พอดคาสท์ College Planning ชั้นนำ (2024)

1
Warning - Risks of Loan Called Due When Investing in Real Estate 30:12

4d ago30:12

30:12

Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…

1
College Applications | Early Decision, Last Tips, Series Wrap Up 37:08

5d ago37:08

37:08

Ever wondered how to outsmart the college application clock and not just meet deadlines but strategically beat them? That's exactly what Hector Lopez and I, Kayla Record, unpack in this revealing episode of Cut Throat College Planning. We share the inside scoop on why early application submissions can be a game-changer, diving into the benefits of …

1
Harvard: Safety School? 33:03

13d ago33:03

33:03

4/1/24 episode of College Coffee Talk (Mondays 10am EST Facebook.com/lockwoodcollegeprep): The FAFSApocalypse - signs of relief? Harvard - Safety School? The first 100K per year college (not a sick April Fool's joke) More! For 11th graders: Get College Ready Summer Applications and Essays Bootcamp: LockwoodCollegePrep.com/bootcamp…

1
How to Choose a College Major 38:30

22d ago38:30

38:30

In this episode, Arielle and Jordan explore how experiences and learning new skills in high school can shape students' college majors. They share tips for students who are unsure of what to study, including trying new activities, considering colleges that support student exploration, and utilizing tools like personality assessments and online resou…

1
How to Analyze Buying a Rental Property at a Discount 36:48

11d ago36:48

36:48

How to Analyze Buying a Rental Property at a Discount in College Station Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand th…

1
How to Calculate PMI 13:29

18d ago13:29

13:29

How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…

1
College Applications | The BIGGEST SECRET to Stand Out in Your College Application 37:21

19d ago37:21

37:21

This journey of college planning isn't just about ticking boxes; it's a collaborative adventure involving Post-it notes and a dash of creativity. We guide you through an interactive activity designed to map out your ideal recommenders, illuminating a spectrum of achievements that will make your application glow. Kayla and I share insights on how to…

1
New: Financial Aid "Secrets" for Families Who Think They Can't Qualify 1:24:34

23d ago1:24:34

1:24:34

Originally a live webinar on 3/20/24, college consultants Pearl and Andy Lockwood revealed how to comfortably afford college -- without cutting back on your lifestyle or racking up tens of thousands in high rate, high fee college debt (on your kid or you) -- by taking advantage of legal and ethical "loopholes" buried in the financial aid regulation…

1
Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First? 31:13

25d ago31:13

31:13

There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …

1
How to Beat the Leprechauns in the Financial Aid Office 31:23

26d ago31:23

31:23

College Coffee Talk (originally aired 3/18/24 - Mondays 10am EST on Facebook.com/lockwoodcollegeprep): A financial aid "hack" to beat the leprechauns in the financial aid office, another college pulls the plug on test-optional, more! Resources: LockwoodTestPrep.com/online LockwoodCollegePrep.com/bootcamp…

1
Live Workshop at the Manhasset (NY) Library 1:22:29

1M ago1:22:29

1:22:29

Recording of Andy Lockwood's presentation to an intimate group of parents (including one with a First and Third Grader) in March 2024. Lockwood fielded a variety of questions, including: *How many times should you take the PSAT? * What are "good" extracurricular activities? *How long will this presentation last (asked by a 5th grade daughter dragge…

1
Deal Alchemy™ - Increasing Down Payment 19:58

1M ago19:58

19:58

Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…

1
Can My Kid Get Into Harvard? 5:39

1M ago5:39

5:39

From the Virtual Mailbag: Can your kid get into Harvard? Probably not. Well, maybe (although their published rate is currently in the 3% range, yikes!) We’ve helped a couple dozen kids get into Harvard over the years, but even we know that there’s no “magic recipe.” But we do know what it takes…โดย Pearl and Andy Lockwood

1
College Applications | NAILING Your Application Interview 29:57

1M ago29:57

29:57

Ever wondered what it takes to nail a college application interview? Tune in as Kayla Record and I, Hector Lopez, share crucial strategies for making a lasting impression on admissions committees. We delve into the nuances of interviews across various academic scenarios, highlighting their pivotal role in both specialist programs and competitive sc…

1
Post Mortem: The First Digital SAT 32:17

1M ago32:17

32:17

College Coffee Talk 3-11-24 (broadcast live on Facebook.com/lockwoodcollegeprep): Feedback on the first digital SAT in the US What do do if your FAFSA info doesn't tell the whole truth Bombshell reasons for the FAFSA problems (and what to do about them) More, from the live Q&A Join Pearl and Andy Lockwood live, Mondays 10am EST on their Facebook pa…

