Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
พอดคาสต์ที่ควรค่าแก่การฟัง
สปอนเซอร์
Political commentary for the anti-fringe. New episodes every Monday-Thursday.
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unDivided with Brandi Kruse
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S1 Ep531: Second election observer threatened with felony (2.17.25)
1:27:14
1:27:14
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1:27:14Island County prosecutor denies felony cases against Republican election observers are politically motivated. Teachers’ union posts about “hate” after female basketball player refuses to compete against a boy. Left and right agree – Dow Constantine being appointed Sound Transit CEO would be cronyism at its worst.…
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Brandi Kruse has everything you need to know about what happened during the legislative session in Olympia this week.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep529: Election observer charged with felony for not masking (2.13.25)
1:17:57
1:17:57
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1:17:57A Republican election observer in Island County (WA) has been charged with a felony after he refused to wear a mask to watch ballot counting. The prosecutor who charged him has a long history of unhinged posts about MAGA and President Trump. Washington Governor Bob Ferguson brags about speeding up wait times to change the gender on your birth certi…
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unDivided with Brandi Kruse
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S1 Ep528: Media circles wagons for Senator Jamie Pedersen (2.12.25)
1:08:25
1:08:25
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1:08:25After backlash for his comments on parental rights, Sen. Jamie Pedersen (D-Seattle) turned to trusted allies for help: the legacy media. Trump administration oversteps in blocking Associated Press from Oval Office event. State government wants to track your every move. Oregon Congresswoman says Democrats need to “F**k Trump!”…
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Brandi Kruse and Zach Abraham dive into all things Department of Government Efficiency in this weekly series. On today's episode: Cuts to USAID, Democratic meltdowns, money spent on media, and is it time to say goodbye to the humble penny?โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep526: Not to be a conspiracy theorist, but … (2.11.25)
1:12:53
1:12:53
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1:12:53Senate Bill 5312 would reduce supervision for adults who prey on kids. Proposal puts trans people and illegal immigrants in a protected class. Super Bowl commercial talks about the state's budget shortfall in terms so simple that even a child can understand. Tom Homan says he wants to double ICE enforcement in sanctuary cities.…
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unDivided with Brandi Kruse
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S1 Ep525: Radical shift on radical gender ideology (2.10.25)
1:12:27
1:12:27
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1:12:27โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep524: Seattle hospital forced to stop trans surgeries for kids (2.5.25)
1:26:24
1:26:24
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1:26:24Seattle parents say they plan to flee the United States because their teen daughter can’t get her breasts removed. A controversial gun bill stalls out in Olympia. Local school district teaching elementary students about ‘putrid anti-blackness.’ Both sides are exaggerating Trump’s tariffs. Poor Chuck Schumer.…
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unDivided with Brandi Kruse
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S1 Ep523: Who does the sheriff really serve? (2.4.25)
1:21:21
1:21:21
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1:21:21Sheriff pushes for higher property taxes, but who is really calling the shots? Don’t miss your chance to send a message to the state’s most powerful union. Lawmakers claim rent control will give renters stability – but their policies have done the opposite. Former Congressional candidate Joe Kent tapped by President Trump.…
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unDivided with Brandi Kruse
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S1 Ep522: Is Washington state beyond saving? (2.3.25)
1:25:41
1:25:41
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1:25:41Anti-family, anti-child safety legislation in Washington state gets Trump’s attention. As protests rage over deportations, ICE keeps rounding up dangerous criminals. The government wants to regulate how many items you can have in the self-checkout. Embattled City Councilman Josh Binda’s political career might not survive this latest scandal.…
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Here is everything you need to know about what happened this week during the legislative session in Olympia.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep520: Turning students into political activists (1.30.25)
1:26:49
1:26:49
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1:26:49A Washington parent says her son’s high school teacher gave his class bizarre homework: email lawmakers to oppose an election integrity bill. Meanwhile, test scores are in the toilet. Democrats in Olympia move ahead with plan to erode parental rights and a bill making homelessness a protected class. In Florida, Republicans feud over immigration law…
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unDivided with Brandi Kruse
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S1 Ep519: Washington state is the resistance … and not in a good way (1.29.25)
1:16:12
1:16:12
