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Ashworth Church - West Des Moines

Ashworth Road Baptist Church

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The weekly teaching of Ashworth Church in West Des Moines, Iowa featuring pastors Brent Clark, Amy Becker, and Steve Rogers. Ashworth exists to connect families to Jesus, one another and our community. https://ashworth.church
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Learn all about investing in real estate in Des Moines, Iowa with a combination of real estate financial planning and modeling with numbers specific to Des Moines plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Des Moines).
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Des Moines Storytellers Project

Des Moines Register

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An evening of live storytelling, the Des Moines Storytellers Project features community members coached by Des Moines Register journalists taking the mic to tell true, first-person stories. We believe everyone HAS a story and everyone CAN tell that story. Learn more at DesMoinesRegister.com/Storytellers.
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Des Moines and Dragons

Paul Privitera

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Des Moines and Dragons is a monthly podcast that features the city of Des Moines best and newest artists playing a variety of Tabletop Roleplaying Games. Each show's episode will be a continuation on the episode before until each game comes to a natural conclusion. We’ll do our best to stick to the rules as written, but occasionally our Game Master will adjust things as the scene requires.
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What's Up Des Moines

Rob Newton

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The goal of What's Up Des Moines is to keep the community informed by highlighting news, various events, and changes within the DSM Metro. Furthermore, Rob Newton plans to give a voice to people seeking to make a difference in the community through their business or non-profit with interviews. Follow Rob on social media @RadioRobNewton. New Episode Friday mornings
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REVIVE - Hope West Des Moines

Lutheran Church of Hope - West Des Moines

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Hope’s Young Adult Ministry, REVIVE, serves the young adult population of the Des Moines area. REVIVE is so much more than a weekly worship gathering. At REVIVE we connect with people through music, God's Word, community and serving others together. We are a welcoming, relevant, passionate, and Spirit-led community, focused on developing followers of Jesus. All young adults in their 20 & 30s are welcome!
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Des Moines Gospel Assembly

