Casual Friday: Financial Insights podcast

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The Agile Brand with Greg Kihlström®

1
#644: AI-augmented human recommendations for retail customers with Noah Zamansky, Stitch Fix 27:12

11 วันที่แล้ว27:12

ลิสต์เล่นในภายหลัง

ลิสต์

ถูกใจ

ที่ถูกใจแล้ว

27:12

We are here at eTail Palm Springs and seeing and hearing the latest and greatest in e-commerce and retail. Question: Do you need to choose between AI and human recommendations as a customer? Why not have both? After all, don’t each have their strengths? AI in the retail experience is all the rage these days, but today I’m talking with someone from a brand that has been incorporating AI-personalized experiences and shopping combined with expert human recommendations for over 14 years, and continues to innovate today. Today we’re going to talk about how AI-based personalization plus human creativity and input makes an amazing customer experience at Stitch Fix. To help me discuss this topic, I’d like to welcome Noah Zamansky, Vice President of Product and Client Experience at Stitch Fix. About Noah Zamansky Noah Zamansky serves as the Vice President of Product and Client Experience at Stitch Fix, where he leads cross-functional teams spanning Product, Design, Engineering, Algorithms, and Platform Development. A seasoned leader, Noah has a proven track record of shaping product vision and strategy, designing exceptional user experiences, and spearheading the launch of new business ventures. Before joining Stitch Fix, Noah held the role of Senior Director of Product Management at eBay, overseeing Fashion and Vertical Experiences. Resources Stitch Fix: https://www.stitchfix.com eTail Palm Springs: https://etailwest.wbresearch.com/ Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstrom Listen to The Agile Brand without the ads. Learn more here: https://bit.ly/3ymf7hd Don't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.show Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company…

Casual Friday: Financial Insights

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Welcome to Ford Financial Group's Casual Friday Podcast, where we review subjects relevant to investing, and topics that impact our clients and their plans for retirement.Investment advice is offered through Ford Financial Group, a Registered Investment Advisor and separate entity from LPL Financial. The Financial Advisors of Ford Financial Group are also Registered Representatives with and securities are offered through LPL Financial, Member SIPC, www.sipc.org.For a list of states in which we are registered to do business, please visit www.FordFG.com.1-856451

213 ตอน

#Trading #Business News #Business #News #Ford Financial Groups #Retirement #Investing #Planning #Stock #Bond #Marketing

Casual Friday: Financial Insights

updated ประมาณหนึ่งปีที่แล้ว

แบ่งปัน

หน้าโฮมของซีรีส์•Feed

213 ตอน

#Trading #Business News #Business #News #Ford Financial Groups #Retirement #Investing #Planning #Stock #Bond #Marketing

Alla avsnitt

Casual Friday: Financial Insights

1
Breaking Down Outlook 2025 52:44

12 weeksที่แล้ว52:44

52:44

**Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
4 Compelling Reasons Your Business Needs a 401(k) in 2025 – Insights with Marc Fowler 59:23

14 weeksที่แล้ว59:23

59:23

This week Brian and Ryan sit down with Marc Fowler, 401(k) expert and representative of Human Interest, to discuss why 2025 is a pivotal year for small businesses to start offering a 401(k) plan. If you’re a business owner who hasn’t yet taken the plunge, this episode is packed with actionable insights on why now is the time. Key Takeaways Tax Incentives Are Better Than Ever Marc explains how recent legislation, such as the SECURE Act 2.0, offers significant tax credits for small businesses starting a retirement plan. These credits can cover a substantial portion of plan setup costs. Boost Employee Retention A robust benefits package, including a 401(k), can help attract and retain top talent in an increasingly competitive job market. Marc shares data on how retirement benefits impact employee satisfaction. Retirement Savings for Business Owners A 401(k) doesn’t just benefit employees—it’s also a powerful tool for business owners to save for their own retirement in a tax-advantaged way. Plan Costs Are Lower Than You Think Thanks to advancements in technology and increased competition, the cost of offering a 401(k) plan has decreased dramatically over the last three years. Marc highlights how affordable it has become for small businesses. Featured Articles and Resources Wall Street Journal : Older Workers Can Now Supersize Their 401(k) Savings This article dives into the new “super catch-up” contributions for workers aged 60 and older, starting in 2025. Learn how this feature can help both employees and business owners boost their retirement savings. PlanSponsor : Plan Sponsors May Be Paying Too Much in DC Plan Fees Discover how 401(k) fees have dropped significantly, making it easier for small businesses to afford these plans without sacrificing quality. Connect With Us - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
The $36 Trillion Question: National Debt and Its Impact on Investors 34:18

