planning attorney helping modern professionals make smarter financial and legal decisions. Each episode unpacks practical insights on wealth, homeownership, estate planning, and building a secure future—without losing your peace of mind.