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1:16:12As President Trump moves to dismantle DEI and radical gender ideology, Washington state digs its heels in. Separating immigrant families is bad, but separating YOUR family is good. Shady business around rent control proposal. Left demands complete vaccine obedience.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep518: One battle won in fight for parental rights (1.28.25)
1:14:25
1:14:25
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1:14:25In the fight for parental rights in schools, we’ve won the battle – but the war continues. Commonsense school board members resign in Burien. Dishonest Democratic senator wants to help prop up legacy newsrooms. Even the state’s most progressive county realizes that juvenile gun crimes are out of control. The great egg debate.…
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unDivided with Brandi Kruse
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S1 Ep517: Washington vs. Washington: Immigration battle commences (1.27.25)
1:29:30
1:29:30
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1:29:30As President Donald Trump carries out deportations, Governor Bob Ferguson is doing exactly what we expected he would do. A trio of bills that show the authoritarian bend of Democrats in Olympia. Activist judge argues for a bill that would give her more discretion and even a Democrat calls her out. Media falls in line on egg price talking point.…
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Here's everything you need to know about what happened in the second week of the 2025 legislative session.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep515: Trans disabled queer Chicanx educational scholar (1.23.25)
1:14:11
1:14:11
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1:14:11Pay very close attention to the people who want to strip you of your parental rights. Democrats launch a backdoor attack on the initiative process. Whooooooooo will save the owls? State sued for hiding data on CO2 emissions. DeSantis embraces the Gulf of America.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep514: Pro-crime policies (1.22.25)
1:35:48
1:35:48
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1:35:48Rep. Roger Goodman, the state lawmaker behind a bill to ease sentencing enhancements, joins us. Leftwing anarchists swarm Turning Point USA event at the University of Washington. Governor Bob Ferguson’s first big test could be rent control. Goodbye to DEI.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep513: Pardons spotlight America’s hypocrisy problem (1.21.25)
1:39:12
1:39:12
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1:39:12Trump pardons 1,500+ J6ers, including many from Washington state. Is that justice? Washington’s new AG quickly steps into shoes of the old one, suing Trump administration on Day 2. Bill introduced in Olympia seeks to lower punishment for criminals who use guns. Your Nazi comparisons have no power here.…
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unDivided with Brandi Kruse
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S1 Ep512: Optimism and a word of caution (1.20.25)
1:05:43
1:05:43
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1:05:43As Donald Trump is sworn in for a second term, America is on the brink of exceptionalism — there’s only two things that can stop the momentum. Washington Democrats introduce tax on sale of guns and ammo. Sex scandal involving The Stranger and Seattle City Hall. Pierre Poilievre doesn’t have much competition in Canada.…
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Here is everything you need to know about what happened in the first week of the 2025 legislative session in Olympia.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep510: Politicians don’t get a clean slate (1.16.25)
1:24:21
1:24:21
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1:24:21Governor Bob Ferguson had some nice words in his first address, but don’t be so quick to forget who he was just months ago. Executive order seeks to cut down on permitting and red tape, will it help with the housing crisis? Proposed bill regulates layoffs. In Florida, DeSantis goes all in on Trump’s deportation plan.…
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unDivided with Brandi Kruse
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S1 Ep509: Reap what you sow (1.15.25)
1:06:44
1:06:44
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1:06:44Voters opted not to repeal wasteful taxes in November, now they’ll reap the consequences. Governor Inslee gives unhinged speech on his way out the door. Is anyone seeking justice for victims anymore? House votes to ban boys from girls’ sports. Here’s how you can tell Democrats are losing their grip on gender debate.…
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unDivided with Brandi Kruse
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S1 Ep508: Farewell, King Inslee (1.14.25)
1:21:47
1:21:47
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1:21:47After 12 years in office, Washington Governor Jay Inslee leaves behind a legacy of lies. Democrat-backed bill would give unemployment benefits to illegal immigrants. Rent control gets day one hearing. Amazon ditches DEI. Hot take: Kids need cellphones in class.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep507: Bob Ferguson exposed by his own task force (1.13.25)
1:27:36
1:27:36
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1:27:36If we can take anything away from the second meeting of Washington's Domestic Extremism and Mass Violence Task Force, it’s that Governor-elect Bob Ferguson himself engaged in extremism. Lawmakers seek to upend parental rights initiative. State lawmaker punts on question about safety for female inmates. Mark Zuckerberg isn’t fooling anyone. Californ…
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unDivided with Brandi Kruse
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S1 Ep506: Another win for girls’ sports (1.9.25)
1:18:09
