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Retirement Armor with Jeff Christian

Jeff Christian

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Preparing for retirement can sometimes feel like you’re gearing up for battle. You have to mount defenses against fees, volatility and taxes while strategizing your balance of risk vs. safety. Like going into real battle, it can be intimidating without the right preparation. But that’s why Certified Financial Planner Jeff Christian is here. He wants to provide you with the armor you need before going onto the financial battlefield. On this show, you'll learn how to plan, protect, and provide ...
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Jeff Christianson Archive

Jeff Christianson

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2021 FIND CURRENT PODCAST: jeffchristianson.com Jeff Christianson Ministries Jeff is a grateful husband; applauding dad; indebted worshiper; online Bible teacher; and the blessed pastor of the remarkable folks at Calvary Chapel Glenwood Springs, Colorado. Twitter @jchristianson jeffchristianson.org Txt. (970) 510-0055
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Were you prepared for this most recent downturn in the market? If you were, good for you! If not, let’s talk about what you need to do to be ready for the next one. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com
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If the variables were the same for everybody, retirement planning would be much simpler. But the fact that everyone is unique and to maximize retirement you’ll work to align the variables with who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com
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When you make a financial decision, does it start with looking at the numbers or asking the question, “How do I feel about this?” When should your feelings overrule the numbers, and when should the numbers overrule your feelings? Furthermore, what areas of your retirement plan are most likely swayed by feelings and emotions? Contact: http://jeffchr…
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There are certain retirement planning principles that apply to everyone regardless of who you are, how much money you have, when you’re retiring, or where you live. Let’s examine these universal truths together to determine how you can maximize the principles to complement your unique retirement plans. Contact: http://jeffchristianfp.com/ 985-845-2…
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It is no secret that our financial plan will shift and change throughout our lives. However, this is even more prevalent, the closer we get to retirement. Jeff will discuss the different retirement planning stages and what the focus should be when you hit each of these checkpoints. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristia…
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Living a long time isn’t supposed to be a bad thing and it almost seems counterintuitive to categorize if it is a risk. But it is. Let’s take a look at how longevity plays a role in a financial plan and have an honest conversation about how to deal with the “problem” of living too long. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchr…
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Many pre-retirees wonder if they should pay off their house before they go into retirement, or if it’s okay to still carry a mortgage in this phase of life. Jeff will give us some considerations when making this important decision and some common situations he sees with his clients. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristi…
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Long term care can be one of the biggest expenses in retirement, but many of us fail to plan for it. A lot of people are uncomfortable with thinking about mortality and avoid the planning altogether, while others don’t know where to start. On today’s show, we talk about the different ways you can plan for long term care and why you should get a pla…
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Life insurance is a financial tool that many people have strong opinions about one way or the other. It’s common to see some people praising this life insurance, while others claim it’s not so important. But what’s the truth about life insurance? Today, we discuss what life insurance is, the different policies, and who may be able to benefit from i…
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One of the most important factors in a financial plan is the amount of risk you have in your portfolio. You never want to lose sight of how much risk you are comfortable with because this can cause fear, worry, and irrational decisions. Risk varies from person to person, so it’s vital to get your risk tolerance customized to your comfort levels and…
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The 401(k) is one of the most common investment tools out there. A myriad of companies offer their own 401(k) plan and will often match a certain percentage to incentivize employees to contribute to the plan. As you get closer to retirement, you may consider doing a rollover. Some people choose to do this for safety. Investment options, tax implica…
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It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine which one is best for you based on who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com
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A lot of people are unsure if they are actually able to retire. Some worry about leaving a career that they love, while others are concerned if they have enough money to last a lifetime. We discuss reasons why you may feel hesitant to retire and how putting a solid plan together can solve these concerns. Contact: http://jeffchristianfp.com/ 985-845…
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Annuities are a hot topic in the financial industry. Some people talk about how much they love them, while others say to stay away from them at all costs. But which side should you believe? Today Jeff discusses the pros and cons of different types of annuities and how they may or may not provide value for a retirement income plan. Contact: http://j…
