Welcome to Fontana Unlocked – the ultimate podcast for Fontana enthusiasts, or anyone curious about local government. Hosted by the dynamic duo, Ray Ebert, Fontana's Deputy City Manager for Administrative Services, and Monique Carter, the city's Marketing and Communications Manager, this podcast is your passport to all things Fontana! Get ready for a wild ride as we dive deep into the inner workings of the City of Fontana. Our show is like a lively chat with friends – open, honest, and sprin ...
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Learn all about investing in real estate in Fontana, California with a combination of real estate financial planning and modeling with numbers specific to Fontana plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Fontana).
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Le sentenze di Riccardo Trevisani sui temi calcistici più caldi del momento. Insieme a lui Giuseppe Pastore, Fernando Siani e Andrea Consales danno vita a questo nuovo format di Cronache di spogliatoio.
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The Margaret Fontana Media podcast launched in 2017. Episodes feature media expert, Margaret Fontana covering topics from film, media, marketing, public relations, production, business and more. She features guests from the film, advertising, business, and media industries. Visit MargaretFontanaMedia.com to learn more and listen to the full library of episodes. Support this podcast: https://podcasters.spotify.com/pod/show/margaretfontana/support
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The Impact of Buying Properties at a 5% Discount When Nomading™
26:20
26:20
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26:20
So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Episode 16: EP 16: A Conversation with Fontana Police Chief Michael Dorsey
47:35
47:35
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47:35
In this episode, Fontana Unlocked interviews Fontana Police Chief, Michael Dorsey. Tune in as Dorsey discusses what sparked his interest in law enforcement, what the Fontana Police Department looks for when recruiting, the ongoing commitment to keeping Fontana a safe city and so much more.
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Ep.47 - L’ULTIMA PUNTATA della stagione! Fontana ancora a teatro? Gli AWARDS dell’anno 🏆
2:26:28
2:26:28
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2:26:28
L’ULTIMA PUNTATA della stagione! Fontana ancora a teatro? Gli AWARDS dell’anno 🏆 Vuoi scoprire la prossima data di Fontana a teatro? Clicca qui e iscriviti per rimanere aggiornato -> https://bit.ly/FontanaDiTreviUpdatesโดย Cronache di spogliatoio
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Deal Alchemy™ - Black Box Cash Flow
31:52
31:52
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31:52
Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Episode 15: EP 15 Building Fontana: Attracting Restaurants, Entertainment, Shopping Centers and more
35:03
35:03
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35:03
This week Fontana Unlocked is joined by a special guest, Economic Development Analyst Rhonesia Perry. Tune in to learn what economic development is, why Fontana attends the International Council of Shopping Centers (ICSC) every year, and why shopping in Fontana contributes to shaping Fontana's economic growth.…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate
27:06
27:06
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27:06
Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Private Mortgage Insurance Myths
27:20
27:20
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27:20
Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Ep. SPECIALE - Fontana di Trevi a teatro
2:35:48
2:35:48
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2:35:48
Per la prima volta Fontana di Trevi sbarca a teatro.โดย Cronache di spogliatoio
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Warning - Risks of Neighborhood Decline When Investing in Real Estate
28:19
28:19
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28:19
Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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Episode 14: EP 14: Mapping out your dream career with Human Resources Director, Rakesha L. Vos
41:45
41:45
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41:45
Join Fontana Unlocked to learn about Human Resources, what it is, how to start a career in human resources, and what the City of Fontana looks for when hiring employees.
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Ep.46 - Il TERRIBILE FINALE della Juve, De Rossi come GATTUSO? Ring e quiz!
2:14:00
2:14:00
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2:14:00
Il TERRIBILE FINALE della Juve, De Rossi come GATTUSO? Ring e quiz! ||| Fontana di Treviโดย Cronache di spogliatoio
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Ep.45 - Scamacca BOOM, la difesa di ITALIANO, il RING e CAVALLI E SEGUGI
2:25:12
2:25:12
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2:25:12
Ep.45 - Scamacca BOOM, la difesa di ITALIANO, il RING e CAVALLI E SEGUGIโดย Cronache di spogliatoio
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How to Analyze Deals with Private Mortgage Insurance (PMI)
12:36
12:36
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12:36
How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Episode 13: EP 13: The Exhilarating World of Fontana Community Services Department
41:20
41:20
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41:20
Let's dive into the heart of our city, the Fontana Community Services Department! This week Fontana Unlocked is joined by Community Services Manager, Geneo Farrar, tune in to learn more about his role in the department and why Fontana is the place to be.