16 weeksที่แล้ว34:18

34:18

In this episode, Ryan and Brian explore the U.S. national debt as it approaches a staggering $36 trillion—a figure that has nearly quadrupled since before the 2008 global financial crisis. With the federal debt growing every year since 2001, it’s a topic that continues to spark heated debates over budget deficits, the debt ceiling, government shutdowns, and stimulus spending. Now that the election is behind us, the focus shifts to the incoming administration’s policy proposals and cabinet nominations. But what does the growing national debt mean for the economy, markets, and your investment strategy? We break down: The history and rapid growth of the national debt. The economic and market implications of government spending. How investors can stay focused on long-term drivers amid fiscal uncertainty. Tune in to gain clarity on this complex topic and learn how to navigate the challenges and opportunities ahead. **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Facing Retirement Income Challenges in a High-Cost World 42:30

19 weeksที่แล้ว42:30

42:30

In this episode, we delve into the latest insights on retirement planning amidst rising living costs and inflation. Here’s what we cover: 1. Current Inflation and Social Security Adjustments: - 2025 Cost-of-Living Adjustment (COLA): A 2.5% increase for Social Security reflects slowing inflation, down from higher increases in recent years. - Impact on Retirees: While the COLA helps, it's still challenging to keep up with the high costs of essentials, particularly healthcare and housing. 2. Withdrawal Strategies and the 4% Rule: - Evaluating the 4% Rule: We examine the historical basis of this popular retirement withdrawal rate, noting that only once in the 1960s did it dip to 4% for balanced portfolios. - Market Conditions’ Influence: Market variability underscores the importance of a flexible withdrawal strategy, as safe withdrawal rates can fluctuate with economic cycles. 3. Increasing Life Expectancies and Longevity Risk: - Life Expectancy Trends: Today’s retirees may live well into their 90s, leading to what’s known as "longevity risk," where the risk of outliving one’s savings intensifies. - Balancing Growth and Income: Strategies for ensuring portfolios generate growth and income to maintain quality of life over longer retirement horizons. 4. Key Takeaways: - Inflation remains a challenge despite recent deceleration. - Retirees must manage longevity risk through growth-oriented investments alongside traditional income-focused strategies. - Adapting withdrawal rates and building resilient portfolios can help support a fulfilling, secure retirement. Let’s break down these concepts with expert insights and actionable steps for today’s retirees and those preparing for their retirement journey. Tune in to navigate the financial landscape with confidence! **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Navigating Interest Rate Shifts: Bonds, Money Market Funds, & Portfolio Strategies 27:42

21 weeksที่แล้ว27:42

27:42

In this episode, we explore the effects of rising and falling interest rates on bonds and money market funds. We discuss: Bonds as a Hedge : Are government bonds have become a less reliable hedge in volatile markets Money Market Funds : The behavior of money market fund assets following the first Fed rate cut and historical trends. Equities Outlook : Are U.S. equities and sectors poised for growth as inflation cools? **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

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Quick Reaction to Today's Interest Rate Cut by the Federal Reserve 21:53

25 weeksที่แล้ว21:53

21:53

Today Ryan, Brian, and Eric all jumped on the podcast to discuss today's news that the Federal Reserve is cutting the Fed Fund rates by 0.50%, the first cut by the Fed in 4 years and the first of what is likely many to come. **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions! Send in your questions!…

