Chris Nowinski is a former football player at Harvard University and professional wrestler with WWE, World Wrestling Entertainment. After enduring a career-ending head injury, Chris has dedicated his professional life to serving patients and families affected by brain trauma, particularly Chronic traumatic encephalopathy, or CTE, a progressive neurodegenerative disease that develops after repeated head injuries. Jay and Chris discuss the state of head injuries in American athletics, the difference between advocating for head safety at youth and professional levels, Chris’ newest research, and much more. Episode Chapters (00:00) Intro (00:50) changes in the culture around concussions in the past two decades (02:39) padded helmet technology (03:55) concussion reporting in the NFL (10:35) Chris’ career path and concussion history (14:52) connecting with activists who haven’t themselves suffered a traumatic brain injury (17:42) SHAAKE - a new sign to identify concussions (20:53) Unions can help players advocate for safety policies (23:10) final thoughts and goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/…
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เนื้อหาจัดทำโดย Marc Westlake & John McNicholas (Everlake.ie), Marc Westlake, and John McNicholas (Everlake.ie) เนื้อหาพอดแคสต์ทั้งหมด รวมถึงตอน กราฟิก และคำอธิบายพอดแคสต์ได้รับการอัปโหลดและจัดหาให้โดยตรงจาก Marc Westlake & John McNicholas (Everlake.ie), Marc Westlake, and John McNicholas (Everlake.ie) หรือพันธมิตรแพลตฟอร์มพอดแคสต์ของพวกเขา หากคุณเชื่อว่ามีบุคคลอื่นใช้งานที่มีลิขสิทธิ์ของคุณโดยไม่ได้รับอนุญาต คุณสามารถปฏิบัติตามขั้นตอนที่แสดงไว้ที่นี่ https://th.player.fm/legal
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Daily Deals
Everlake: Insightful Wealth Management Advice
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เนื้อหาจัดทำโดย Marc Westlake & John McNicholas (Everlake.ie), Marc Westlake, and John McNicholas (Everlake.ie) เนื้อหาพอดแคสต์ทั้งหมด รวมถึงตอน กราฟิก และคำอธิบายพอดแคสต์ได้รับการอัปโหลดและจัดหาให้โดยตรงจาก Marc Westlake & John McNicholas (Everlake.ie), Marc Westlake, and John McNicholas (Everlake.ie) หรือพันธมิตรแพลตฟอร์มพอดแคสต์ของพวกเขา หากคุณเชื่อว่ามีบุคคลอื่นใช้งานที่มีลิขสิทธิ์ของคุณโดยไม่ได้รับอนุญาต คุณสามารถปฏิบัติตามขั้นตอนที่แสดงไว้ที่นี่ https://th.player.fm/legal
At Everlake we build strong, long-term relationships with a core group of clients. We aspire to be the trusted wealth advisors to individuals, families, and businesses, guiding them towards financial security and fulfilment of their ambitions. Operating in an ethical and sustainable manner, and putting the interest of our clients first, our objective is to develop the future of financial planning in Ireland, setting the benchmark for integrity, innovation, and expertise. When you listen to this podcast, you get direct access to Marc Westlake and John McNicholas, the founders of Everlake. Their wealth management advice from decades of experience will help you find your comfortable, financial position and have your money support your life instead of the other way around. If you'd like to work with us, head to https://everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. DISCLAIMER: This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy
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Manage series 3613875
เนื้อหาจัดทำโดย Marc Westlake & John McNicholas (Everlake.ie), Marc Westlake, and John McNicholas (Everlake.ie) เนื้อหาพอดแคสต์ทั้งหมด รวมถึงตอน กราฟิก และคำอธิบายพอดแคสต์ได้รับการอัปโหลดและจัดหาให้โดยตรงจาก Marc Westlake & John McNicholas (Everlake.ie), Marc Westlake, and John McNicholas (Everlake.ie) หรือพันธมิตรแพลตฟอร์มพอดแคสต์ของพวกเขา หากคุณเชื่อว่ามีบุคคลอื่นใช้งานที่มีลิขสิทธิ์ของคุณโดยไม่ได้รับอนุญาต คุณสามารถปฏิบัติตามขั้นตอนที่แสดงไว้ที่นี่ https://th.player.fm/legal
At Everlake we build strong, long-term relationships with a core group of clients. We aspire to be the trusted wealth advisors to individuals, families, and businesses, guiding them towards financial security and fulfilment of their ambitions. Operating in an ethical and sustainable manner, and putting the interest of our clients first, our objective is to develop the future of financial planning in Ireland, setting the benchmark for integrity, innovation, and expertise. When you listen to this podcast, you get direct access to Marc Westlake and John McNicholas, the founders of Everlake. Their wealth management advice from decades of experience will help you find your comfortable, financial position and have your money support your life instead of the other way around. If you'd like to work with us, head to https://everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. DISCLAIMER: This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy
…
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Everlake: Insightful Wealth Management Advice
