Send us a text Create and maintain a budget by using tracking app reports. This is the easiest and most accurate way to do a budget. Article Link: https://consumer.gov/managing-your-money/making-budget Last Episode of this Podcast. Thank for listening. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the s…

Send us a text What is tracking, how to do it what do you need to track personal finances. Article Link: None Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Pla…

Send us a text Need help in saving money here are some tips to get started. Article Link: https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: Re…

Send us a text Have debt under control should be paid off soon. What to do next start building wealth and getting money to work for you is a great goal to have. Article Link: no links Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support …

Send us a text What is a debt reduction plan compared to a debt management plan. First will give a debt reduction plan and what must be done to reduce or eliminate debt. Then once debt is gone will discuss a debt management plan to put into place. Article Link: https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-de…

Send us a text Setting up control center is easy once tracking has been complete for at least 30 days. Why 30 days to make sure almost all expenses are included. Will be going more into detail on how to set up categories and sub categories. Article Link: https://consumer.gov/managing-your-money/making-budget#what-it-is Support the show Please suppo…

Send us a text What is tracking for personal finance and how is it done to help with spending problems. Article Link: https://bethebudget.com/reasons-to-track-your-expenses/ By Zach Buchenau Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/s…

Send us a text Wondering of paying off mortgage is the correct action to take. It depends on where in life a person is and reasons why to pay off mortgage. Article Link: https://www.nerdwallet.com/article/mortgages/pay-off-mortgage Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription …

Send us a text Why stop with paying off credit cards continue with other debt. Doing all the work to get to this point why stop just continue with other debt. Article Link: None Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contac…

Send us a text What is debt and the different types, understanding debt will help to get all your debt under control. It important to know and understand what getting into before using credit or borrowing money. Article Link Ultimate Guide to Debt Reduction: Proven Strategies and Tactics - The Money Coach (askthemoneycoach.com) Support the show Ple…

Send us a text Using the control center to help reduce debt. Knowing the numbers and when bill are due will help in the debt reduction cause. Article Link: https://www.experian.com/blogs/ask-experian/how-to-pay-off-more-debt-using-budget by Brianna McGurran Support the show Please support the show by subscribing, can cancel at any time. Thanks for …

Send us a text Simple budget how to get started and getting a budget setup. It not hard if completed tracking for at least one month. Article Link: https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription pa…

Send us a text Tracking is financial lifeblood, it is a must to keep track of all the money going into and out of household. Before I get started going to talk about lifestyle change that should be made to get debt under control. Article Link: https://bethebudget.com/reasons-to-track-your-expenses/By Zach Buchenau Support the show Please support th…

Send us a text Having a plan to reduce debt makes paying off debt much easier. Planing to reduce debt take commitment and determination to succeed. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gm…

Send us a text Having a debt problem not sure what to do to solve. It starts with identify what the cause then work to solve. Article Link: https://www.oklahomacentral.creditunion/Ten-Common-Financial-Challenges Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.bu…

Send us a text How to reduce debt there are two things can do to achieve this goal. First to increase income second decrease spending so how to get these things done. Article Link https://www.lendingtree.com/student/how-to-save-money/ By Miranda Marquit Support the show Please support the show by subscribing, can cancel at any time. Thanks for the …

Send us a text Perhaps don’t want to do a budget or maybe tried and failed. There is an alternative way to reduce spending or at least keep spending under control. Unfortunately tracking is a must to get a good number. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https:/…

Send us a text What is a control center and how does it help reduce spending. How to use tracking information to create and update control center. Article Link: 5https://consumer.gov/managing-your-money/making-budget Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://w…

Send us a text Tracking all income and expenses is a must for reducing debt. Knowing the ratios income to debt is helpful in know what debt is needed to be reduced. Article Link: https://finance.yahoo.com/news/30-expenses-quietly-eat-away-180006082.html?fr=sycsrp_catchall By Andrew Lisa Support the show Please support the show by subscribing, can c…

