****PLEASE SHARE AND HELP SPREAD THE WORD OF PROPENOMIX**** One more step along the road we go - one more voter for a cut in interest rates. Still 7-2 in favour of holding. Why? What's going to happen over the next year and more in terms of rates? Should you fix now, and for how long? All this, in detail, with my insights and analysis, contained wi…

****PLEASE SHARE AND HELP SPREAD THE WORD OF PROPENOMIX**** This week tucks into a juicy macro week including the money and credit report (figures on mortgage approvals, the money supply, and consumer credit), house prices according to nationwide, the yields of course and then looks into several ONS "real-time" reports of interest, and the Zoopla A…

Wendy said it best about this highly enjoyable interview: "My guest this week has a vast financial and business background which made his entry into property investing an interesting one! Utilising his understanding and knowledge of the macro economic picture, he has been able to translate all those figures and graphs into meaningful content to hel…

****PLEASE SHARE AND HELP SPREAD THE WORD OF PROPENOMIX**** An eventful week, particularly in the US which had some impact on the UK markets, as it tends to do. Some very positive macro news about April's economic activity in general, which leads to reports of a stronger economy, that perhaps doesn't need an interest rate cut, I'm afraid. Also this…

****PLEASE SHARE AND HELP SPREAD THE WORD OF PROPENOMIX**** Another 5000 word blockbuster - macro events of the week are always meaningful when we have the labour market overview and also the inflation numbers, not that I'm utterly obsessed..... I also get stuck into Friday's speech by Dave Ramsden, Deputy Governor of the Bank, and Hamptons Interna…

This week's Supplement focuses in the Deep Dive section on a report from the Resolution Foundation about rents and their thoughts over the next few years. I challenge a few of the assumptions that they don't seem to have the economic stomach to challenge, although overall I am an admirer of their work and they are simply analysing with respect to t…

This week faces the poor Halifax House Price Index print head on and challenges the bullish assumptions that I, and a small handful of other commentators, have been making about the market. I get stuck into the Bank of England Money and Credit Report and also the ONS Quarterly Sector Accounts which cover the household finances.…

This is an article I wrote for Property Investor News in March 2024. Social housing - my own experience as a landlord and investor - considering social impact as well as commercial viability and opportunity.โดย Adam G Lawrence

This week discussed whether indeed it is a Happy Easter or not...... Getting stuck into Zoopla rental reports, Bank of England Financial Stability updates, and the ONS' new index on private rents - PIPR. The direction of travel looks pretty clear.....โดย Adam G Lawrence

This week takes a look at the chance of the remaining property legislation getting through this parliament, and then the macro landscape including a significant inflation writeup. Then, the Bank of England's meeting minutes get a full breakdown with my views on where inflation and rates are going over the rest of 2024. The recession is over - long …

Arrears figures released this week started the clickbait mafia machine, whipping people up into a frenzy. Fuss about nothing? If you want the truth, have a listen and find out. The macro roundup also gets into unemployment and growth figures, alongside what the surveyors are thinking and feeling. FCA mortgage data is broken down in detail.…

Jeremy Hunt's budget breakdown in detail! Multiple dwellings relief changes broken down in detail with worked examples Changes to short lets considered and analysed Implications of changes to capital gains tax on property at the higher rate level.โดย Adam G Lawrence

This week gets stuck into the Bank of England credit port and also the Zoopla House Price Index.โดย Adam G Lawrence

An article I wrote for Property Investor News for February - election survival strategies.โดย Adam G Lawrence

This week gets deep into the detail of the Bank of England's appearance before the Treasury Committee - and as always all the key macro stats and what it all means for the UK Property market. The players involved this week made me think of a soap opera - hence the title. We kick off with a quote by the great Milton Friedman in a week that's reminde…

This week goes "so Macro" and tucks right in - with the relevant level of detail - into the story behind the current UK Recession. To say I'm skeptical is an understatement.โดย Adam G Lawrence

This week rounds up a positive reading! After the macro metrics segment, I get into confession about the yield curve and what I do and don't understand.โดย Adam G Lawrence

This week I summarise the Bank of England monetary policy Committee meeting including a line by line analysis of the minutes of the meeting. What's the immediate future of the Bank Base rate and resultant interest rates - and why? Listen to find out. There's also a longer inflation discussion - which is needed, because all the useful suspects are g…

This week focuses on the macro - as always - and dissects the Hamptons International report on limited company ownership for 2023. I also destroy the politicians hopes and dreams of a working solution for the housing market and provide a suggestion which I think is far better. Not difficult to get over that low bar - but mine might actually work.…

This week steams into a whole pile of macro, followed by some context and a discussion of the current mortgage lending market as far as Buy to Let goes in the UK.โดย Adam G Lawrence

This week's Supplement gets into the Bank of England's blog and what those facing higher mortgage payments have actually done about it - and what they might do going forward. I also cover the macro events and the current mortgage rates - and what I think will be happening to inflation and rates in the near future.…