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Ep.44 - Fontana di Trevi SBARCA A TEATRO! 8 MILE SVILAR e NoPetegui
2:25:01
2:25:01
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2:25:01
Ep.44 - Fontana di Trevi SBARCA A TEATRO! 8 MILE SVILAR e NoPeteguiโดย Cronache di spogliatoio
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Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
35:59
35:59
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35:59
In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Ep.43 - Chi vince la Coppa Italia? Marotta League e gli errori di Italiano
2:38:01
2:38:01
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2:38:01
Ep.43 - Chi vince la Coppa Italia? Marotta League e gli errori di Italianoโดย Cronache di spogliatoio
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Ep.42 - Inter CAMPIONE D’ITALIA, la 2ª stella arriva nel Derby | FONTANA SPECIALE Scudetto
1:56:30
1:56:30
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1:56:30
Inter CAMPIONE D’ITALIA, la 2ª stella arriva nel Derby | FONTANA SPECIALE Scudettoโดย Cronache di spogliatoio
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Deal Alchemy™ - Residential vs Commercial Property
14:48
14:48
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14:48
Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Ep.41 - Allegri HA FATTO le valigie, Luis Albergo, NON VI MERITATE Sinner
2:33:33
2:33:33
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2:33:33
Ep.41 - Allegri HA FATTO le valigie, Luis Albergo, NON VI MERITATE Sinnerโดย Cronache di spogliatoio
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Warning - Risks of Loan Called Due When Investing in Real Estate
30:09
30:09
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30:09
Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Episode 12: EP 12: Why Fontana is the perfect place to start your career in media!
37:32
37:32
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37:32
In this week’s episode, we speak with AV Productions Specialist, Albert Sida. Learn more about his story and how he found his dream career in media here in the City of Fontana. Plus, learn why Fontana is the perfect place to start your career in media.
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Ep.40 - L’Inter è pronta per VINCERE lo SCUDETTO nel derby, Lazio a fine progetto
2:21:13
2:21:13
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2:21:13
Ep.40 - L’Inter è pronta per VINCERE lo SCUDETTO nel derby, Lazio a fine progettoโดย Cronache di spogliatoio
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How to Analyze Buying a Rental Property at a Discount
36:45
36:45
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36:45
How to Analyze Buying a Rental Property at a Discount in Fontana Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test o…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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Ep.39 - L’Italia NON OLTRE i quarti, la SORPRESA degli Europei, Barella vale Totti?
2:11:55
2:11:55
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2:11:55
Ep.39 - L’Italia NON OLTRE i quarti, la SORPRESA degli Europei, Barella vale Totti?โดย Cronache di spogliatoio
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
31:10
31:10
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31:10
There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Ep.38 - Allegri CONTRO i giornalisti, la vicenda ACERBI e l’esultanza di Theo
2:21:13
2:21:13
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2:21:13
Ep.38 - Allegri CONTRO i giornalisti, la vicenda ACERBI e l’esultanza di Theoโดย Cronache di spogliatoio
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Deal Alchemy™ - Increasing Down Payment
19:55
19:55
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19:55
Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Episode 11: EP 11: Fontana Unlocked Travels Back In Time
42:57
42:57
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42:57
From the first Fontana School to WWII Fontana is filled with captivating history. Join us on this journey through time as we uncover the hidden gems and stories that make the City of Fontana a truly special place.