1:18:09
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1:18:09Schools who protect girls' sports are free from federal retribution. Sen. John Braun (R-Centralia) joins us to explain his support for making the public schools chief an appointed position. Join Brandi at Washington’s Domestic Violent Extremism Task Force meeting. Trump calls on Newsom to resign. LA Mayor Karen Bass has nothing to say.…
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unDivided with Brandi Kruse
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S1 Ep505: Fire and failure (1.8.25)
1:08:22
1:08:22
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1:08:22As Los Angeles burns, California’s failures come into focus. A bipartisan push to make the head of public schools appointed, not elected. School district has kids on the hunt for hate crimes. A proposal to increase property taxes will only make Democrats’ key complaint worse. SWAT patrolling the streets of Seattle. There is nothing controversial ab…
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unDivided with Brandi Kruse
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S1 Ep504: In contempt (1.7.25)
1:16:11
1:16:11
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1:16:11Judges in Washington state are flagrantly violating court rules that govern open access for the free press. William Kirk of Washington Gun Law takes us through firearm bills being considered by lawmakers – the good and the very, very bad. Mark Zuckerberg says Facebook will do away with fact checkers. New Jersey doesn’t care whether teachers can rea…
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unDivided with Brandi Kruse
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S1 Ep503: Ain’t no rest for the wicked (1.6.25)
1:28:47
1:28:47
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1:28:47We’re back! And not a moment too soon. The 2025 legislative session is shaping up to be an exercise in extremism. Seattle Times gives platform to far-left initiative meddlers. Former Olympia School District teacher blows whistle on political and social indoctrination. Bye bye bye, Justin.โดย Brandi Kruse
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Tamara Pietzke forced MultiCare to start reevaluating how they handle young patients after she blew the whistle on a therapy-to-gender clinic pipeline.โดย Brandi Kruse
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At 15 years old, Ahnaleigh Wilson has become an important truth teller in the fight to protect girls' sports. She started speaking out after losing the Junior Olympics track meet in Washington state to a biological boy.โดย Brandi Kruse
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Tara Faul started documenting unrest in Portland during the summer of 2020 – now she documents its decline through powerful and personal images of those suffering on its streets.โดย Brandi Kruse
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Cliff Mass is a professor of atmospheric sciences at the University of Washington. He once tutored then-Congressman Jay Inslee on climate issues, only to watch him turn around and politicize climate change for political gain.โดย Brandi Kruse
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unDivided brings you a special interview series, celebrating important "Truth Tellers" from all sides of politics and culture. Ana Kasparian is executive producer and host of The Young Turks. A self-professed Leftist, she’s become increasingly critical of the Democratic Party and its policies – especially in places like California.…
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unDivided with Brandi Kruse
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S1 Ep503: Murder is a predictable outcome (12.19.24)
1:07:12
1:07:12
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1:07:12When government policies cater to the law-breaking, loss of life is to be expected. Evictions are skyrocketing and the media blames everything except the actual cause. Activist judge strikes again. Idaho Board of Education stands up for meritocracy. Cato Institute ranks the freest states.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep502: The desires of a double murderer (12.18.24)
1:06:09
1:06:09
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1:06:09The Seattle Times writes sob story about killer who says trans inmates are being treated unfairly. Olympia looks to become a ‘sanctuary’ for the gender diverse. State appointees want more power over sheriffs. The Left picks and chooses which gun crimes to be mad about. Common sense out of Canada.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep501: A baffling level of incompetence (12.17.24)
1:22:17
1:22:17
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1:22:17To solve budget deficit, Governor Inslee proposes raising taxes and spending. There’s only one entity to blame for Washington’s incompetent leadership. A so-called solution to protecting kids from drug abusing parents will leave you speechless. Trump sues pollster. Blue-state leaders think we’re all stupid.…
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unDivided with Brandi Kruse
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S1 Ep500: Budget crisis my ass (12.16.24)
1:06:51
1:06:51
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1:06:51Washington state Democrats claim we’re in a budget crisis, but their priorities prove that’s a load of crap. Pay for striking workers back on the table – will Ferguson sign it? Seattle business owner says ‘it’s hell’ to operate her store in the city’s most progressive neighborhood. Drones galore! Trump weighing pardon of NYC Mayor Eric Adams.…
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unDivided with Brandi Kruse
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S1 Ep499: Your money is being used to overturn your vote (12.12.24)
1:01:26
1:01:26
