Ep88: Retirement Planning Secrets: Building Your Paycheck & Finding Fullfillment with Fritz Gilbert

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

Player FM - Internet Radio Done Right

เพิ่มแล้วเมื่อ twenty-seven สัปดาห์ที่ผ่านมา

เนื้อหาจัดทำโดย Dr. Disha Spath, MD, and FACP เนื้อหาพอดแคสต์ทั้งหมด รวมถึงตอน กราฟิก และคำอธิบายพอดแคสต์ได้รับการอัปโหลดและจัดหาให้โดยตรงจาก Dr. Disha Spath, MD, and FACP หรือพันธมิตรแพลตฟอร์มพอดแคสต์ของพวกเขา หากคุณเชื่อว่ามีบุคคลอื่นใช้งานที่มีลิขสิทธิ์ของคุณโดยไม่ได้รับอนุญาต คุณสามารถปฏิบัติตามขั้นตอนที่แสดงไว้ที่นี่ https://th.player.fm/legal

TechSurge: Deep Tech VC Podcast

1
Understanding the Elegant Math Behind Modern Machine Learning 1:14:43

6 วันที่แล้ว1:14:43

ลิสต์เล่นในภายหลัง

ลิสต์

ถูกใจ

ที่ถูกใจแล้ว

1:14:43

Artificial intelligence is evolving at an unprecedented pace—what does that mean for the future of technology, venture capital, business, and even our understanding of ourselves? Award-winning journalist and writer Anil Ananthaswamy joins us for our latest episode to discuss his latest book Why Machines Learn: The Elegant Math Behind Modern AI . Anil helps us explore the journey and many breakthroughs that have propelled machine learning from simple perceptrons to the sophisticated algorithms shaping today’s AI revolution, powering GPT and other models. The discussion aims to demystify some of the underlying math that powers modern machine learning to help everyone grasp this technology impacting our lives, even if your last math class was in high school. Anil walks us through the power of scaling laws, the shift from training to inference optimization, and the debate among AI’s pioneers about the road to AGI—should we be concerned, or are we still missing key pieces of the puzzle? The conversation also delves into AI’s philosophical implications—could understanding how machines learn help us better understand ourselves? And what challenges remain before AI systems can truly operate with agency? If you enjoy this episode, please subscribe and leave us a review on your favorite podcast platform. Sign up for our newsletter at techsurgepodcast.com for exclusive insights and updates on upcoming TechSurge Live Summits. Links: Read Why Machines Learn, Anil’s latest book on the math behind AI https://www.amazon.com/Why-Machines-Learn-Elegant-Behind/dp/0593185749 Learn more about Anil Ananthaswamy’s work and writing https://anilananthaswamy.com/ Watch Anil Ananthaswamy’s TED Talk on AI and intelligence https://www.ted.com/speakers/anil_ananthaswamy Discover the MIT Knight Science Journalism Fellowship that shaped Anil’s AI research https://ksj.mit.edu/ Understand the Perceptron, the foundation of neural networks https://en.wikipedia.org/wiki/Perceptron Read about the Perceptron Convergence Theorem and its significance https://www.nature.com/articles/323533a0…

ประมาณหนึ่งปีที่แล้ว 39:30

MP3•หน้าโฮมของตอน

Discover the strategies behind his three-year cash cushion, the bucket system for managing retirement spending, and how he handled investments during market downturns. Plus, get insights on Roth IRA conversions, the 72(t) rule, and why non-financial aspects of retirement are just as important as the numbers.

Key Topics Covered:

1. Preparing for Early Retirement

What inspired Fritz to retire early and how he planned for it.

2. Building a Three-Year Cash Cushion

How cash reserves provide security in retirement.

3. Estimating Retirement Spending

Using cash buckets to create a sustainable withdrawal strategy.

4. Investment Strategy During Market Downturns

Did Fritz pause withdrawals during COVID? The 72(t) Rule Explained

5. How it allows penalty-free early retirement withdrawals.

Roth IRA ConversionsTax-efficient strategies for long-term wealth.

6. Beyond Money The Emotional Side of Retirement

Why relationships and purpose matter just as much as finances.

7. Avoiding Common Retirement Planning Mistakes

Lessons from Fritz’s experience.

Resources Mentioned:

Listener Takeaways:

Build a cash cushion to weather market downturns in retirement.
Structure your retirement paycheck with a clear spending and withdrawal plan.
Understand the key tax strategies, like Roth conversions and the 72(t) rule.
Plan beyond finances—focus on relationships, purpose, and fulfillment.

Connect with Us:

Host: Dr. Disha Spath, The Frugal Physician

Guest: Fritz Gilbert: Founder of The Retirement Manifesto

Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment.

This episode is also sponsored by

FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.

91 ตอน

#Baby Steps

Ep88: Retirement Planning Secrets: Building Your Paycheck & Finding Fullfillment with Fritz Gilbert

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

published ประมาณหนึ่งปีที่แล้ว

แบ่งปัน

MP3•หน้าโฮมของตอน

Key Topics Covered:

1. Preparing for Early Retirement

What inspired Fritz to retire early and how he planned for it.