1
Warning - Risks of Rental Property Expenses When Investing in Real Estate 43:07

1M ago43:07

43:07

Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…

1
Student Loan Relief Case Study -- Too Good to be True? 29:26

1M ago29:26

29:26

Originally broadcast on College Coffee Talk! [Mondays 10am EST, Facebook.com/lockwoodcollegeprep This live episode covered: *Student Loan Relief Case Study (that sounds too good to be true) *The digital SAT and decline of test optional policies *College essay news *More! Resources mentioned: Student Loan Relief service: https://www.yesterdaysdebt.c…

1
The Truth About Merit Scholarships 8:11

1M ago8:11

8:11

From the Virtual Mailbag: "How do we get merit aid?" College advisor and author Andy Lockwood reveals the ins and outs of how to get your mitts on merit aid. More info at LockwoodCollegePrep.com/fawโดย Pearl and Andy Lockwood

1
How to Analyze a New Construction Single-Family Home Property 33:49

2M ago33:49

33:49

How to Analyze a New Construction Single-Family Home Property in College Station Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class,…

1
How to Write a Good College Essay 4:18

2M ago4:18

4:18

Ain't nothin' more stressful in the college process than writin' them essays! Trust me, I'm a college ad-vey-sor! Relax. Kidding. But writing essays is definitely the most stressful part of the process. I think you'll feel a lot better after you listen to this short episode (originally a live streamed video). Mentioned in this video: our summer Get…

1
Application Essays | The 3 Must Do's 13:40

2M ago13:40

13:40

Ever felt like your college essay might just be another drop in the application ocean? Kayla and I will change that perception forever as we tie up our enlightening series with a toolkit of strategies designed to make your essay the beacon that guides admissions officers to your shores. We're tossing the five-paragraph essay overboard and navigatin…

1
The Mom Who Ripped Me 33:01

2M ago33:01

33:01

College Coffee Talk 2/22/24: The Mom Who Ripped Me a New One, Latest News and Predictions About Test-Optional, Student Loan Forgiveness Plans Update. (Originally an episode broadcast on our Facebook page, facebook.com/lockwoodcollegeprep - Mondays 10am EST). More info at www.YesterdaysDebt.com and www.LockwoodCollegePrep.com…

1
What Sets Elon University Apart? Discovering Its Unique Qualities 35:34

2M ago35:34

35:34

In this episode, join Arielle as she chats with Fredrick Evans from Elon University about what makes the school unique. Uncover the qualities Elon looks for in applicants and how to highlight them. Gain insights into demonstrated interest in admissions and customizable experiences such as internships, research, and study abroad programs.…

1
The 3 Strategies to Pay PMI 29:59

2M ago29:59

29:59

The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…

1
Can My Accountant Help Me With Financial Aid? 4:43

2M ago4:43

4:43

Before you ask (beg) your accountant to help you with financial aid, listen to this short episode (originally a livestreamed video from the mailbag :) See LockwoodCollegePrep.com for more info on our financial aid and college advisory programs.โดย Pearl and Andy Lockwood

1
Bombshell Mistake Made By Parents 31:47

2M ago31:47

31:47

In this episode of College Coffee Talk (Mondays, 10am EST, Facebook.com/lockwoodcollegeprep) college advisors Pearl and Andy Lockwood discuss the biggest mistake parents make, the latest on the FAFSA mess and delays, more!โดย Pearl and Andy Lockwood

1
Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™? 31:15

2M ago31:15

31:15

Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…

1
Application Essays | DON'T MAKE THESE MISTAKES 17:53

2M ago17:53

17:53

Ever found yourself staring at a blank document, the cursor blinking mockingly as you attempt to start your college application essay? Fear not, as Hector Lopez and I, Kayla Record, swoop in with our latest episode to save you from the common blunders that could send your essay to the reject pile. We'll teach you how to ditch the essay title and in…

1
Deal Alchemy™ - Cash Flow to Debt Paydown 25:58

2M ago25:58

25:58

Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…

1
Test Optional Announcement, FAFSA Delays - The Week That Was 29:26

2M ago29:26

29:26

College Coffee Talk is back! College advisors Pearl and Andy Lockwood pull out this weekly college news show from the vault and dust it off to cover the latest developments on test-optional trends, FAFSA delays, more. Live every Monday 10am EST on https://www.Facebook.com/lockwoodcollegeprepโดย Pearl and Andy Lockwood

1
Warning - The Risk of Down Payment Size When Investing in Real Estate 47:42

2M ago47:42

47:42

Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…

1
The Little Lie About Financial Aid 6:21

3M ago6:21

6:21

Thoughts on the financial aid lawsuit involving Yale, Columbia, Duke, Brown, Emory, Penn, Georgetown, Cornell, Notre Dame, MIT, Cal Tech, Johns Hopkins, Dartmouth, Northwestern and Rice...and the truth about so-called "need-based" aid. Info on how to appeal your lowball financial aid or merit aid offer: https://www.lockwoodcollegeprep.com/appeals…