Send us a text Perhaps living paycheck to paycheck but not sure what the cause maybe. Is it just inflation at the grocery store and gas station. This may be only a part of this problem but how to tell if debt is getting out of control. Article Link: https://www.bankrate.com/personal-finance/debt/signs-you-have-too-much-debt/ By Heidi Rivera Support…

Send us a text Trying to purchase a home for the first time, then need to get debt under control so can get a mortgage. To qualify for the most or largest mortgage all other debt needs to be gone or almost gone. Article Link: https://www.nerdwallet.com/article/mortgages/home-buying-checklist-steps-to-buying-house Support the show Please support the…

Send us a text Having problems deciding on which debt to payoff or to apply extra money. Will walk thru the process on making this decision step by step. Article Link: https://www.nerdwallet.com/article/credit-cards/how-credit-card-payments-applied By Claire Tsosie & Sara Rathner Support the show Please support the show by subscribing, can cancel a…

Send us a text How to get started in reducing debt and what are the basic thing need to do. Getting started with a overall plan is a must. Article Link: https://www.equifax.com/personal/education/debt-management/articles/-/learn/prioritize-debt-payments/ Support the show Please support the show by subscribing, can cancel at any time. Thanks for the…

Send us a text Real Stories of Unmanageable Debt this is a problem with many. Knowing what has happen to other people will make people realize this is a problem. The second part is how to get out of debt and the time it takes to do so. Article Link: https://www.aspeninstitute.org/blog-posts/real-stories-of-unmanageable-debt/ By Dyvonne Body https:/…

Send us a text Reducing debt start with having a plan. Writing it down and following to the letter. Anything else is not going to work to reduce debt. Article Link: https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose Dantus Support the show Please support the show by subscribing, can cancel at any time. Thanks for t…

Send us a text What are the best ways to use a budget, what information can be obtain. Article Link: https://www.oklahomacentral.creditunion/Ten-Solutions-to-Common-Financial-Challenges https://www.investopedia.com/1-finance/most-common-financial-mistakes/ By Emily Norris Support the show Please support the show by subscribing, can cancel at any ti…

Send us a text Why do tracking and the benefits, again lost word file so no information on links. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadshe…

Send us a text How to get started building wealth, again lost word file so no links information. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadshee…

Send us a text This is a overview of everything needed to reduce debt. Lost word file for not sure of links. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Plac…

Send us a text Some debt is need while there is debt to avoid. Determine how much debt can afford so not to put stain on the budget. Article Link: https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp By Lisa Smith https://www.nerdwallet.com/article/mortgages/debt-to-income-ratio-calculator Support the show Please support the show by s…

Send us a text The budget or control center is necessary for everyone especially those with financial problems. Tracking is just the start giving the numbers to use in the budget to review and control the financial situation. Article Links: https://www.personalfinancelab.com/finance-knowledge/personal-finance/budgeting/ By Kevin Smith Support the s…

Send us a text Knowing the basic for tracking will help when reviewing what method to use. Doing tracking manual on paper, using a spreadsheet on computer, or an app on computer and smartphone are all good solutions. First what is Personal finance and why it is important. Article Links: https://www.investopedia.com/terms/p/personalfinance.asp By Wi…

Send us a text Have a debt problem and wondering if investing should be started. Investing with debt is this a smart idea or should the debt be paid off first. This is the question most people wonder about all the time. This is not using debt to make investments but if a person should invest with a debt problem. Article Link: https://www.fidelity.c…

Send us a text Struggling with debt how to handle this problem. Getting out of debt takes longer and harder than getting into debt but reducing debt can be done with the correct procedures. Article Links: https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/pay-off-debt-faster/ https://www.wellsfargo.com/goals-credit/smarter-cred…

Send us a text Having problems with Christmas debt, purchased gifts on credit and now the bills are coming due. How to solve this for all future years and increase emergency fund at the same time. Article Links: https://www.bankatfirst.com/personal/discover/flourish/26-week-savings-challenge.html https://www.creditkarma.com/money/i/money-saving-cha…