Casual Friday: Financial Insights

1
Navigating 401(k) Plans and Department of Labor Audits - Featuring Expert Marc Fowler 45:54

26 weeksที่แล้ว45:54

45:54

In this episode, we dive into the complexities of 401(k) plans and the audits conducted by the Department of Labor (DOL). The Employee Benefits Security Administration (EBSA) is the group responsible for investigating and auditing 401(k) plans, which can be a significant challenge for plan sponsors. Key insights discussed: EBSA’s investigations recovered an average of $573.5 million annually from FY2019-FY2023, with more than 65% of cases resulting in corrective action. This marks a significant increase from prior years, reflecting the growing impact of these investigations. Join Brian, Ryan, and expert Marc Fowler from 401k provider Human Interest as they explore: What triggers a DOL audit? What happens during a DOL audit? How can employers or plan sponsors prepare for these audits? Who can assist with navigating a DOL audit? Tune in for expert advice on ensuring your 401(k) plan stays compliant and audit-ready. **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Perspective on the Fed and Market Sell-Off 38:50

29 weeksที่แล้ว38:50

38:50

To paraphrase Ernest Hemingway, changes in the stock market often happen "gradually, then suddenly." This week Brian and Ryan discuss how, over the past month, there has been a rotation from large-cap technology stocks to small caps and other sectors. However, following the latest jobs report, global stocks experienced a sharp pullback due to concerns about the timing of Fed rate cuts, a weakening labor market, and disappointing tech earnings. Financial markets are on edge as investors adjust to this shifting economic landscape. The Nasdaq is now in correction territory, marked by a 10% decline from recent highs. The S&P 500 has dropped 5.7% from its peak three weeks ago, while the Dow has been more stable with a 3.5% decline. The VIX, often referred to as the market’s "fear gauge," has surged to its highest level since early 2023. Additionally, the 10-year Treasury yield has fallen below 3.8%, a significant drop from 4.7% just three months ago. **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Mid-Year Outlook: A Different Second Half 49:44

34 weeksที่แล้ว49:44

49:44

This week Brian and Ryan took to the second half of 2024 by reviewing some of the key highlights from LPL Research's recently unveiled Midyear Outlook 2024: Still Waiting for the Turn , the semi-annual report that recaps where markets and the economy have been over the first half of 2024. As we reach the halfway point of 2024, a sense of persistence defines the economic and market landscape. Trends from late 2023 have continued, with surprisingly resilient economic growth mixed with stubborn but decelerating inflation. The stock market thrived in this better-than-expected environment, having regained all the lost ground from 2022, while the bond market continues to grapple with policy uncertainty and remains largely range-bound. While it’s tempting to forecast a continuation of these trends, the analysis suggests an impending shift. The economy looks poised to cool down in the second half, while volatility is likely to rise – changes that will impact interest rates and markets. **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
The Fed's Projections & Bond Market Implications 34:25

37 weeksที่แล้ว34:25

34:25

Over the past few years, the path of interest rates has been highly unpredictable due to factors like inflation, economic growth, and the Federal Reserve's policies. The 10-year U.S. Treasury yield exemplifies this volatility, having surged from 3.8% at the end of last year to a peak of 4.7% in April, before recently settling around 4.2%. These higher rates have confounded the expectations of investors and economists, creating a challenging environment for the bond market, as rising rates lead to falling bond prices. However, with inflation starting to show signs of improvement, many now anticipate that the Fed might begin cutting rates by the end of the year. In this episode, Brian and Ryan explore what perspectives diversified investors need to maintain balance and stability in the months ahead. Join us as we delve into the implications of these economic trends and provide insights to help you navigate this complex landscape. **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Unmasking Online Scams: Protecting Yourself in the Digital Age 40:00

39 weeksที่แล้ว40:00

40:00

In this eye-opening episode of the Casual Friday: Financial Insights podcast, hosts Brian and Ryan delve into the ever-evolving world of online scams, fraud, and identity theft. As the digital landscape expands, so do the tactics of cybercriminals. Brian and Ryan shed light on some of the most common and insidious scams circulating today, from phishing emails and fake tech support calls to social media scams and fraudulent websites. With their extensive knowledge and experience, the hosts offer practical advice and strategies to help you safeguard your personal information and financial well-being. Learn how to spot red flags, secure your online accounts, and protect yourself from becoming a victim of identity theft. Tune in to equip yourself with the knowledge and tools you need to navigate the digital world safely. Don't miss this essential episode that could save you from falling prey to online scams. --- **Topics Covered:** - Common online scams and how they operate - Real-life examples of fraud and identity theft - Tips for protecting your personal and financial information - Steps to take if you suspect you’ve been scammed - Resources for further information and assistance **Resources Mentioned:** - FTC Consumer Alert Website on Scams - IdentityTheft.gov - FBI Scams and Safety Website **Connect with Us:** - Subscribe on YouTube: https://www.youtube.com/@fordfinancialgroup - Subscribe to the Casual Friday - Financial Insights podcast: Apple and Spotify - Share your stories or questions: info@FordFG.com - Find us on the Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Real Estate Q&A with Expert Brian Domingos 34:17

