What Happens When Your Debtor Doesn’t Pay Their CCJ?

Debt Deep Dive with Todd Davis and Kia Thompson

This episode explains what happens when a debtor fails to pay a County Court Judgment (CCJ) in the UK. It details steps for enforcing the CCJ, including sending reminder letters and pursuing methods like attachment of earnings, warrants of control, charging orders, and orders for sale. The article also discusses the impact of a CCJ on the debtor's credit score and the possibility of writing off the debt if enforcement is unsuccessful. Finally, it advises seeking professional legal counsel before pursuing enforcement actions. The author concludes that obtaining a CCJ does not guarantee debt recovery.