Des Moines Gospel Assembly

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Gospel Assembly Church is a pentecostal, non-denominational church located in the beautiful community of Urbandale, IA. This church strives to fulfill the call of God and influences lives world-wide through its various outreach ministries.
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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In Psalm 51, we find King David in a difficult season of life. He’s made mistakes, and he has regrets. Pastor Amy explores what he wrote in response to his sin, finding that God can forgive what seems unforgivable.โดย Amy Becker
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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The book of Psalms teaches us how to walk with God in a broken world. As we explore this beautiful book of Scripture throughout the summer, Pastor Brent begins by looking at Psalm 1. Here, we ask ourselves what consumes our minds, hearts, and actions. Whatever shapes your thinking shapes your life and walk with God.…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Now that we’ve explored who Jesus is, it’s time to respond. Pastor Brent and Pastor Amy dive into the various responses to Jesus we see in Scripture, encouraging us to follow Jesus in every facet of our lives.โดย Brent Clark, Amy Becker
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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As we rediscover who Jesus is, we may also need to rediscover what His message was. Jesus spoke about the Kingdom of God more than just about anything else. Pastor Brent explores His message, ultimately encouraging us to remember that Jesus does and will still move among us as we work to establish the Kingdom of God.…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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Politics consume us. They tend to inform the way we see ourselves, our neighbors, and the world around us. What does Jesus have to say about our political leanings, though? Was Jesus even political? Listen as Pastor Brent shares about this divisive subject, teaching us that no political party or politician can save the world—only Jesus can do that.…
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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As we explore “the real Jesus” behind the many counterfeits we find in society, we are challenged to respond. Listen as Pastor Steve explores Christ’s mission on Earth, influencing how we engage with the people and world around us.โดย Steve Rogers
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Jesus loved the easiest people to hate, showed respect to the disrespected, and blessed those who could offer nothing in return. He championed the outcasts of society, demonstrating His incredible love and compassion to all who came near and challenging us to do the same.โดย Brent Clark
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Jesus was a humble King. In the stories of His miracles, teachings, and way of life, we constantly find Him serving the people around Him. As Pastor Amy explores this unique aspect of Jesus, it challenges us to question what it truly means to be “great.”โดย Amy Becker
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Despite the power money holds over us as individuals and a society, Jesus calls us to live differently. The invitation to follow Jesus is also an invitation to live as generously as He did. Pastor Brent continues our Rediscovering Jesus series, challenging our obsession with wealth and calling us to follow the authentic Jesus.…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Jesus was known by his radical compassion. His compassion wasn’t just an emotional response; it was also a physical one that led to the relief of pain and alienation. We too can grow in compassion by sitting at the feet of Jesus.โดย Brent Clark
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How to Analyze Buying a Rental Property at a Discount in Des Moines Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
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Will the real Jesus please stand up? In a world of counterfeits, it’s difficult to determine who the real Jesus is. This Easter Sunday, Pastor Brent explores the resurrection of Jesus. Who was there? How did it happen, and what does this pivotal moment tell us about who Jesus is?โดย Brent Clark
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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As we conclude our journey through Joseph’s life as told in the book of Genesis, we learn that God can take the brokenness of our world and lives and turn it into something positive. Our story is one piece of the larger story God is writing, and that’s a beautiful thing!โดย Brent Clark, Amy Becker
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Deborah Svec-Carstens found herself by being vulnerable with a tight-knit community in a foreign country after an assault. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Kenny Gaskin spent his childhood looking up to his teachers. Now he's a teacher with DMPS inspiring students and building a classroom community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can…
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Jordan Brooks felt like he didn't belong — until he discovered art. Now he uses it to help others build their communities. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines S…
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Erlin Kakkanad wasn't embracing her true self when her son asked an innocent question: "Mama, why am I brown?" It led to a long journey of discovery. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyon…
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A dream once again takes center stage as we continue exploring the story of Joseph as told in the book of Genesis. This time, Pharaoh has a dream that requires interpretation. Listen as Pastor Amy shares Joseph’s journey towards freedom and redemption by using his leadership and administrative skills.…
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Jim Sayers entered an Iowa prison thinking every inmate was the same. He left with a close-knit community. This story was first told during the Des Moines Storytellers Project's "Community" on Feb. 27, 2024 at Hoyt Sherman Place. The Des Moines Storytellers Project believes everyone has a story and everyone can tell it. Des Moines Storytellers Proj…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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As we continue the story of Joesph, he finds himself in prison once again. However, God never stops working. Listen as Pastor Steve emphasizes the importance of remaining hopeful and faith-filled in the midst of the challenges of life.โดย Steve Rogers
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How to Analyze a New Construction Single-Family Home Property in Des Moines Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…
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Sometimes God doesn’t save us from tragedy—He saves us through it. As we continue exploring the story of Joseph in Genesis, we find Joseph once again in the pit. Here, in the darkness and uncertainty, we find the evidence of Joseph’s trust in God despite his circumstances.โดย Brent Clark
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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In the book of Genesis, we find the redemptive story of a favored son named Joseph who has a dream. However, the dreams God gives us may not always take place the way we expect them to! Pastor Brent introduces our new series, Living the Dream, by exploring the beginning of Joseph’s story and the challenges that come with it.…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Following Jesus isn’t easy. It’s not just about believing the “right” thing or praying the “right” thing. It’s about relationship, one that takes time and effort to cultivate. Hear from several people in our congregation who are trying their best to cultivate their faith—not from a sense of guilt or obligation, but from a desire to know God and be …
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Our faiths weren’t meant to be lived inside a bubble. Throughout Scripture, Jesus encourages us to go—to be His hands and feet throughout the world. Pastor Brent shares what it means to have compassion for our neighbors, rooting ourselves in the places we live, work, and learn as we seek to reveal the Kingdom of God in the world around us.…
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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