Self Directed IRA Rules You NEED to Know

Passive Cash Flow Podcast

🎙 Passive Cash Flow Podcast EP.185 | Self Directed IRA Rules You NEED to Know
Most people don’t realize their IRA doesn’t have to sit in a Fidelity account forever following whatever the S&P 500 does. In today’s episode, we break down how self-directed IRAs work, why only a small percentage of investors use them, and how taking control of your retirement can open the door to real estate, private funds, and alternative investments you actually understand.
We’re joined by Anne Marie Rogers of Inspira Financial to discuss:
✔ The difference between traditional and self-directed IRAs
✔ Why most Americans never hear about this option
✔ How alternative investing works inside retirement accounts
✔ Common mistakes and prohibited transactions
✔ How everyday investors can diversify like high-net-worth families
✔ What you can and can’t do with retirement funds
Whether you’re looking to roll over an old 401(k), diversify beyond the stock market, or simply understand your retirement options better, this episode gives you a clear roadmap to taking control of your nest egg.
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🧠 Topics Covered:
00:00 Intro: You CAN Control Your Nest Egg!
00:47 Meet the Guest: Anne-Marie Rogers of Inspira Financial
01:03 SDIRAs 101: How Self-Directed IRAs Work
03:07 The "Why": Why Alternatives Beat the S&P 500
04:15 CRUCIAL IRS Rules: Understanding Prohibited Transactions
05:44 The Custodian's Role & Inspira Financial
07:00 Fee Structure & The Cash Flow Strategy
08:44 Funding Your SDIRA: Transfers & Rollovers
10:29 Who is the Self-Directed IRA Best For?
13:00 How to Get Started (The Step-by-Step Process)
14:46 Final Thoughts on Maximizing Returns
16:32 Passive Cash Flow Podcast Wrap-up
35:31 Sponsor & Outro
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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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