4 Proven Ways to Boost Your Borrowing Capacity

The Property Nerds

In this episode, the Property Nerds team dives deep into four powerful strategies to unlock your borrowing capacity from maximising your SMSF potential to optimising personal liabilities, using smart structuring, and leveraging lender policies. The guys break down how these tactics can make or break your portfolio’s growth timeline.

In this episode, you’ll learn:

• How SMSF can open up a separate borrowing stream and fast track your portfolio without impacting personal cash flow.
• Why cutting credit limits, personal loans, and rent sharing arrangements can instantly boost borrowing capacity.
• How trust structures and lender policy knowledge can extend your property purchasing power and avoid portfolio roadblocks.

0:00 - Intro1:04 - SMSF & Why It’s a Borrowing Power Goldmine3:50 - SMSF for Self Employed & High Income Earners6:51 - Deposits, Buffers & Lenders10:39 - The Fastest Fix to Borrow More13:57 - Living at Home vs Renting: The Borrowing Power Effect17:27 - Structuring Your Portfolio for Long Term Wins22:43 - The Right Sequence26:14 - Different Banks, Different Rules: Secret Lending Policies32:37 - Outro

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This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/