Estate planning isn’t just about writing a will—it’s about securing your financial future, protecting your loved ones, and making informed decisions that minimise tax liabilities. In this episode, Marc Westlake sits down with Andrea McNamara, Director of Private Client Law at EY Law Ireland, to explore the crucial role estate planning plays for individuals and business owners alike. As a chartered tax advisor, trust and estate practitioner, and qualified barrister, Andrea brings a wealth of expertise to the conversation. Together, Marc and Andrea discuss common estate planning pitfalls in Ireland, the importance of working with specialists, and how Everlake collaborates with professionals like Andrea to provide a seamless, strategic approach to wealth management. They also highlight key considerations around wills, trusts, enduring powers of attorney, and intergenerational wealth planning. Main Topics: Why estate planning matters – The key benefits of structuring your wealth for future generations. Common mistakes people make – From delaying a will to overlooking tax implications. Enduring Powers of Attorney – Why recent legal changes have made this more complex but even more essential. How Everlake & EY Law collaborate – A joined-up approach to wealth and estate planning. The best estate planning advice? – Spend your money wisely and enjoy it while you can! EY Law is independent of Everlake and the views and opinions expressed by EY Law are not necessarily the views and opinions of Everlake. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) || Bluesky This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
Understanding risk in your finances is hard enough, but to know if you're making the right move while taking a risk is difficult without the right advice. In this episode of the Everlake podcast, hosts John McNicholas and Marc Westlake discuss the complexities of understanding and managing risk in financial planning. They cover various types of risks investors face, including the risk of losing capital permanently, longevity risk, and the risk of inflation. They also highlight the importance of differentiating between perceived risks such as market volatility and more significant risks like outliving one's resources. Practical advice is given on assessing personal risk, considering timelines, and the potential benefits of a hybrid approach to retirement planning, such as combining investments with guaranteed income products. Main Topics: Definition and Understanding of Risk in Financial Planning Historical Perspective on Risk Personalized Risk Assessment Retirement Planning and Risk Annuities and Risk Management Strategies Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
There's a reason why investment portfolios are sometimes delegated to the experts: you need someone with experience of both Asset Allocation and fund selection decisions. In this episode, John McNicholas is joined by Phil Wellington, a Chartered Financial Analyst, Director and Investment Analyst at PortfolioMetrix. Phil has maybe an unconventional journey to his current role in investment management. Partnering with Portfoliometrix allows Everlake to define and customise portfolio construction and implementation in a consistent and repeatable manner specific to the particular needs, such as optimised for Irish tax, or values, such as sustainable investing, of a particular client. Main Topics: Introduction and Background of Phil Wellington Day-to-Day Responsibilities of a Portfolio Manager Concept of Asset Allocation Diversification in Investment Portfolios Investment Strategies and Risk Management To find out more about PortfolioMetrix and Phil Wellington, head to https://www.portfoliometrix.com/ . PortfolioMetrix is independent of Everlake and the views and opinions expressed by PortfolioMetrix are not necessarily the views and opinions of Everlake. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
Marc Westlake and John McNicholas review key financial events and legislative changes in Ireland from 2024 to help guide informed financial decisions for 2025. They emphasize the unpredictability of markets, the importance of understanding financial news, and strategies for diversified, low-risk investments. The episode is also your exclusive consultation for 2025 and covers significant legislative updates in Ireland, including changes in tax and pension rules, and underscores the importance of regular financial reviews, financial apps, and maintaining a rainy day fund. They also discuss how to manage high returns and the need for a forward-looking approach to financial planning. Main Topics: 2024 Financial Performance: Discussion of market outcomes, highlighting the strong performance of a typical 60/40 portfolio and fixed income investments. Legislative Changes in Ireland: Overview of increased inheritance tax thresholds, updated pension rules, and changes to the standard fund threshold. Investment Strategy: Diversification, low-risk options, and the importance of managing long-term vs. short-term expectations. Financial Reviews and Planning: Emphasizing regular assessments to account for legislative changes and shifts in personal circumstances. Financial Tools and Apps: Use of apps like An Post Money to track expenses and aid in achieving financial goals, while being mindful of data privacy concerns. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
Most people consider having money in the bank as the most effective way to create wealth. Little do they know that the banks give very little return to its customers for a high amount of investment they can make at their expense. In this episode of Everlake, hosts John McNicholas and Marc Westlake explore the limited control individuals have over their bank deposits and the hidden costs associated with state savings. The conversation emphasizes the importance of financial education and transparency, highlighting the disparity between bank profit motives and depositor returns. They discuss the missed opportunities in the Irish financial sector due to misallocated savings, the cultural tendencies towards cash savings and property investment, and the need for professional financial advice. Through historical and contemporary contexts, the hosts advocate for a balanced approach to saving and spending, stressing the role of investments in personal and societal growth. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
