Messages from Journey Church
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An evening of live storytelling, the Des Moines Storytellers Project features community members coached by Des Moines Register journalists taking the mic to tell true, first-person stories. We believe everyone HAS a story and everyone CAN tell that story. Learn more at DesMoinesRegister.com/Storytellers.
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The weekly teaching of Ashworth Church in West Des Moines, Iowa featuring pastors Brent Clark, Amy Becker, and Steve Rogers. Ashworth exists to connect families to Jesus, one another and our community. https://ashworth.church
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Learn all about investing in real estate in Des Moines, Iowa with a combination of real estate financial planning and modeling with numbers specific to Des Moines plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Des Moines).
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Court case overview Cover art photo provided by rob walsh on Unsplash: https://unsplash.com/@robertwalsh0
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Rare Fair: Behind the scenes at the Iowa State Fair like you've never heard before.
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Des Moines and Dragons is a monthly podcast that features the city of Des Moines best and newest artists playing a variety of Tabletop Roleplaying Games. Each show's episode will be a continuation on the episode before until each game comes to a natural conclusion. We’ll do our best to stick to the rules as written, but occasionally our Game Master will adjust things as the scene requires.
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The Business Record has been serving the Central Iowa business community for over 35 years. Our mission: helping business do business better.
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The goal of What's Up Des Moines is to keep the community informed by highlighting news, various events, and changes within the DSM Metro. Furthermore, Rob Newton plans to give a voice to people seeking to make a difference in the community through their business or non-profit with interviews. Follow Rob on social media @RadioRobNewton. New Episode Friday mornings
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Hope’s Young Adult Ministry, REVIVE, serves the young adult population of the Des Moines area. REVIVE is so much more than a weekly worship gathering. At REVIVE we connect with people through music, God's Word, community and serving others together. We are a welcoming, relevant, passionate, and Spirit-led community, focused on developing followers of Jesus. All young adults in their 20 & 30s are welcome!
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Gospel Assembly Church is a pentecostal, non-denominational church located in the beautiful community of Urbandale, IA. This church strives to fulfill the call of God and influences lives world-wide through its various outreach ministries.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Betsy Sarcone- your professional Greater Des Moines Area Real Estate Agent.
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We believe that it's no accident that you're at this podcast. In fact, we've been praying for you! To find out more about Lutheran Church of Hope, please look through our history, our values and mission, feel free to visit us at lutheranchurchofhope.org.
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Sermon audio from Grandview Park Baptist Church in Des Moines, Iowa
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Deal Alchemy™ - Debt Paydown to Cash Flow
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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God has invited us to join Him in the work of this world, but are we allowing Him to join us in the work of our life? Pastor Brent takes a look at Psalm 127, encouraging us to partner with God in all that we do. As we allow ourselves to partner with God, we start focusing less on doing the “right things” and more on being the “right people” that fo…
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Nahum: God’s Wrath and Love Revealed
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Pastor Darrick uses the book of Nahum as a back drop to discuss the doctrine of Hell as well as the mercy of the gospel.โดย Darrick Young
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Phillip Sitter: I found peace in wartime visiting dear friend in Ukraine
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How Des Moines Register reporter Phillip Sitter found himself in Ukraine in the midst of Russia's war to celebrate a friend's birthday. This story was first told during the Des Moines Storytellers Project's "Travel" on June 18, 2024, at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. D…
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Tax Deductibility of PMI Payments
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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Psalm 139 is a beautiful reminder of God’s nearness in both the joys and difficulties of life. Pastor Brent and Amy explore this famous passage, revealing what it means to be fully known by a good God.โดย Brent Clark, Amy Becker
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It!
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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Micah: The Gravity of Arrogance
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Ryan Weldon continues Journey’s “Summer in the Minors” series by speaking on the book of Micah. Micah prophesied judgement on the Israelites for their hypocrisy and urged them to seek justice, love mercy, and walk humbly. Ryan helps explain to us what that call means.โดย Ryan Weldon
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I Heard It Through the Grapevine
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Stories are important, especially when it comes to remembering God’s work in our lives. Although we are quick to forget all God has done, psalms like Psalm 78 demonstrate the importance of sharing one’s story. This particular psalm tells a story of God’s people and His relationship with them, reminding the author of the passage and its readers of G…
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How to Analyze an All-Cash Rental Property Purchase
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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Diane Kolmer: How a trip to Paris helped me heal from an eating disorder, find new purpose
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The doctor told Diane Kolmer she needed to take a break from her job to relearn to eat and live. A trip to Paris helped change her perspective. This story was first told during the Des Moines Storytellers Project's "Travel" on June 18, 2024, at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can te…
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Kory May found racial profiling didn't stop at the Canadian border. This story was first told during the Des Moines Storytellers Project's "Travel" on June 18, 2024, at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines Storytellers Project events are filled with neighbors and …
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John Sorrell landed in Turkey quite literally in the middle of a coup. How he leaned on curiosity to make it home safely. This story was first told during the Des Moines Storytellers Project's "Travel" on June 18, 2024, at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines Stor…
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Nicole Schrader: How this Iowan learned to make friends with her fear on vacation and in life
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Nicole Schrader overcame vacation paralysis to find something meaningful. Now she embraces that fear to live a full life. This story was first told during the Des Moines Storytellers Project's "Travel" on June 18, 2024, at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines Stor…
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Jonah: Salvation is for Everyone
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Pastor David Wanat speaks on the story of Jonah and the conflict Jonah felt being God’s messenger to Nineveh. Pastor David helps us see the beauty in God’s compassion while challenging us to accept God’s desire to save all people, whether we like them or not.โดย David Wanat
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You Can’t Always Get What You Want
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Why do bad things happen to good people, and why do good things tend to happen to bad people? It’s a fair question that the author of Psalm 73 considers in an authentic way. When we meet with God, however, He often gives us a new perspective on the circumstances of our lives, revealing who we are, who God is, and what it actually means to be prospe…
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How Return on Investment Changes Based on Credit Score With PMI
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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We spend most of our day looking down, distracting ourselves with technology and the things of life that ultimately don’t satisfy us. Psalm 121 encourages us to lift our eyes to the Lord, the One who watches over us by day and by night. Listen as Pastor Steve explores this psalm and encourages us to look to Jesus!…
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Amos: A Voice of Justice and Righteousness
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Rob Leitheiser speaks about Amos’ message of judgment for Israel’s religious hypocrisy.โดย Rob Leitheiser
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Is It Better to Buy Rentals with 25% Down or All Cash After Buying an Owner-Occupant?