2. Building a Three-Year Cash Cushion

How cash reserves provide security in retirement.

3. Estimating Retirement Spending

Using cash buckets to create a sustainable withdrawal strategy.

4. Investment Strategy During Market Downturns

Did Fritz pause withdrawals during COVID? The 72(t) Rule Explained

5. How it allows penalty-free early retirement withdrawals.

Roth IRA ConversionsTax-efficient strategies for long-term wealth.

6. Beyond Money The Emotional Side of Retirement

Why relationships and purpose matter just as much as finances.

7. Avoiding Common Retirement Planning Mistakes

Lessons from Fritz’s experience.

Resources Mentioned:

Listener Takeaways:

Build a cash cushion to weather market downturns in retirement.
Structure your retirement paycheck with a clear spending and withdrawal plan.
Understand the key tax strategies, like Roth conversions and the 72(t) rule.
Plan beyond finances—focus on relationships, purpose, and fulfillment.

Connect with Us:

Host: Dr. Disha Spath, The Frugal Physician

Guest: Fritz Gilbert: Founder of The Retirement Manifesto

Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment.

This episode is also sponsored by

91 ตอน

#Baby Steps

ทุกตอน

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep91: What Every Resident Physician Must Know About Guaranteed Standard Issue Disability Insurance with Jamie Fleischner 34:53

6 วันที่แล้ว34:53

34:53

In this episode of the Finding Financial Freedom Podcast, we interviewed Jamie Fleischner, founder of Set for Life Insurance, who has helped thousands of professionals secure the right disability coverage. If you’re a physician or high-earning professional, protecting your financial future is crucial—and disability insurance is a key part of that plan. Jamie breaks down the ins and outs of Guaranteed Standard Issue (GSI) Policies, explaining how they differ from traditional disability insurance and what you need to consider when choosing the best policy. From pricing and flexibility to common misconceptions, this episode is packed with valuable insights to help you make an informed financial decision. Key Topics Covered: 1. What is a Guaranteed Standard Issue Policy? Understanding how GSI policies differ from traditional disability insurance. 2. Who Qualifies for a GSI Policy? Why only certain programs offer them and what it means for you. 3. Own-Occupation Coverage Are GSI policies truly own-occupation, and why does it matter? 4. Premiums & Cost Comparisons How GSI policy premiums stack up against traditional underwritten disability insurance. 5. Exclusive Discounts & Group Benefits Are there special rates available for specific groups or organizations? 6. Gender-Based Rate Differences How disability insurance pricing differs for men and women. 7. Common Misconceptions About GSI Policies Clearing up myths that could impact your financial decisions. 8. Expert Advice on Choosing Disability Insurance Key takeaways for professionals planning to secure coverage. Resources Mentioned: Set For Life Insurance Website Rezasharif Website Listener Takeaways: GSI policies offer unique benefits and limitations. Group discounts and gender-based pricing can significantly impact your premiums. Flexibility matters—ensure your policy can adapt to your career growth. Understanding the fine print can save you from costly mistakes in the future. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guests: Jamie Fleischner on LinkedIn Tune in now and get the expert insights you need to make the best financial decision for your future! This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep90: From Medicine & Marketing to Million-Dollar Real Estate with Dr. Gelerie and Erik - Part 2 31:17

13 วันที่แล้ว31:17

31:17

In this episode of the Finding Financial Freedom Podcast, Erik and Gelerie Stenbakken share the next chapter of their inspiring real estate journey. From saving for their dream home to transitioning into real estate investing, they reveal how they scaled from long-term rentals to a thriving short-term rental business. Discover how they built lasting relationships with vendors, optimized their systems, and found more time for family—all while pursuing financial freedom. Whether you’re starting out or looking to scale your real estate business, Erik and Gelerie’s experience is packed with actionable insights to help you achieve your own investing goals. Key Topics Covered: 1. Scaling Systems for Short-Term Rentals How they built efficient processes to manage multiple properties. 2. Optimizing Vendor Relationships The importance of building partnerships with trusted vendors and companies. 3. Short-Term vs. Long-Term Rentals The key differences and what to expect from each. 4. Family Time and Gaining Freedom Through REI How real estate investing gave them more quality time as a family. 5. The Value of Giving Back Why improving the lives of others is part of their mission. 6. Getting Started in Real Estate How to take your first step into real estate investing. 7. Professional Status & Property Management What it means to pursue real estate professional status and manage rental properties effectively. Resources Mentioned: BiggerPockets The Millionaire Next Door The Real Estate Pessimist Podcast Follow Erik’s Podcast Page on Instagram STR in an hour course Listener Takeaways: Systems and relationships are crucial for scaling your business. You don’t need a huge budget to get started—just a willingness to learn and take action. Short-term rentals offer unique opportunities but come with their own set of challenges. Prioritizing family and giving back can be key drivers of long-term success. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guests: Dr. Gelerie and Erik Stenbakken Thank you for tuning in! Be sure to share this episode with anyone thinking about investing in real estate. This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep89: From Medicine & Marketing to Million-Dollar Real Estate with Dr. Gelerie and Erik 27:07