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Social Security is often misunderstood and ill-planned for costing serious lost opportunity for many Americans. Myths, rumors, and misunderstandings are pervasive in the world of Social Security. In this show, we’ll look to clear up the top 5 misunderstandings about Social Security. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristi…
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When we hear the phrase “red zone,” most of us think of football. When a team is only 20 yards away from the goal line, and minimizing mistakes is key to scoring. We can take this concept to the financial world too. Jeff talks on today’s show about the retirement red zone and why making sound decisions during this time frame can greatly affect the …
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We discuss the three worlds of money: banking, insurance, and wall street. Jeff outlines the pros and cons of each world, how they affect your finances, and strategies you can utilize to maximize the three worlds of money. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com
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A lot of concern goes into trying to pick the proper investments, build a balanced portfolio, and getting the highest return. But how much time have you really put into finding the right advisor to work together with on all these tasks and more? You might be surprised to find out that a lot of people don’t do their due diligence or put in a conside…
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When we talk about comprehensive financial planning for retirement, many people tend to focus on the investments and retirement income they want to achieve. But legacy and estate planning is important and easy to overlook when putting your plan together. Jeff discusses the elements that make up this type of planning and why you should continually m…
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It’s no secret that the cost of healthcare only continues to rise each year, and so we need to be proactive and plan for these costs. That’s why we decided to dedicate an entire episode to explaining the common healthcare costs in retirement as well as protecting your retirement plan against the cost of long-term care. Contact: http://jeffchristian…
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Taxes in retirement can often be avoided and eliminated through strategy and planning. Jeff talks to us today about the importance of having a tax-efficient plan and some common mistakes that he has seen. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com
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A crucial element of a retirement plan is figuring out which investments you need to be in. It’s important you are in objective appropriate and risk-appropriate investment vehicles that match who you are in life. Jeff talks to us today about the bucket management strategy his practice uses and helping people to find and utilize their unique identit…
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Income planning is the backbone of every great retirement plan. But many people struggle with nailing down a solid income plan and transitioning from receiving that employer paycheck. Jeff talks about the components of an income plan and how to start assembling one that matches who you are. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jef…
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Welcome to the first episode of the Retirement Armor podcast! We dedicate the first episode to get to know who Jeff is and to ask Jeff questions about his business, his family, and why he provides educational podcasts and what he hopes people will take away from them. Contact: http://jeffchristianfp.com/ 985-845-2922 jeff@jeffchristianfp.com…
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JAMES 4 1 What causes quarrels and what causes fights among you? Is it not this, that your passions are at war within you? 2 You desire and do not have, so you murder. You covet and cannot obtain, so you fight and quarrel. You do not have, because you do not ask. 3 You ask and do not receive, because you ask wrongly, to spend it on your passions. 4…
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Ephesians 4:1-4 New Living Translation (NLT) Unity in the Body 4 Therefore I, a prisoner for serving the Lord, beg you to lead a life worthy of your calling, for you have been called by God. 2 Always be humble and gentle. Be patient with each other, making allowance for each other’s faults because of your love. 3 Make every effort to keep yourselve…
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Conclusion:(Colossians 3:14 NKJV) (14) But above all these things put on love, which is the bond of perfection.(1 Peter 4:8 NKJV) (8) And above all things have fervent love for one another, for "love will cover a multitude of sins."(John 13:34-35 NKJV) (34) "A new commandment I give to you, that you love one another; as I have loved you, that you a…
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D. Love As Related to Its Source (1 John 4:7-19 NKJV) (7) Beloved, let us love one another, for love is of God; and everyone who loves is born of God and knows God. (8) He who does not love does not know God, for God is love. (9) In this the love of God was manifested toward us, that God has sent His only begotten Son into the world, that we might …
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C. Love As Related to Faith and Hope(1 Corinthians 13:13 NKJV) (13) And now abide faith, hope, love, these three; but the greatest of these is love.FAITH(Galatians 2:16 NKJV) (16) "knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in C…
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A. Love As Related to Gifts (1 Corinthians 12:31 NKJV) (31) But earnestly desire the best gifts. And yet I show you a more excellent way. (1 Corinthians 13:1-3 NKJV) (1) Though I speak with the tongues of men and of angels, but have not love, I have become sounding brass or a clanging cymbal. (2) And though I have the gift of prophecy, and understa…
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