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Ep. 105: Leveraging your Finances - The Basics of Personal Credit
Manage episode 317979516 series 2308340
Finances were never taught for most and more specifically....CREDIT was never taught.
This episode outlines the simple things you need to understand before leaning into LEVERAGING your financial situation.
1. Where to check your credit (Experian.com or MyFico.com)
2. 2 scoring systems: FICO (main) and Vantage
3. 5 points of credit that makes up a score
- 35%: payment history
- 30%: utilization
- 15%: length of credit
- 10%: diversification
- 10%: new credit (inquiries)
Need to remove negative items: DIY Disputing Software
Look out for more solo episodes, guests, and valuable content to help you evolve into the best version of yourself.
LISTEN UP, SAVE, SHARE, leave a rating, and review
LOOKING FOR FURTHER SUPPORT?
Book a Call
Join our FREE Leverage Community
New LEVERAGE (Credit | Financial) Program: click here's
(DISCOUNT CODE: EVOLVEU)
ABOUT ME: click here
APPLY TO OUR NEW ALCHEMY MASTERMIND
Courses: Alchemy Academy
Book to Speak: BOOK NOW
Pre-order MY BOOK: PREORDER NOW
LEAVE US A RATING AND REVIEW
IF YOU ENJOYED IT, WE WOULD LOVE IT IF YOU SUPPORTED THE MOVEMENT TO GROW
Follow us on social
IG: @evolveupodcast
IG: @drmcelderry
FB: https://www.facebook.com/evolveupodcast/?ref=bookmarks
email: hello@bryanmcelderry.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/leveragetalk/support123 ตอน
Manage episode 317979516 series 2308340
Finances were never taught for most and more specifically....CREDIT was never taught.
This episode outlines the simple things you need to understand before leaning into LEVERAGING your financial situation.
1. Where to check your credit (Experian.com or MyFico.com)
2. 2 scoring systems: FICO (main) and Vantage
3. 5 points of credit that makes up a score
- 35%: payment history
- 30%: utilization
- 15%: length of credit
- 10%: diversification
- 10%: new credit (inquiries)
Need to remove negative items: DIY Disputing Software
Look out for more solo episodes, guests, and valuable content to help you evolve into the best version of yourself.
LISTEN UP, SAVE, SHARE, leave a rating, and review
LOOKING FOR FURTHER SUPPORT?
Book a Call
Join our FREE Leverage Community
New LEVERAGE (Credit | Financial) Program: click here's
(DISCOUNT CODE: EVOLVEU)
ABOUT ME: click here
APPLY TO OUR NEW ALCHEMY MASTERMIND
Courses: Alchemy Academy
Book to Speak: BOOK NOW
Pre-order MY BOOK: PREORDER NOW
LEAVE US A RATING AND REVIEW
IF YOU ENJOYED IT, WE WOULD LOVE IT IF YOU SUPPORTED THE MOVEMENT TO GROW
Follow us on social
IG: @evolveupodcast
IG: @drmcelderry
FB: https://www.facebook.com/evolveupodcast/?ref=bookmarks
email: hello@bryanmcelderry.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/leveragetalk/support123 ตอน
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