19 วันที่แล้ว27:07

27:07

In this episode of The Finding Financial Freedom Podcast, we sit down with Dr. Gelerie, an anesthesiologist with 20 years in the medical field, and Erik, an expert in teaching, marketing, PR, and photography. Together, they share their journey into real estate—how they started, the challenges they faced, and the strategies they used to build a successful investment portfolio. From buying their first property to understanding market cycles, setting up systems, and shifting career paths, this conversation is packed with insights on making real estate work for us. Key Topics Covered: Getting Started in Real Estate How Dr. Gelerie and Erik transitioned from medicine and marketing into investing. Buying & Renting Their First Property Lessons learned from their first real estate deal. Understanding Market Cycles How real estate moves in cycles and why timing matters. Building Systems & Relationships for Long-Term Success The key to scaling a real estate business efficiently. Shifting Careers & Investing with Confidence How a mindset shift helped them navigate new opportunities. Investing creatively Creative financing strategies that work. Managing Rental Properties What property management really looks like behind the scenes. Resources Mentioned: Cashflow Quadrant by Robert Kiyosaki Rich Dad Poor Dad by Robert Kiyosak i BiggerPockets Short-Term Rental, Long-Term Wealth by Avery Carl EVOLVE Company Listener Takeaways: You don’t need a real estate background to get started—just the willingness to learn. Investing with little to no money down is possible with the right strategy. Systems and relationships are key to scaling in real estate. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guests: Dr. Gelerie and Erik Stenbakken Thank you for tuning in! Be sure to share this episode with anyone thinking about investing in real estate. This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep88: Retirement Planning Secrets: Building Your Paycheck & Finding Fullfillment with Fritz Gilbert 39:30

5 weeksที่แล้ว39:30

39:30

In this episode of Finding Financial Freedom Podcast, Dr. Disha Spath sits down with Fritz Gilbert, founder of The Retirement Manifesto and award-winning blogger, to uncover the secrets of a successful retirement. Fritz shares how he planned his early retirement, built financial security, and navigated the emotional and relational aspects of this major life transition. Discover the strategies behind his three-year cash cushion, the bucket system for managing retirement spending, and how he handled investments during market downturns. Plus, get insights on Roth IRA conversions, the 72(t) rule, and why non-financial aspects of retirement are just as important as the numbers. Key Topics Covered: 1. Preparing for Early Retirement What inspired Fritz to retire early and how he planned for it. 2. Building a Three-Year Cash Cushion How cash reserves provide security in retirement. 3. Estimating Retirement Spending Using cash buckets to create a sustainable withdrawal strategy. 4. Investment Strategy During Market Downturns Did Fritz pause withdrawals during COVID? The 72(t) Rule Explained 5. How it allows penalty-free early retirement withdrawals. Roth IRA ConversionsTax-efficient strategies for long-term wealth. 6. Beyond Money The Emotional Side of Retirement Why relationships and purpose matter just as much as finances. 7. Avoiding Common Retirement Planning Mistakes Lessons from Fritz’s experience. Resources Mentioned: Keys to a Successful Retirement by Fritz Gilbert The Retirement Manifest Blog by Fritz Gilbert How to Retire by Christine Benz Listener Takeaways: Build a cash cushion to weather market downturns in retirement. Structure your retirement paycheck with a clear spending and withdrawal plan. Understand the key tax strategies, like Roth conversions and the 72(t) rule. Plan beyond finances—focus on relationships, purpose, and fulfillment. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Fritz Gilbert: Founder of The Retirement Manifesto Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep87: How Direct Primary Care is Breaking Barriers in Healthcare with Dr. Josh Umbehr - Part 2 39:40

6 weeksที่แล้ว39:40

39:40

In this episode, we continue our insightful conversation with Dr. Josh Umbehr, founder of Atlas MD, to explore how Direct Primary Care (DPC) is transforming healthcare. From building a scalable electronic medical record (EMR) system to addressing the barriers of traditional insurance, Dr. Umbehr sheds light on the innovations making healthcare more accessible, affordable, and patient-focused. Dr. Umbehr also discusses the future of DPC, advice for physicians starting their own practices, and the importance of work-life balance. This episode is packed with actionable insights and practical advice for both healthcare professionals and patients seeking a better healthcare model. Key Topics Covered: 1. The Story Behind Atlas MD Discover the inspiration behind the creation of Atlas MD and how Dr. Josh built a platform that empowers DPC practitioners nationwide. Learn why building a fast and scalable EMR system was key to the success of Atlas MD. 2. Revolutionizing Healthcare Costs Understand why Dr. Umbehr believes the answer to affordable healthcare lies in not relying on insurance for routine care. 3. The Future of Direct Primary Care Gain insights into the next big challenges DPC could tackle and how it can reshape the healthcare landscape further. 4. Advice for Physicians Entering DPC Hear what Dr. Josh would tell physicians considering starting their own DPC practice and how they can overcome common challenges. 5. Managing Work-Life Balance in Medicine Learn how Dr. Umbehr prioritizes balance to maintain both professional and personal well-being. 6. Understanding Malpractice Insurance in DPC Get an overview of malpractice insurance costs for DPC practitioners and how it differs from traditional practices. Resources Mentioned: Cure That Works Risking Business: Why Insurance Companies Fail and What to Do About It Radical Candor Atlas MD Website Listener Takeaways: Understand how DPC is breaking barriers in healthcare through affordability and transparency. Learn practical steps to build a DPC practice that prioritizes the doctor-patient relationship. Discover the benefits of reducing reliance on insurance for routine care. Gain inspiration to innovate and create meaningful change in the healthcare system. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Josh Umbehr: Founder of Atlas MD and advocate for direct primary care. Follow him on LinkedIn Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep86: How Direct Primary Care is Breaking Barriers in Healthcare with Dr. Josh Umbehr - Part 1 26:16

