Hi folks, my name is Tim Howie. It is my goal, with this podcast, to hopefully shed some light on the purpose and value of insurance and the benefits provided to us when thinking about our overall financial plan. More than 50% of us are going to get some form of critical illness and everyone of us is going to die at some unknown point along the path of life. Wouldn't it be amazing to be compensated for getting sick or have your loved ones compensated for losing you?! Both you and them deserve this compensation! Come find out how this is made possible.