This week's supplement goes into some Macro meat and then asks a question I don't hear anyone else asking - where are all these people going? What does this all mean for the future of the private rented sector? Most importantly - what and where are the opportunities for 2024?โดย Adam G Lawrence

The big one - a New Year's Eve extravaganza! The recent Bank of England report on the Buy-to-Let sector dissected in significant detail - what does the Bank really think about what's been going on? Is this just another absolution of their responsibilities around the cost of housing and shelter - or simply a fair statement and leaves what should be …

This week rounds up an amazing fortnight in the international bond markets with rates tumbling. Get out the bunting and the free money bus is back on the road, right? Wrong. Listen carefully for the good news and also the likely outcomes for 2024!โดย Adam G Lawrence

This week's supplement goes deep into employment figure detail and discusses the main factors driving interest rates downwards in the best week the markets have had for some time as far as property investors are concerned! Also some analysis on the Zoopla rental report and some 2024 predictions for rent growth and capital growth.…

This week goes deep into the detail of the Financial stability report from the Bank of England and also answers the question on whether it has been correct to use interest rates to control inflation that was effectively imported.โดย Adam G Lawrence

Another goliath supplement this week in a meaningful week in investment and macroeconomics. Starting to build the picture for 2024......โดย Adam G Lawrence

Jeremy, Jeremy, Jeremy. Time to talk about the truth and the untruth in the statement in my typical line-by-line style. Lots to mull over but overall he's fired all the bullets he can until next time out. Clever politicking overall, although not entirely honest.โดย Adam G Lawrence

This week goes deep into the detail of recent inflation news - including the likely drivers of holding inflation up above the 3.5% level throughout 2024. What does that mean for next year's property market? Find out today and over the next few weeks.....โดย Adam G Lawrence

Fantastic conversation with Dan Hill from Property Entrepreneur - we go well beyond Property to talk around some of the broadest subjects out there. Enjoyed it a lot - drop some feedback if you'd like to see or hear more like this!โดย Adam G Lawrence

This week's supplement gets stuck into the Bank of England meeting minutes and the concept of Quantitative Tightening which is the current Bank policy. I go "full rant" as I don't see the logic behind this level of impatience and I see this as incongruent with the policy of the past decade and a half. Enjoy!…

This week looks at the Bank of England rate decision and just why - and how - the economy has held itself together in spite of efforts to crash the plane from various incompetents in the past 13-14 months!โดย Adam G Lawrence

This week's efforts look at the upcoming refinancing wall and also the real price of housing in the UK updated for Q3 2023. Fascinating long term data at the moment!โดย Adam G Lawrence

This week - the macro includes Liz the Lettuce alongside some less bearish figures for the markets than the weak summer. I also go back to a piece of primary research I did in July this year regarding real house prices, multiples and earnings - and rents. The conclusions are very surprising!โดย Adam G Lawrence

This week Dr Michael Burry gets a shoutout, as I look at why he placed such a big bet on the markets falling earlier this year. I ask what we are missing when it comes to the pieces of the jigsaw in the UK housing market and what we can learn from the past as I continue to speculate on what's likely to happen in the near future.…

This week covers the upcoming Bank of England meeting and takes apart not two but three important recent reports, as well as the macro roundup. What's coming? I finish with some real-time conclusions about where we are in the cycle right now. Keep Calm......โดย Adam G Lawrence

This week's supplement goes right into the details around the Bank of England's most recent Monetary Policy Report and the decision that the Bank faces - and shares some fascinating stats about the true makeup of the UK buy to let market.โดย Adam G Lawrence

This week I dive into the macro markers for a stalling UK economy - get stuck in to the problems facing us at the top level - attempt some forecasts for the remaining months of the year and and top of all of that - discuss the energy performance certificate and the theoretical changes coming our way as a sector.…

This week looks at the inflation roundup and the ever evolving scenario, and gets into some practical advice as to what to do in these times.โดย Adam Lawrence

In this episode - UK Retail sales up 4.2 per cent in nominal terms, down nearly 5 per cent after inflation adjustments UK unemployment up to 4 per cent, a surprise jump from 3.8 per cent compared to forecasts - good for rates Average earnings up 7.3 per cent annualised using the last 3 months as the base - bad for rates as seen to be driving inflat…

Today discusses the recent volatility in bond and swaps markets, emphasizing the importance of not worrying about things beyond our control. I provide an overview of UK government bond markets reaching new highs and the potential impact on mortgage rates. I also explores historical trends in real house prices and average salaries, highlighting the …

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โดย Adam Lawrence

โดย Adam Lawrence

โดย Adam Lawrence

โดย Adam Lawrence

โดย Adam Lawrence

โดย Adam Lawrence

โดย Adam Lawrence

โดย Adam Lawrence