7 weeksที่แล้ว26:16

26:16

In this episode of the Finding Financial Freedom podcast, we sit down with Dr. Josh Umbehr, founder of Atlas MD and a pioneer in the field of direct primary care (DPC) , often referred to as "concierge medicine." With over 1,700 doctors nationwide on their platform, Atlas MD is revolutionizing the way healthcare is delivered, focusing on transparency, affordability, and rebuilding trust in the doctor-patient relationship. Dr. Umbehr shares his journey into medicine and the inspiration behind starting Atlas MD, offering valuable insights into how DPC differs from traditional primary care. He also dives into the importance of putting patients first and how this innovative model prioritizes the doctor-patient connection while reducing administrative burdens. This episode is packed with insights to help you understand this growing movement in healthcare. Stay tuned for part two! Key Topics Covered: 1. The Journey to Atlas MD Learn about Dr. Josh Umbehr's career path, what inspired him to innovate in the medical field, and how Atlas MD became a platform to support DPC practitioners nationwide. 2. What is Direct Primary Care (DPC)? Discover how DPC differs from traditional primary care. Understand why it’s often called the “Costco” of healthcare, with its focus on subscription-based, transparent, and affordable pricing. 3. Why Traditional Healthcare Models Are Losing Trust Explore the reasons behind the loss of trust in traditional healthcare systems. Learn how DPC fosters trust through fair, transparent pricing and personalized care. 4. A Revolutionary Approach to Billing Dive into the simplified billing process used in DPC, which allows doctors to spend more time with patients and less time navigating insurance red tape. 5. The Rise of the Doctor-Patient Relationship Understand why meaningful doctor-patient relationships are at the core of DPC and how this model enhances communication, trust, and outcomes. Resources Mentioned: Atlas MD Website Listener Takeaways: Gain a clear understanding of how DPC works and why it’s a game-changer for healthcare. Learn actionable steps to rebuild trust with patients through transparency and personalized care. Understand how doctors can reduce administrative burdens and prioritize patient care. Explore the potential of DPC to reshape the future of healthcare. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Josh Umbehr: Founder of Atlas MD and advocate for direct primary care. Follow him on LinkedIn Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep85: Financial Freedom with Land Investing: How Dr. Mamta Kumar Built 7-Figure Passive Income Streams 41:22

8 weeksที่แล้ว41:22

41:22

In this episode of Financial Freedom Podcast, join Dr. Disha Spath and guest, Dr. Mamta Kumar as they uncover how land investing can help you design a life that reflects your core values. Dr. Mamta shares her inspiring journey from medicine to real estate, the challenges she overcame, and how she’s empowering others, especially physicians, to achieve financial independence through this unique investment path. This episode is a must-listen for professionals seeking actionable insights on land investing, building passive income, and creating a purpose-driven lifestyle! Key Topics Covered: 1. From Medicine to Land Investing Discover how Dr. Mamta Kumar transitioned from her medical career to becoming a land investor. 2. Breaking Barriers in a Non-Traditional Career Path Explore how Dr. Mamta’s journey as an Indian female land investor is breaking stereotypes and inspiring others. 3. Investment Costs and Getting Started Understand what it took for Dr. Mamta to start land investing and how you can take the first step today. 4. Actionable Tips for Beginner Land Investors Dr. Mamta shares her best advice for those interested in entering the world of land investing. 5. Overcoming Roadblocks with County Regulations Learn strategies to navigate common challenges when working with counties. 6. Mentoring Physicians Toward Financial Freedom Discover how Dr. Mamta is empowering other professionals by teaching them how to achieve passive income through land investing. Resources Mentioned: Land.com BiggerPockets Realtor.com Rich Dad Poor Dad The Cashflow Quadrant Zillow Listener Takeaways: Avoid billing mistakes that lead to lost revenue. Track key metrics to improve your practice’s financial health. Build a sustainable practice with actionable daily habits. Leverage telemedicine to enhance patient care and grow your business. Understand the critical role of proper documentation in healthcare success. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Mamta Kumar: Follow her Website , Facebook , and Instagram Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep84: Mastering the Billing Side of Medicine: Avoiding Billing Pitfalls & Building a Sustainable Practice 36:15