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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In Psalm 51, we find King David in a difficult season of life. He’s made mistakes, and he has regrets. Pastor Amy explores what he wrote in response to his sin, finding that God can forgive what seems unforgivable.โดย Amy Becker
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The Impact of Buying Properties at a 5% Discount When Nomading™
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Pastor Darrick discusses the prophecies found in the book of Joel.โดย Darrick Young
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What does one of the most popular Psalms in Scripture tell us about God’s presence? Listen to guest preacher Mike Harder share about the Good Shepherd described in Psalm 23.โดย Mike Harder
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Deal Alchemy™ - Black Box Cash Flow
31:56
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Hosea: A Scandalous Message
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Darrick kicks off Journey’s summer series, “Summer in the Minors” by preaching on the first three chapters of Hosea.โดย Darrick Young
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The book of Psalms teaches us how to walk with God in a broken world. As we explore this beautiful book of Scripture throughout the summer, Pastor Brent begins by looking at Psalm 1. Here, we ask ourselves what consumes our minds, hearts, and actions. Whatever shapes your thinking shapes your life and walk with God.…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Now that we’ve explored who Jesus is, it’s time to respond. Pastor Brent and Pastor Amy dive into the various responses to Jesus we see in Scripture, encouraging us to follow Jesus in every facet of our lives.โดย Brent Clark, Amy Becker
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Private Mortgage Insurance Myths
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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As we rediscover who Jesus is, we may also need to rediscover what His message was. Jesus spoke about the Kingdom of God more than just about anything else. Pastor Brent explores His message, ultimately encouraging us to remember that Jesus does and will still move among us as we work to establish the Kingdom of God.…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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Politics consume us. They tend to inform the way we see ourselves, our neighbors, and the world around us. What does Jesus have to say about our political leanings, though? Was Jesus even political? Listen as Pastor Brent shares about this divisive subject, teaching us that no political party or politician can save the world—only Jesus can do that.…
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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As we explore “the real Jesus” behind the many counterfeits we find in society, we are challenged to respond. Listen as Pastor Steve explores Christ’s mission on Earth, influencing how we engage with the people and world around us.โดย Steve Rogers
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How to Analyze Deals with Private Mortgage Insurance (PMI)
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Jesus loved the easiest people to hate, showed respect to the disrespected, and blessed those who could offer nothing in return. He championed the outcasts of society, demonstrating His incredible love and compassion to all who came near and challenging us to do the same.โดย Brent Clark
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Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Jesus was a humble King. In the stories of His miracles, teachings, and way of life, we constantly find Him serving the people around Him. As Pastor Amy explores this unique aspect of Jesus, it challenges us to question what it truly means to be “great.”โดย Amy Becker
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Deal Alchemy™ - Residential vs Commercial Property
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Despite the power money holds over us as individuals and a society, Jesus calls us to live differently. The invitation to follow Jesus is also an invitation to live as generously as He did. Pastor Brent continues our Rediscovering Jesus series, challenging our obsession with wealth and calling us to follow the authentic Jesus.…
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Warning - Risks of Loan Called Due When Investing in Real Estate
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Jesus was known by his radical compassion. His compassion wasn’t just an emotional response; it was also a physical one that led to the relief of pain and alienation. We too can grow in compassion by sitting at the feet of Jesus.โดย Brent Clark
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How to Analyze Buying a Rental Property at a Discount
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How to Analyze Buying a Rental Property at a Discount in Des Moines Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
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Will the real Jesus please stand up? In a world of counterfeits, it’s difficult to determine who the real Jesus is. This Easter Sunday, Pastor Brent explores the resurrection of Jesus. Who was there? How did it happen, and what does this pivotal moment tell us about who Jesus is?โดย Brent Clark
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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As we conclude our journey through Joseph’s life as told in the book of Genesis, we learn that God can take the brokenness of our world and lives and turn it into something positive. Our story is one piece of the larger story God is writing, and that’s a beautiful thing!โดย Brent Clark, Amy Becker
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Deborah Svec-Carstens: How I built community through tragedy
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Deborah Svec-Carstens found herself by being vulnerable with a tight-knit community in a foreign country after an assault. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…
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Forgiveness is the path to finding freedom. As we continue the dramatic story of Joseph as told in Genesis, he is finally reunited with his brothers. Will Joseph forgive them for all they’ve done, though?โดย Brent Clark
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