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1:01:26Seattle and King County have joined a suit to overturn the will of voters on I-2066. In a matter of days, three separate stories about child predators in local public schools. Trump’s historic comeback honored in Time. Florida’s social media ban for minors becomes law January 1.โดย Brandi Kruse
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S1 Ep498: We have 47 days to save girls’ sports (12.11.24)
1:08:39
1:08:39
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1:08:39The governing body of high school sports in Washington state will consider banning biological boys from competing against girls. Salary for head of homeless authority is all you need to know about why homelessness is so bad. Corruption plagues taxpayer-backed program targeting youth violence. “Super Sanctuary" county is super stupid.…
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S1 Ep497: The nail in our state’s economic coffin (12.10.24)
1:05:49
1:05:49
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1:05:49Democrats in Washington state feel emboldened to raise taxes, and they’re eyeing the dumbest one possible. Bob Ferguson is keeping up his moderate charade. Governor Inslee dismisses Idaho rumors. Bruce Harrell is probably the best Seattle can do. Japan wants people to have more sex.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep496: Daniel Penny case is absolutely about racism (12.9.24)
1:14:50
1:14:50
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1:14:50America should be ashamed of what Daniel Penny was put through. Suspect arrested in healthcare CEO murder is far-left activist. Shocker: Crime drops in local city where officers are allowed to enforce the law. As state freezes hiring amid budget deficit, Governor Inslee issues sweeping DEI directive. Brandi offers an apology for failing to observe …
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unDivided with Brandi Kruse
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S1 Ep495: Brandi’s got her tinfoil hat on (12.5.24)
1:13:52
1:13:52
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1:13:52Something is fishy about murder of healthcare CEO. Democratic leaders in Olympia erase any doubt about new taxes. Jeff Bezos says he’s optimistic about second Trump administration. Governor Ron DeSantis under consideration for defense secretary. Justice KBJ has lost her mind.โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep494: Don’t let the door hit you on the way out (12.4.24)
1:15:28
1:15:28
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1:15:28Seattle’s most extreme council member resigns in frustration. State-funded reporters will be covering the upcoming legislative session. The government can’t budget, so you have to pay up. New York Mayor Eric Adams welcomes help from the incoming Trump admin. ACLU is the biggest sham in America.โดย Brandi Kruse
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A massive budget deficit might just be the best thing that could happen to our state. Should previous support for police defunding be disqualifying? Ninth Circuit says King County can’t interfere with federal deportations. Trump says maybe Canada should become our 51st state, eh?โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep492: I beg your pardon? (12.2.24)
1:07:15
1:07:15
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1:07:15President Biden pardons his son – would you do the same? Seattle’s mayor turns Christmas tree lighting into divisive political speech. Meanwhile, drug addicts open their own holiday shopping bazaars. Bernie Sanders loves DOGE!โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep491: Are YOU a Domestic Violent Extremist? (11.27.24)
1:20:42
1:20:42
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1:20:42A state task force focused on combatting extremism is exactly what you think it is. The Seattle Times really loves platforming whiny workers. The Seattle business community is committing economic self-harm. University trades DEI for MEI. Pirate treasurer on “Florida Report.”โดย Brandi Kruse
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unDivided with Brandi Kruse
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S1 Ep490: Bob Ferguson’s TDS is out of control (11.26.24)
1:25:45
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1:25:45Before he even takes office, Bob Ferguson makes it clear he has every intention of obsessing over the other Washington. Meanwhile, Seattle takes a more cooperative tone. State response to bomb cyclone gets worse by the day. PSE’s poorly timed electrification offer. Addicted to drugs? Here’s a gift card!…
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unDivided with Brandi Kruse
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S1 Ep489: Bribes? What bribes! (11.25.24)
1:20:57
1:20:57
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1:20:57As the state faces a massive budget crisis, where agencies find cost-savings tells you all you need to know about the people in power. Plus: Will Democrats push new taxes to make up the difference? The agency we give millions of dollars to help the homeless sure did a crappy job during last week’s bomb cyclone. Conservative backlash over Trump’s ch…
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unDivided with Brandi Kruse
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S1 Ep488: Buckle up, things are about to get crazy (11.19.24)
1:09:20
1:09:20
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1:09:20A state lawmaker will push to make homeless people a protected class – and this time, she may have the votes to do it. Federal judge compares banning men from women’s spaces to “whites only” laws. Pennsylvania commissioner openly admits to counting illegal votes. No, the media didn’t actually believe its own Trump rhetoric.…
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