9 weeksที่แล้ว36:15

36:15

In this episode of The Frugal Physician, Dr. Heather Signorelli shares her expertise on managing the business side of medicine. As a board-certified pathologist, physician executive, and co-founder of NatRevMD, Dr. Signorelli has helped healthcare practices boost revenue by over 25%. She discusses how to build a sustainable private practice, avoid costly billing mistakes, and future-proof your operations with practical strategies. Perfect for healthcare professionals looking to optimize their practice, streamline billing, and thrive in today’s ever-changing medical landscape. Key Topics Covered: 1. Introduction: Mastering the Business of Medicine Learn how Dr. Heather Signorelli uses her extensive healthcare management expertise to help private practices thrive. 2. Meet Dr. Heather Signorelli: Innovator and Physician Leader Discover Dr. Signorelli’s journey from practicing pathologist to healthcare entrepreneur and co-founder of NatRevMD. 3. Avoiding Common Insurance Billing Mistakes Explore the most frequent billing errors and how to prevent them to protect your revenue cycle. 4. Tracking the Right Billing Metrics Uncover the top five metrics every private practice should monitor to boost financial performance. 5. Building a Sustainable Private Practice Dr. Signorelli shares practical tips for starting small, staying consistent, and building long-term success. 6. The Power of Proper Documentation Understand why detailed physician documentation is key to compliance and maximizing revenue. 7. Telemedicine Success in a Changing Landscape Learn how to implement telemedicine effectively and keep your practice ahead of the curve. Resources Mentioned: Thrive: Top 10 Ways to Boost Your Practice's Revenue by Dr. Heather Signorelli NatRevMD – Medical Billing Services NatRevMD - Telehealth Changes in 2025: What Physicians Need to Know Blog Modern Healthcare– Top 40 Under 40 Emerging Leaders Skool Course NatRevMD Podcast Listener Takeaways: Avoid billing mistakes that lead to lost revenue. Track key metrics to improve your practice’s financial health. Build a sustainable practice with actionable daily habits. Leverage telemedicine to enhance patient care and grow your business. Understand the critical role of proper documentation in healthcare success. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Heather Signorelli: Follow her Website , Facebook , and LinkedIn Email her at: info@natrevmd.com Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today. This episode is also sponsored by Corporate Direct - Helping entrepreneurs and investors protect their assets and build real wealth. Corporate Direct also assists clients in meeting compliance requirements under the Corporate Transparency Act, ensuring federal reporting is handled with ease and accuracy.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep83: Military Money Hacks: Doug Nordman on Early Retirement & Smart Savings 49:26

10 weeksที่แล้ว49:26

49:26

In this episode of the Financial Freedom Podcast, we welcome Doug Nordman, a retired U.S. Navy submariner, author, and financial independence advocate. Doug shares his inspiring journey to early retirement, practical tips for frugal living, and strategies for raising financially literate kids to prepare them for a life of financial stability. This episode is perfect for anyone looking to achieve financial independence, learn how to live a debt-free lifestyle, break free from overconsumption, and build generational wealth while adopting habits for long-term financial success. If you're starting your journey toward retirement planning this episode is a must listen. Key Topics Covered: 1. Doug Nordman’s Journey to Financial Independence Discover how Doug retired early through strategic financial planning and disciplined living. 2. Frugal Living Without Feeling Deprived Understand how intentional spending can lead to a fulfilling life without financial stress. 3. Striking the Balance Between Saving and Living Doug explains how to enjoy life while staying committed to your financial goals. 4. Teaching Kids Financial Literacy Early Learn how to introduce money concepts, allowances, and chores to teach your kids the value of frugality and smart money habits. 5. Doug’s Approach to Giving Back Explore Doug’s thoughtful donation strategies and how generosity can enrich your financial journey. 6. Tackling Overconsumption and Hyper Consumerism Get tips on resisting societal pressures to overspend and focusing on value-driven living. 7. Achieving Fulfillment Through Retirement Doug’s journey to achieving fulfillment through his retirement. Resources Mentioned: The Military Guide to Financial Independence and Retirement (Doug’s book) Raising Your Money-Savvy Family for Next Generation Financial Independence Listener Takeaways: Achieve financial independence with practical, actionable strategies. Balance frugal living with enjoying life’s pleasures. Equip your children with lifelong money skills. Avoid overconsumption and focus on intentional spending. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Doug Nordman: Author, speaker, and advocate for financial independence Email him at: nords@gmail.com Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today. This episode is also sponsored by Corporate Direct - Helping entrepreneurs and investors protect their assets and build real wealth. Corporate Direct also assists clients in meeting compliance requirements under the Corporate Transparency Act, ensuring federal reporting is handled with ease and accuracy.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep82: Leaning Out with Dr. Dawn Baker: Work-Life Balance, Burnout Recovery, and Success Redefined 47:38

