Don’t Buy Annuity Hypothetical Returns: Shootin' It Straight With Stan

“Fun With Annuities” The Annuity Man Podcast

In this episode, The Annuity Man discussed:

• Annuities are contracts

• How Indexed Annuities should be used

• Don’t buy an annuity for market returns

Key Takeaways:

• To say that something is “guaranteed and backtested” means that there is nothing guaranteed at all. Annuities are contracts, buy them for what they will do and not what they might do.

• Indexed Annuities have the potential to go down in value, but they can be used as an efficient delivery system for guaranteed lifetime income through an income rider attachment.

• If you want market returns, never buy an annuity. Annuity solves for four things: Principal protection, Income for life, Legacy, and Long-term care.

"Do not buy the annuity dream because you're gonna own the contractual reality." — Stan The Annuity Man.

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