Send us a text Details of reduction plan to work for everyone. This brings everything together tracking, budget and debt reduction to make financial life better. Article Link: None Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Con…

Send us a text Keeping a budget up to date is helpful in staying on top of personal finances. What to do and when will be discuss with tips on staying on track. The information from tracking should include everything Checking, Credit cards, every account in the tracking program. Article Link: https://www.investopedia.com/financial-edge/1109/6-reaso…

Send us a text Setting up a budget should not be hard to do. Keeping the categories to the minimum can be key to making a budget work. This starts with one month of tracking data. Let’s start with tracking entering and getting data out of the program before starting the budget setup. Article Link:1 https://consumer.gov/managing-your-money/making-bu…

Send us a text What is tracking in personal finance, what to do tacking and what is needed to track personal finance. Going in depth to explain the basic tracking software. Articles Links: https://moneywise.com/managing-money/budgeting/best-personal-finance-software Support the show Please support the show by subscribing, can cancel at any time. Th…

Send us a text This is a overview of my life why doing a podcast to help others with debt. There more to life than just working and being broke all the time, thinking working for the bank. This is the 200th episode of Reduce Debt Increase Wealth a review and reflection of the past. Support the show Please support the show by subscribing, can cancel…

Send us a text The process of paying down or off debt is never ending. Keeping the goals and information in front of eyes is important to achieve this goal. What to do when something goes wrong do not give up adjust and overcome is the order of the day. No links Support the show Please support the show by subscribing, can cancel at any time. Thanks…

Send us a text A plan is needed to reduce debt, what to include in every plan and the importance of each item. Following a plan make reducing debt much easier. As there are guidelines to follow and measure success. No links this week. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscripti…

Send us a text Why do a Manuel budget will an automated budget be faster and better. Having to do the inputs keep the information fresh in mind thus better understanding the budget. Links: https://www.youtube.com/watch?v=qRNrXnSrLWc https://www.youtube.com/watch?v=XYkwa1D1AC4 https://www.youtube.com/watch?v=XYkwa1D1AC4 Support the show Please suppo…

Send us a text What is tracking and what to use to make tracking easier. Just taking a few minutes every week will help get debt under control. YouTube Links: https://www.youtube.com/watch?v=XImly72tLw0 https://www.youtube.com/watch?v=300NkycLwiA Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support…

Send us a text Perhaps have been trying to reduce debt but not have any success. Try starting over again this time doing thing the correct way and staying on track to reduce debt. This episode is overview of what is needed to get debt under control. Article Links: https://www.nerdwallet.com/article/finance/tracking-monthly-expenses https://bettermo…

Send us a text Keeping a budget up to date Is key to keeping debt under control. Using good information on a timely basis is key to finding and fixing problems before it becomes a problem。 Article Links:https://www.experian.com/blogs/ask-experian/budget-mistakes-to-avoid/ By Evelyn Waugh https://students.1fbusa.com/money-smarts/common-budgeting-mis…

Send us a text Tracking for six months or longer and sometime may make mistakes in posting. What to look out for in the app. Setting up recurring posts and fixing older posts. Article Links: none found. Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.…

Send us a text Having a plan to reduce debt makes the process much easier. What is the plan and where to find a plan. Article Links: https://www.thebalancemoney.com/debt-elimination-plan-2385990 By Courtney Johnston Support the show Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://ww…

Send us a text The basic rules of staying debt free how to go about getting high interest debt gone. Not an easy task but can be done once the rules are applied consistency. It starts with knowing there a problem and a plan to get the problem under control. Article Links: https://www.tiaa.org/public/learn/retirement-planning-and-beyond/managing-you…

Send us a text The basic rule of personal finance is simple, but most forget about them. These are the basic rules to remember and put into use daily. There are some debts that cannot avoid and are necessary for everyday life. Knowing how to manage debt can help avoid getting deeper into debt. Article Links: https://suitsmecard.com/blog/9-essential…