11 weeksที่แล้ว47:38

47:38

In this inspiring episode of the Finding Financial Freedom Podcast, guest Dr. Dawn Baker—physician, writer, speaker, and coach—shares her transformative journey from relentless achievement to finding work-life balance. After facing a cancer diagnosis, Dawn redefined her career and personal priorities, aligning her work with her “freedom values.” Join us as she unpacks the widespread burnout in the medical world, her motivation to challenge the "lean in" mindset, and how embracing a more intentional life can lead to greater fulfillment. With insights from her book Lean Out and her personal story, Dawn offers practical advice for professionals looking to escape the burnout cycle and create a meaningful balance between career and life. Key Topics Covered: 1. Challenging the “Lean In” Mentality Why Dawn advocates for a shift away from the relentless pursuit of growth and achievement. 2. Burnout in the Medical Profession The systemic issues driving physician burnout and how to address them. 3. Dawn Baker’s Personal Burnout and Recovery Her journey from high work demands to finding work-life balance. 4. Aligning Your Work with Freedom Values Steps to build a career that reflects your personal values and priorities. 5. Educational and Inspirational Insights from her book Lean Out Lessons and actionable tips from Dawn’s book that resonate across industries. Resources Mentioned: Lean Out by Dawn Baker The Lean Out Podcast with Dawn Baker Practice Balance Website Lean Out Confidence Course Listener Takeaways: Recognize the signs of burnout and take actionable steps toward recovery. Learn how aligning your values with your work can lead to sustainable success. Gain inspiration to challenge societal expectations and create your unique path. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Dawn Baker, Author of Lean Out Follow Dawn on Facebook , Twitter , Instagram and LinkedIn for updates on her journey and her podcast episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today. This episode is also sponsored by Corporate Direct - Helping entrepreneurs and investors protect their assets and build real wealth. Corporate Direct also assists clients in meeting compliance requirements under the Corporate Transparency Act, ensuring federal reporting is handled with ease and accuracy.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep81: Empower Your Wallet with Prisca Benson 34:50

12 weeksที่แล้ว34:50

34:50

In this episode of Finding Financial Freedom Podcast, join Dr. Disha Spath and Prisca Benson, a nurse and money coach, as they explore the path to financial freedom and teach you ways on how to take charge of your own money. Prisca shares how she turned debt into $370K in investments, simplified budgeting, and overcame financial anxiety. Discover practical tips for debt repayment, mindful spending, and using money as a tool for intentional living. Perfect for professionals seeking actionable advice to take control of their finances and build lasting wealth! Key Topics Covered: 1. Introduction: A Journey to Financial Freedom Discover how Dr. Disha Spath and special guest Prisca Benson share actionable tips to conquer debt and embrace mindful spending. 2. Meet Prisca Benson: From Debt to $370K in Investments Learn Prisca’s inspiring journey and the mindset shifts that transformed her financial life. 3. Actionable Steps to Start Your Financial Journey Today Prisca’s four-step framework (Assess, Streamline, Apply, Reassess) simplifies financial planning for everyone. 4. Maximize Your Savings with Points and Miles Tips and tricks for using credit card rewards responsibly to travel the world for less. 5. Budgeting with Joy: How to Balance Living and Saving Practical advice on creating budgets that help you enjoy life while achieving financial goals. 6. Overcoming Financial Anxiety: Start Small, Think Big Strategies for overcoming money fears and taking control of your finances. 7. Rapid-Fire Insights: Prisca’s Fun and Quirky Money Habits Get to know Prisca better with lighthearted rapid-fire questions about her money-saving hacks and inspirations. Resources Mentioned: Corporate Direct Website – Asset protection services Facet Our Green Life – Prisca’s platform for personalized money coaching Her Money Podcast and Choose FI Podcast Listener Takeaways: Begin your financial journey with a clear and actionable plan. Create stress-free budgets that allow you to enjoy life while saving. Overcome financial anxiety by starting small and thinking big. Use points and miles strategically to maximize travel savings. Shift your mindset to see money as a tool for intentional living. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Prisca Benson: Founder of Our Green Life Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is sponsored by: PearsonRavitz – Helping physicians safeguard their most valuable assets. This episode is also sponsored by FacetWealth Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today. This episode is also sponsored by Corporate Direct - Helping entrepreneurs and investors protect their assets and build real wealth. Corporate Direct also assists clients in meeting compliance requirements under the Corporate Transparency Act, ensuring federal reporting is handled with ease and accuracy.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep80: From Railroad Tracks to Critical Care: Dr. Carla Rotering on Redefining Thriving, Leadership, and Financial Freedom as a Woman Physician 53:23