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Ep.37 - La FOLLIA di D’Aversa, De Rossi è da OSCAR, gli ERRORI di Italiano
2:24:33
2:24:33
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2:24:33
Ep.37 - La FOLLIA di D’Aversa, De Rossi è da OSCAR, gli ERRORI di Italianoโดย Cronache di spogliatoio
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Warning - Risks of Rental Property Expenses When Investing in Real Estate
43:04
43:04
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43:04
Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Ep.36 - Inter-Genoa e il rigore che non c’è? EVVIVA Vlahovic, Chi VA IN B
2:22:28
2:22:28
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2:22:28
Ep.36 - Inter-Genoa e il rigore che non c’è? EVVIVA Vlahovic, Chi VA IN Bโดย Cronache di spogliatoio
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How to Analyze a New Construction Single-Family Home Property
33:46
33:46
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33:46
How to Analyze a New Construction Single-Family Home Property in Fontana Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James w…
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Episode 10: Episode 10: A Conversation with Raj Sangha - A Closer Look at State of the City
36:22
36:22
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36:22
Fontana Unlocked welcomes entrepreneur and Fontana Chamber of Commerce Chairman, Raj Sangha. Tune in as they explore memorable moments from past State of the City addresses and shed light on the planning process that goes into organizing such a significant event for the community.
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Ep.35 - Spalletti non ama Call of Duty, Vlahovic imprescindibile, San Nicola da Empoli
2:18:16
2:18:16
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2:18:16
Ep.35 - Spalletti non ama Call of Duty, Vlahovic imprescindibile, San Nicola da Empoliโดย Cronache di spogliatoio
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The 3 Strategies to Pay PMI
29:56
29:56
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29:56
The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Ep.34 - Il SURREALE esonero di Mazzarri, Conte-Bayern, Trevi su Juve e Vlahovic
2:17:08
2:17:08
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2:17:08
Ep.34 - Il SURREALE esonero di Mazzarri, Conte-Bayern, Trevi su Juve e Vlahovicโดย Cronache di spogliatoio
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Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™?
31:12
31:12
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31:12
Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Episode 9: EP 9: Breaking Down Fontana's Budgets
41:29
41:29
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41:29
We're setting the record straight on what goes behind every dollar earned and spent. Municipal budgeting can be complex, that's why we dive into different funding sources and restrictions on how those funds can be used. Check it out for yourself on Fontana Unlocked and Open Finance at fontanaca.gov.
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EP.33 - Juve a TERRA, Dybala non indispensabile, Napoli e il vincitore di Sanremo 2025!
2:17:08
2:17:08
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2:17:08
Juve a TERRA, Dybala non indispensabile, Napoli e il vincitore di Sanremo 2025!โดย Cronache di spogliatoio
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Deal Alchemy™ - Cash Flow to Debt Paydown
25:55
25:55
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25:55
Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Ep.32 - La Juve si deve MANGIARE LE MANI, CDKing, QUIZ e il vincitore di SANREMO
2:16:40
2:16:40
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2:16:40
Ep.32 - La Juve si deve MANGIARE LE MANI, CDKing, QUIZ e il vincitore di SANREMOโดย Cronache di spogliatoio
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Warning - The Risk of Down Payment Size When Investing in Real Estate
47:39
47:39
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47:39
Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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Episode 8: Ep 8: Learn more about capital improvement projects and the city budget
33:17
33:17
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33:17
Join us this week for an insightful discussion on Fontana's capital improvement projects and an in-depth look into how the city's budget is allocated.
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Ep.31 - Gli errori di Allegri, Orsato per Inter-Juve? Calhafiori e Sinner
2:07:03
2:07:03
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Ep.31 - Gli errori di Allegri, Orsato per Inter-Juve? Calhafiori e Sinner ||| Fontana di Treviโดย Cronache di spogliatoio
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How to Analyze a 5% Down Single-Family Nomad™ Property
36:44
36:44
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How to Analyze a 5% Down Single-Family Nomad™ Property in Fontana Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals …
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Ep.30- Il ricordo di Gigi Riva, la Supercoppa è dell’Inter, Bonucci-Nesta ||| Fontana di Trevi
2:14:11
2:14:11
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Il ricordo di Gigi Riva, la Supercoppa è dell’Inter, Bonucci-Nesta ||| Fontana di Treviโดย Cronache di spogliatoio
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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