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Ashworth Church - West Des Moines

Ashworth Road Baptist Church

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The weekly teaching of Ashworth Church in West Des Moines, Iowa featuring pastors Brent Clark, Ryan Lenerz and Amy Becker. Ashworth exists to connect families to Jesus, one another and our community. https://ashworth.church
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Learn all about investing in real estate in Des Moines, Iowa with a combination of real estate financial planning and modeling with numbers specific to Des Moines plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Des Moines).
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Des Moines Storytellers Project

Des Moines Register

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An evening of live storytelling, the Des Moines Storytellers Project features community members coached by Des Moines Register journalists taking the mic to tell true, first-person stories. We believe everyone HAS a story and everyone CAN tell that story. Learn more at DesMoinesRegister.com/Storytellers.
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Des Moines and Dragons

Paul Privitera

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Des Moines and Dragons is a monthly podcast that features the city of Des Moines best and newest artists playing a variety of Tabletop Roleplaying Games. Each show's episode will be a continuation on the episode before until each game comes to a natural conclusion. We’ll do our best to stick to the rules as written, but occasionally our Game Master will adjust things as the scene requires.
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What's Up Des Moines

Rob Newton

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The goal of What's Up Des Moines is to keep the community informed by highlighting news, various events, and changes within the DSM Metro. Furthermore, Rob Newton plans to give a voice to people seeking to make a difference in the community through their business or non-profit with interviews. Follow Rob on social media @RadioRobNewton. New Episode Friday mornings
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REVIVE - Hope West Des Moines

Lutheran Church of Hope - West Des Moines

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Hope’s Young Adult Ministry, REVIVE, serves the young adult population of the Des Moines area. REVIVE is so much more than a weekly worship gathering. At REVIVE we connect with people through music, God's Word, community and serving others together. We are a welcoming, relevant, passionate, and Spirit-led community, focused on developing followers of Jesus. All young adults in their 20 & 30s are welcome!
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Des Moines Gospel Assembly

Des Moines Gospel Assembly

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Gospel Assembly Church is a pentecostal, non-denominational church located in the beautiful community of Urbandale, IA. This church strives to fulfill the call of God and influences lives world-wide through its various outreach ministries.
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show series
 
Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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Politics consume us. They tend to inform the way we see ourselves, our neighbors, and the world around us. What does Jesus have to say about our political leanings, though? Was Jesus even political? Listen as Pastor Brent shares about this divisive subject, teaching us that no political party or politician can save the world—only Jesus can do that.…
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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As we explore “the real Jesus” behind the many counterfeits we find in society, we are challenged to respond. Listen as Pastor Steve explores Christ’s mission on Earth, influencing how we engage with the people and world around us.โดย Steve Rogers
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Jesus loved the easiest people to hate, showed respect to the disrespected, and blessed those who could offer nothing in return. He championed the outcasts of society, demonstrating His incredible love and compassion to all who came near and challenging us to do the same.โดย Brent Clark
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Jesus was a humble King. In the stories of His miracles, teachings, and way of life, we constantly find Him serving the people around Him. As Pastor Amy explores this unique aspect of Jesus, it challenges us to question what it truly means to be “great.”โดย Amy Becker
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Despite the power money holds over us as individuals and a society, Jesus calls us to live differently. The invitation to follow Jesus is also an invitation to live as generously as He did. Pastor Brent continues our Rediscovering Jesus series, challenging our obsession with wealth and calling us to follow the authentic Jesus.…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Jesus was known by his radical compassion. His compassion wasn’t just an emotional response; it was also a physical one that led to the relief of pain and alienation. We too can grow in compassion by sitting at the feet of Jesus.โดย Brent Clark
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How to Analyze Buying a Rental Property at a Discount in Des Moines Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
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Will the real Jesus please stand up? In a world of counterfeits, it’s difficult to determine who the real Jesus is. This Easter Sunday, Pastor Brent explores the resurrection of Jesus. Who was there? How did it happen, and what does this pivotal moment tell us about who Jesus is?โดย Brent Clark
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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As we conclude our journey through Joseph’s life as told in the book of Genesis, we learn that God can take the brokenness of our world and lives and turn it into something positive. Our story is one piece of the larger story God is writing, and that’s a beautiful thing!โดย Brent Clark, Amy Becker
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Deborah Svec-Carstens found herself by being vulnerable with a tight-knit community in a foreign country after an assault. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Kenny Gaskin spent his childhood looking up to his teachers. Now he's a teacher with DMPS inspiring students and building a classroom community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can…
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Jordan Brooks felt like he didn't belong — until he discovered art. Now he uses it to help others build their communities. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…
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Erlin Kakkanad wasn't embracing her true self when her son asked an innocent question: "Mama, why am I brown?" It led to a long journey of discovery. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyon…
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A dream once again takes center stage as we continue exploring the story of Joseph as told in the book of Genesis. This time, Pharaoh has a dream that requires interpretation. Listen as Pastor Amy shares Joseph’s journey towards freedom and redemption by using his leadership and administrative skills.…
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Jim Sayers entered an Iowa prison thinking every inmate was the same. He left with a close-knit community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines Storytellers Proj…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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As we continue the story of Joesph, he finds himself in prison once again. However, God never stops working. Listen as Pastor Steve emphasizes the importance of remaining hopeful and faith-filled in the midst of the challenges of life.โดย Steve Rogers
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How to Analyze a New Construction Single-Family Home Property in Des Moines Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…
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Sometimes God doesn’t save us from tragedy—He saves us through it. As we continue exploring the story of Joseph in Genesis, we find Joseph once again in the pit. Here, in the darkness and uncertainty, we find the evidence of Joseph’s trust in God despite his circumstances.โดย Brent Clark
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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In the book of Genesis, we find the redemptive story of a favored son named Joseph who has a dream. However, the dreams God gives us may not always take place the way we expect them to! Pastor Brent introduces our new series, Living the Dream, by exploring the beginning of Joseph’s story and the challenges that come with it.…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Following Jesus isn’t easy. It’s not just about believing the “right” thing or praying the “right” thing. It’s about relationship, one that takes time and effort to cultivate. Hear from several people in our congregation who are trying their best to cultivate their faith—not from a sense of guilt or obligation, but from a desire to know God and be …
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Our faiths weren’t meant to be lived inside a bubble. Throughout Scripture, Jesus encourages us to go—to be His hands and feet throughout the world. Pastor Brent shares what it means to have compassion for our neighbors, rooting ourselves in the places we live, work, and learn as we seek to reveal the Kingdom of God in the world around us.…
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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How to Analyze a 5% Down Single-Family Nomad™ Property in Des Moines Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best dea…
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How does one remain rooted in Jesus in the midst of the most difficult moments of life? Hear Pastor Brent and Pastor Amy share what it means to remain with Jesus through the storms, remembering who He is and what’s He’s brought you through in the past.โดย Brent Clark, Amy Becker
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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Community is critical, especially when it comes to one’s faith. The language of the Bible is even communal, showing us that our faiths weren’t meant to be lived out alone. Listen as Pastor Brent continues our series by demonstrating the importance of being rooted in both Jesus and the people around us!…
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You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
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Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
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What fuels your fear? For King Herod, it was a lack of control and power over a baby prophesied to be King. Pastor Brent and Pastor Amy explore the story of King Herod in the book of Matthew, helping us look towards 2024 with confidence and hope instead of fear.โดย Brent Clark, Amy Becker
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Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Des Moines adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to…
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