13 weeksที่แล้ว53:23

53:23

In this episode of Finding Financial Freedom, Dr. Disha Spath sits down with Dr. Carla Rotering, a renowned pulmonologist and leadership coach, to explore her inspiring journey as a woman physician navigating the challenges of medicine, motherhood, and financial freedom. Dr. Carla shares invaluable insights on how she overcame burnout, rebuilt her career with a renewed sense of purpose, and took control of her finances—while also being a compassionate leader and role model in the medical field. From understanding how to achieve financial independence to redefining success and balance, Dr. Carla’s experience offers actionable advice for women in medicine looking to transform their careers and lives. If you're a physician facing burnout, seeking leadership guidance, or aiming for work-life balance and financial freedom, this episode will inspire you to take control of your career and life transformation. Key Topics Covered: 1. Thriving as a Woman in Medicine Dr. Carla discusses her journey from the railroad tracks to critical care and how women in medicine can thrive by redefining their approach to work, life, and success. 2. Leadership in Medicine Learn how Dr. Carla's leadership coaching has helped other healthcare professionals unlock their potential and manage the pressures of the medical field. 3. Financial Freedom for Women Physicians Dr. Carla shares her strategies for managing finances, building wealth, and achieving financial independence as a woman in a demanding profession. 4. Overcoming Burnout in Your Field Dr. Carla talks about recognizing the signs of burnout and how she not only survived but thrived by implementing leadership techniques and prioritizing self-care. 5. Balancing Family and Critical Care How Dr. Carla navigates her role as a mother while working in pulmonary critical care, offering insights for other women juggling careers and family life. 6. Building a Practice and Career Transformation Discover the steps Dr. Carla took to build her own practice and create a thriving career without sacrificing her personal well-being. 7. Financial Management for Single Moms in Medicine Dr. Carla offers advice to single mothers in medicine, sharing how she successfully balanced her professional responsibilities with financial management. Resources Mentioned: Dr. Carla’s Leadership Coaching Program Transforming You Events Listener Takeaways: Learn how to achieve financial freedom and wealth-building as a woman physician. Gain practical tips on managing burnout and creating a sustainable work-life balance. Understand the steps to take control of your career and finances as a woman in medicine. Discover how leadership can redefine success and help you thrive in both your personal and professional life. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Carla Rotering, Renowned Pulmonologist & Leadership Coach Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is sponsored by: PearsonRavitz – Helping physicians safeguard their most valuable assets. This episode is also sponsored by FacetWealth – Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today. This episode is also sponsored by Corporate Direct - Helping entrepreneurs and investors protect their assets and build real wealth. Corporate Direct also assists clients in meeting compliance requirements under the Corporate Transparency Act, ensuring federal reporting is handled with ease and accuracy.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep79: Asset Protection through LLC's and the Corporate Transparency Act 39:17

14 weeksที่แล้ว39:17

39:17

In this episode of Finding Financial Freedom, Dr. Disha Spath welcomes Ted Sutton, a licensed attorney with Corporate Direct, and Garrett Sutton, founder of Corporate Direct and the Sutton Law Center, to discuss how physicians and professionals can take control of their financial futures. From forming LLCs to avoiding tax pitfalls, Ted and Garrett break down the essentials of asset protection, business entity management, and legal compliance in an engaging and practical conversation. With over 14,000 clients served and multiple bestselling books, Garrett Sutton brings decades of experience to help doctors secure their personal and professional assets. If you're thinking about starting a private practice or just looking to safeguard your wealth through asset protection strategies, this episode is the perfect guide. Key Topics Covered: 1. Why Physicians Need Asset Protection Learn why it’s crucial to protect not just your practice but your personal assets, and how business entities can shield your wealth. 2. The Essentials of Setting Up an LLC Step-by-step guidance on forming an LLC, understanding the “continuity of obligation,” and ensuring it’s done right from the start. 3. Maintaining Compliance with the Corporate Transparency Act How this new law affects business owners and what you need to do to stay compliant. 4. Avoiding Common LLC Pitfalls From neglected paperwork to improper renewals, discover the most common mistakes that can jeopardize your LLC—and how to avoid them. 5. Garrett Sutton’s Expertise in Asset Protection Insights from Garrett’s bestselling books (Start Your Own Corporation, Loopholes of Real Estate) and decades of experience helping professionals secure their financial futures. Resources Mentioned: PearsonRavitz Rich Dad Poor Dad by Robert Kiyosaki Veil not Fail by Garrett Sutton Start Your Own Corporation, Loopholes of Real Estate by Garett Sutton Corporate Direct Website Sutton Law Center Listener Takeaways: Understand why forming an LLC is essential for protecting both your medical practice and personal assets. Learn the critical steps to setting up and maintaining a compliant business entity under the Corporate Transparency Act. Avoid common mistakes in LLC management and ensure your financial and legal safeguards are rock solid. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guests: Garett Sutton, founder of Corporate Direct Atty. Ted Sutton of Corporate Direct Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is sponsored by: PearsonRavitz – Helping physicians safeguard their most valuable assets. This episode is also sponsored by FacetWealth – Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep78: Buying, Running, and Selling Businesses with David Barnett 51:27