1
Application Essays | How a "Toilet Essay" got me into COLLEGE 21:06

2M ago21:06

21:06

Ever found yourself staring at a bullfight and realizing it's the perfect metaphor for your college application essay? That's the kind of unexpected twist we explore as I, Hector Lopez, team up with Kayla Record to break down the do's and don'ts of standout introductions. We're flipping mundane into magnificent, urging you to ditch the clichés and …

1
I've Been Denied! Now What? 24:27

3M ago24:27

24:27

In this episode of College Planning Simplified, join Arielle and Lindsey as they discuss receiving a denied admissions decision. Together, they delicately navigate the emotional landscape of decision-making, offering a supportive hand to students and comforting advice for parents. In moments of college denial, Arielle and Lindsey share not just tip…

1
How to Analyze a 5% Down Single-Family Nomad™ Property 36:47

3M ago36:47

36:47

How to Analyze a 5% Down Single-Family Nomad™ Property in College Station Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the bes…

1
College Predictions 2024 49:30

3M ago49:30

49:30

Breaking: January 24, 2024: Costume-clad and highly credible college advisors Pearl and Andy Lockwood issue their bold predictions for Class of 2025, 2026 and younger college-bound families, including: is test-optional here to stay? Will acceptance rates continue to drop? What effect will the Supreme Court's decision on affirmative action have on c…

1
What Affects Your PMI Rate 16:35

3M ago16:35

16:35

What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…

1
3 Costly College App Mistakes & Transferable Skills 29:48

3M ago29:48

29:48

Join Hector Lopez and me, Kayla Record, as we shed light on the common blunders that could torpedo your college aspirations before they even set sail. We're here to arm you with the know-how to avoid redundancies, repeat performances of the same leadership spiel, and initiative statements that lack punch. Our conversation is a treasure trove of str…

1
Is It Better to Rent or Buy an Owner-Occupant Property for 5% Down When Otherwise Buying 25% Down Rentals? 31:26

3M ago31:26

31:26

You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…

1
Deal Alchemy™ - Lease-Options 27:17

3M ago27:17

27:17

Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …

1
The FAFSApocalypse 56:07

3M ago56:07

56:07

Real-time, in-the-trenches reporting on the new FAFSA, it's changes, glitches, what's missing, more, courtesy of financial aid expert Pearl Lockwood of Lockwood College Prep. For more information about Lockwood College Prep, visit www.LockwoodCollegePrep.com.โดย Pearl and Andy Lockwood

1
College Applications | What You Wish You Knew 18:43

3M ago18:43

18:43

Unlock the secrets to mastering the college application maze with our esteemed guides, Hector Lopez and Kayla Record. Through their expert lens, we illuminate the path for those venturing into the competitive arenas of theater, music, and state school applications, where every detail counts. This episode is a treasure trove of insider tips, from pi…

1
Warning - Insurable Risks When Investing in Real Estate 32:39

4M ago32:39

32:39

Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in College Station adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't wa…

1
How to Analyze a 20% Down Single-Family Home Rental 54:21

4M ago54:21

54:21

How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…

1
Navigating the Confusion of College Applications 16:42

4M ago16:42

16:42

Ever felt like you're swimming upstream in the river of college applications? We've been through it and we're here to guide you. This episode has everything you need, starting right from the Common App, program-specific applications, and even the unique process for athletes rooting for D1 and D2 athletic scholarships. We're also handing out a free …

1
What is PMI And How to Avoid It 21:39

4M ago21:39

21:39

What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…

1
What To Do If Deferred 4:50

4M ago4:50

4:50

What does it mean and what should you do if you're deferred by your Early Decision college? WEBVTT 00:00.811 --> 00:09.594 Hello, Andy Lockwood from Lockwood College Prep, and today I wanted to talk about what do you do if you are deferred by your early decision school. 00:09.814 --> 00:21.718 I am recording this on December 15th, and that means a …

1
Is It Better to Put 25% Down and Buy 9 Rental Properties After Buying an Owner-Occupant or Nomad™ with 5% Down? 33:20

4M ago33:20

33:20

Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…

1
Narrowing Down College Decisions Based on Campus Tours 21:29

4M ago21:29

21:29

What if one simple question could make all the difference in your college decision? This episode of Cutthroat College Planning is an essential listen for any parent or student navigating the treacherous waters of college selection. We conclude our insightful Campus Tour series with a wealth of advice on how to prepare for, experience, and evaluate …

1
Secret Payment Relief for Student Loans 52:05

4M ago52:05

52:05

College financial aid expert Pearl Lockwood reveals several "hidden" payment relief options for parents with huge amounts of PLUS (parent) loans, case studies, more. See YesterdaysDebt.com for more information.โดย Pearl and Andy Lockwood

พอดคาสต์ที่ควรค่าแก่การฟัง

College Planning พอดคาสต์

พอดคาสต์ที่ควรค่าแก่การฟัง

คู่มืออ้างอิงด่วน