Can Credit Card Companies Garnish Your Wages? - Daniel Straffi

BSPE Legal Marketing Podcast

From Straffi & Straffi Attorneys at Law – "Can Credit Card Companies Garnish Your Wages?" delves into the legal avenues credit card companies may pursue to recover unpaid debts, including wage garnishment. The article elucidates the circumstances under which creditors can obtain a court judgment to initiate wage garnishment, highlighting the legal process involved.

The discussion extends to the limitations imposed by New Jersey law on wage garnishment amounts, ensuring that debtors retain sufficient income to meet essential living expenses. Additionally, the article outlines the types of debts that can lead to wage garnishment, such as unpaid child support, tax obligations, and defaulted student loans, providing a comprehensive understanding of the garnishment landscape.​

For individuals seeking to halt wage garnishment, the article offers immediate actions to consider, including reviewing the garnishment order for errors and negotiating directly with creditors. It also explores legal procedures like filing a claim of exemption or initiating a wage garnishment appeal within the New Jersey legal framework. The potential role of bankruptcy as a strategic solution to stop wage garnishment is also discussed, emphasizing the importance of consulting with a knowledgeable bankruptcy attorney to navigate these complex processes.​

"Can Credit Card Companies Garnish Your Wages?" serves as a valuable resource for those facing wage garnishment, providing insights into preventive measures and legal strategies to protect one's financial well-being. The article underscores the significance of understanding one's rights and the legal remedies available to manage and mitigate the impacts of wage garnishment effectively.

Straffi & Straffi Attorneys at Law

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