15 weeksที่แล้ว51:27

51:27

In this episode of Finding Financial Freedom, author and entrepreneur David Barnett navigates the ins and outs of buying, running, and selling small to medium sized businesses. With years of hands-on experience, David offers insights designed to explain the complexities of entrepreneurship, empowering listeners to approach each stage of business ownership with confidence and clarity. David dives deep into the critical factors that affect business value, including financial health, market trends, and industry conditions. He provides a roadmap for both buyers and sellers, guiding them on how to realistically assess value and negotiate profitable deals. With expert advice on financing, hiring strategies, lead generation, and sales processes, David shows entrepreneurs, including physicians, how to increase profitability and prepare for successful business transitions. Key Topics Covered: 1. Common Reasons for Selling Over the years, David has identified the most common reasons entrepreneurs choose to sell their businesses, providing valuable insight into the decision-making process. 2. Tips on Valuing a Business David breaks down the key factors that go into assessing a business’s worth, including financial health, market trends, and industry conditions, offering clarity for those looking to buy or sell. 3. The First Steps in Buying a Business For potential buyers, David outlines the crucial first steps to take when considering a business purchase, ensuring they start on the right track. 4. Opportunities and Risks During a Recession David discusses the pros and cons of buying businesses during economic downturns or distressed periods like COVID-19, highlighting key opportunities and risks. 5. Maximizing Sale Value David explains why most businesses sell for less than expected and offers practical tips for business owners to maximize their sale value and secure a better deal. 6. Increasing the Value of a Medical Practice David provides actionable advice on how physicians can make their practices more valuable, helping them prepare for a successful sale. Resources Mentioned: How To Sell My Own Business by David Barnett Join his list on: https://www.DavidCBarnettList.com David Barnett’s YouTube channel: https://www.youtube.com/channel/UCbR8hQfFxBI4Idh4Zw65yZQ David Barnett’s Website: https://www.DavidCBarnett.com Listener Takeaways: Learn how to assess a business’s value by considering financial health, market trends, and industry conditions. Discover practical tips to increase your business's sales value and secure a more profitable deal. Gain insights into the opportunities and risks of buying businesses during economic downturns, like recessions or a pandemic. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: David Barnett, Small Business Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is sponsored by: PearsonRavitz – Helping physicians safeguard their most valuable assets. This episode is also sponsored by FacetWealth – Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep77: What An Incoming Trump Administration Means For Your Student Loans 45:04

16 weeksที่แล้ว45:04

45:04

In this comprehensive episode of Finding Financial Freedom with The Frugal Physician, Dr. Disha Spath hosts Travis Hornsby, founder and CEO of Student Loan Planner, to explore the current landscape of student loans and repayment strategies for high-debt professionals. With over $800 million in student loans consulted on, Travis is an authority on loan repayment and shares crucial insights on navigating Public Service Loan Forgiveness (PSLF), recent policy changes, and strategies for repayment that every physician, professional, and student loan borrower needs to know. Discover how changes in student loan policies under the Trump, Obama, and Biden administrations have reshaped the repayment landscape and what potential policy shifts could mean for borrowers in the coming years. Travis also discusses methods to optimize PSLF eligibility, the pros and cons of refinancing, and the best strategies for long-term financial freedom despite student loan debt. Key Topics Covered: Travis Hornsby’s Journey & Student Loan Planner’s Mission Travis’s background in finance and bond trading at Vanguard, his journey to starting Student Loan Planner, and why he’s dedicated his career to helping borrowers navigate complex student loan systems. Public Service Loan Forgiveness (PSLF): From Inception to Transformation How PSLF has evolved since its inception in 2007, including challenges under the Trump administration and impactful changes introduced by President Biden. Changes in Income-Driven Repayment (IDR) Plans Overview of the original income-driven repayment options (PAYE, REPAYE, IBR, ICR) and how Biden’s new SAVE plan replaced REPAYE with enhanced interest subsidies. Potential Pitfalls & Common Mistakes in Repayment Plans How to avoid costly missteps when selecting a repayment plan, including considerations around PSLF qualification, income certification, and timing of tax filings. Navigating Political and Legal Challenges in Student Loan Policies Insights into current legal challenges to the SAVE plan and potential impacts of future policy changes on IDR options for physicians and other borrowers. Refinancing vs. Forgiveness Travis outlines when it’s beneficial to refinance your loans versus staying on a PSLF track, with practical advice for borrowers based on debt-to-income ratio and financial goals. Resources Mentioned: Student Loan Planner for calculators, tools, and professional consultations. Travis’s Books: Managing Your Money in Your Twenties and Thirties and 25 is the New 65: How to Retire Outrageously Early. Listener Takeaways: Gain a better understanding of student loan repayment plans and forgiveness options. Learn the strategies for managing student loans amidst political upheaval and legal challenges. Understand when refinancing makes sense versus sticking with PSLF or other forgiveness options. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Travis Hornsby, CFA, CFP, Student Loan Planner Follow us on Instagram, Facebook, and Twitter for updates on upcoming episodes. Thank you for tuning in! Be sure to share this episode with anyone navigating student loan repayment. This episode is sponsored by: PearsonRavitz – Helping physicians safeguard their most valuable assets. This episode is also sponsored by FacetWealth – Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today.…

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Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money « » Ep88: Retirement Planning Secrets: Building Your Paycheck & Finding Fullfillment with Fritz Gilbert

Ep88: Retirement Planning Secrets: Building Your Paycheck & Finding Fullfillment with Fritz Gilbert

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The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

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The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

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Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money « »
Ep88: Retirement Planning Secrets: Building Your Paycheck & Finding Fullfillment with Fritz Gilbert