41 weeksที่แล้ว34:17

34:17

This week Brian is joined by our special guest Brian Domingos, owner of Premier Valley Realty, a full-service real estate brokerage firm based in Fresno, California. Brian and his brokerage assists clients with buying and selling residential properties in the Central Valley, Central Coast, and Sierra Nevada areas. In addition to real estate sales, they offer property management services through their subsidiary Cypress Property Management. Questions for Brian? Visit his website at https://premiervalleyrealty.com Watch on YouTube: https://www.youtube.com/@fordfinancialgroup Subscribe on Apple Podcasts (or wherever you listen to podcasts): https://podcasts.apple.com/us/podcast... Questions? Email us at info@FordFG.com Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Dow 40,000 32:25

42 weeksที่แล้ว32:25

32:25

This week Brian and Ryan talk about how the Dow Jones Industrial Average reached 40,000 for the first time recently as markets continue to rebound from a 5% decline earlier this year. While this has felt like a difficult year for many investors due to inflation, high interest rates, and growth concerns, the reality is that the broad market has achieved 23 new all-time highs. Other asset classes, including international stocks and commodities, have surged alongside the U.S. stock market as interest rate expectations have fallen. Watch on YouTube: https://www.youtube.com/@fordfinancialgroup Subscribe on Apple Podcasts (or wherever you listen to podcasts): https://podcasts.apple.com/us/podcast... Questions? Email us at info@FordFG.com Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Cash Isn't King 33:47

44 weeksที่แล้ว33:47

33:47

In uncertain market conditions, cash holdings can offer a sense of security for investors. The past few years have seen significant market volatility due to various factors such as the pandemic, geopolitical tensions, monetary policy changes, inflation concerns, and technological disruptions. Amidst this turmoil, the allure of cash has grown, especially as interest rates on cash instruments have reached multi-decade highs, presenting seemingly attractive risk-free returns. However, it is crucial to evaluate the role of cash within an investor's overall portfolio strategy. While cash provides liquidity and preserves capital in the short term, it may also hinder long-term growth potential due to its limited returns relative to other asset classes. Therefore, investors should strike a balanced approach, considering their risk tolerance, investment horizon, and financial objectives. A well-diversified portfolio, comprising a mix of asset classes such as equities, fixed-income securities, and alternative investments, can help mitigate risks and potentially generate better returns over the long run. Cash holdings should be strategically allocated based on individual circumstances, such as emergency funds, short-term liquidity needs, or as a hedge against market downturns. Ultimately, the role of cash in an investor's portfolio should be carefully evaluated, taking into account market conditions, personal risk profile, and investment goals. A thoughtful approach to portfolio construction, with periodic rebalancing, can help investors navigate uncertain times while positioning themselves for long-term success. Watch on YouTube: https://www.youtube.com/@fordfinancialgroup Subscribe on Apple Podcasts (or wherever you listen to podcasts): https://podcasts.apple.com/us/podcast... Questions? Email us at info@FordFG.com Web: FordFG.com The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted. The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services. Send in your questions!…

Casual Friday: Financial Insights

1
Geopolitics and Pullbacks 30:36

46 weeksที่แล้ว30:36

30:36

In this episode of Casual Friday: Financial Insights, Brian and Ryan delve into the recent pullback in the markets, which have dipped at the onset of the second quarter. After kicking off the year with strong gains, the landscape has shifted due to a combination of geopolitical tensions in the Middle East, rising inflation concerns, and uncertainties around corporate earnings. Join us as we discuss strategies for understanding and managing through this period of heightened market volatility. What steps can investors take to maintain perspective and make informed decisions? Tune in to gain valuable insights into navigating these challenging market conditions. Send in your questions!…