The Irish Finance Bill for this year (2024) has included a number of recommendations in the lead up to the election. In this episode, Marc Westlake delves into the key changes and implications of the Bill. He explores how the recent budget adjustments affect financial planning specifically in Ireland, highlighting significant updates such as the increase in the standard fund threshold and the nuanced impacts on pension contributions. He also discusses the implications for business owners and senior executives, changes to inheritance tax rules, and potential future adjustments in the taxation of investment funds and stock options. This episode provides crucial insights for navigating Ireland's updated financial landscape and emphasizes the importance of tailored financial advice. Topics Covered: Changes in the Standard Fund Threshold: Incremental increases from 2026 onwards Implications on pension lump sum taxation Pension Funding Strategies: Advice on continuing pension contributions near the standard fund threshold Differences between PRSA and occupational schemes for senior executives and business owners Inheritance Tax Adjustments: Increased parent-to-child allowance Utilization of intra-family loans for tax efficiency Potential Future Developments: Department of Finance's ongoing reviews on stock options taxation and investment funds taxation Implications for Financial Planning: Emphasis on the necessity of personalized, timely financial planning Overview of the challenges introduced by the Finance Bill 2024 for high-income clients --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
Welcome to the Everlake podcast! On this first episode, Marc Westlake and John McNicolas discuss the complexity of the financial system, and the importance of clear communication and understanding. As this is the first episode, they also share our own stories of how they got into the murky world of finance. Enjoy! --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
To make good financial decisions, you first need to be what is called 'financially literate'. Fortunately, financial literacy isn't as hard as it might seem! Listen in as Marc Westlake and John McNicolas discuss why on this episode. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
If money was tight growing up, you probably have a script running in your brain that sabotages good financial decisions! On this episode Marc Westlake and John McNicolas explore some of those scripts, and how to upgrade your thinking about money, starting with tax. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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Everlake: Insightful Wealth Management Advice
The most common question we get from clients is: should I leave my pension invested at retirement? Or should I consider an annuity? On this episode, Marc Westlake and John McNicolas address that question and discuss other financial planning essentials. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
E
Everlake: Insightful Wealth Management Advice
Trust is a big issue in the financial sector. The fact is, if you don't trust your advisor, you won't act on the advice. Even worse, Ireland is perhaps the most difficult jurisdiction on the planet to invest your life savings! Listen in as John McNicolas and Marc Westlake discuss the issue of trust. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast is intended for information and educational purposes only and does not represent a specific recommendation or advice for an individual to follow. Speak to your financial adviser, in the context of your own personal circumstances, prior to making any financial or investment decisions. This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
Welcome to the Everlake podcast! At Everlake we build strong, long-term relationships with a core group of clients. We aspire to be the trusted wealth advisors to individuals, families, and businesses, guiding them towards financial security and fulfilment of their ambitions. Operating in an ethical and sustainable manner, and putting the interest of our clients first, our objective is to develop the future of financial planning in Ireland, setting the benchmark for integrity, innovation, and expertise. When you listen to this podcast, you get direct access to Marc Westlake and John McNicholas, the founders of Everlake. Their wealth management advice from decades of experience will help you find your comfortable, financial position and have your money support your life instead of the other way around. If you'd like to work with us, head to https://everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. --- Thanks so much for listening to this episode of the Everlake podcast! If you'd like to work with us, head to https://www.everlake.ie/ and follow the instructions to book a consultation. If you enjoy this podcast, please share it with a friend or colleague and leave us a rating & review on your podcast app. LinkedIn || YouTube || X (Twitter) This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy…
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