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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
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269 | Automate Your Finances: A Busy Mom's Guide to Stress-Free Budgeting
Manage episode 426075093 series 3552580
Book A Free Financial Coaching Call!
Hey, Budget Besties! 🌟 In this episode, we tackle the often overwhelming task of budgeting, especially for us busy working moms. We share practical tips and real-life stories to help you get started and stay on track with your budget without feeling stressed or guilty.
This episode is from a wonderful conversation we had with our friend Kerri Patt from the Mom Wife Career Life Podcast.
Key Takeaways:
- Schedule Your Budget Time: The first step is to schedule time for budgeting. It might feel like just one more thing on your to-do list, but setting up your budget now will save you time and stress later.
- Separate Accounts for Bills and Spending: Keep separate checking accounts for bills and spending. This way, you won't accidentally dip into bill money for everyday expenses.
- Include a Personal Spending Budget: Always allocate some money for yourself. It's crucial for your sanity and happiness. Having a set amount for personal spending ensures you won't feel guilty about treating yourself.
- Teach Your Kids Financial Responsibility: Involve your kids in budgeting. Create a budget for their expenses and let them manage it. This teaches them the value of money and decision-making.
- Track Your Spending: Do a 90-day review of your expenses to see where your money is going. Highlight and categorize your spending to get a clear picture.
- Avoid Financial Overwhelm: Simplify your budgeting process with our one-page budget template. Fill it out using your 90-day review and see what’s really possible with your money.
Fun Financial Tips:
- The Glam Up Fund: Budget for your self-care and personal pampering in an annual fund, then divide it monthly. This ensures you can enjoy your glam moments guilt-free.
- Use Cash for Kids: Give your kids cash for their expenses to help them understand the value of money. Swiping a card doesn’t have the same impact as handing over physical cash.
Listener Challenge:
Subscription Cleanup: Do a deep dive into your subscriptions. Cancel what you don't need or use. It’s a quick way to free up extra cash in your budget.
Inspirational Quote: "Do something today that's going to save you time tomorrow."
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
295 ตอน
269 | Automate Your Finances: A Busy Mom's Guide to Stress-Free Budgeting
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Manage episode 426075093 series 3552580
Book A Free Financial Coaching Call!
Hey, Budget Besties! 🌟 In this episode, we tackle the often overwhelming task of budgeting, especially for us busy working moms. We share practical tips and real-life stories to help you get started and stay on track with your budget without feeling stressed or guilty.
This episode is from a wonderful conversation we had with our friend Kerri Patt from the Mom Wife Career Life Podcast.
Key Takeaways:
- Schedule Your Budget Time: The first step is to schedule time for budgeting. It might feel like just one more thing on your to-do list, but setting up your budget now will save you time and stress later.
- Separate Accounts for Bills and Spending: Keep separate checking accounts for bills and spending. This way, you won't accidentally dip into bill money for everyday expenses.
- Include a Personal Spending Budget: Always allocate some money for yourself. It's crucial for your sanity and happiness. Having a set amount for personal spending ensures you won't feel guilty about treating yourself.
- Teach Your Kids Financial Responsibility: Involve your kids in budgeting. Create a budget for their expenses and let them manage it. This teaches them the value of money and decision-making.
- Track Your Spending: Do a 90-day review of your expenses to see where your money is going. Highlight and categorize your spending to get a clear picture.
- Avoid Financial Overwhelm: Simplify your budgeting process with our one-page budget template. Fill it out using your 90-day review and see what’s really possible with your money.
Fun Financial Tips:
- The Glam Up Fund: Budget for your self-care and personal pampering in an annual fund, then divide it monthly. This ensures you can enjoy your glam moments guilt-free.
- Use Cash for Kids: Give your kids cash for their expenses to help them understand the value of money. Swiping a card doesn’t have the same impact as handing over physical cash.
Listener Challenge:
Subscription Cleanup: Do a deep dive into your subscriptions. Cancel what you don't need or use. It’s a quick way to free up extra cash in your budget.
Inspirational Quote: "Do something today that's going to save you time tomorrow."
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
295 ตอน
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